孩子daycare费用怎么抵税 - 未名空间MITBBS历史存档

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孩子daycare费用怎么抵税

孩子daycare费用怎么抵税# NextGeneration - 我爱宝宝

j*42012-03-04 08:03

1 楼

有人说每年初必须set up一个专门用作孩子daycare费用的account,然后往里放钱（
before tax)用作今后一年的daycare费用.但也有人说不必须这样做，每年底报税的时
候凭daycare giver的税号或者社会安全号就可抵扣3千或5千的计税金额。
请问是否以上两种方法都可以？
两种方法的效果有什么区别？
每年的daycare费用最多能抵扣多少计税金额？
多谢！

s*22012-03-04 08:03

2 楼

I use the first method. Do not know about the 2nd one.
$5000 per household. I use flexible spending account for Family/Day care
which is different from the FSA for medical expenses.
The way it works is the pre-tax money will be deducted from my paycheck and
put into my account. I will file a claim at the end of the year to get the
money ($5000) back, needs receipt from the care giver(your expenditure must
be at least 5000 to claim all money back, or put less amount of money into
the FSA account).

z*o2012-03-04 08:03

3 楼

lz工作吗，好像听说工作才能抵税，如果不工作在家全职，daycare就没法抵税了。我
去年报税的时候就没报成这项。

j*42012-03-04 08:03

4 楼

s*22012-03-04 08:03

5 楼

z*o2012-03-04 08:03

6 楼

lz工作吗，好像听说工作才能抵税，如果不工作在家全职，daycare就没法抵税了。我
去年报税的时候就没报成这项。

j*42012-03-04 08:03

7 楼

thanks! based on my review of 2011 tax claim regarding childcare tax benefit
, seems like you don't have to set up a flexible spending account at the
beginning of the year to claim tax exemption of childcare cost, BUT you
would only be able to claim up to 3 grand without a flexible spending
account. if that's true, flexible spending account does have advantage of $
2k more tax benefit.

and
must

【在 s***2 的大作中提到】

: I use the first method. Do not know about the 2nd one.
: $5000 per household. I use flexible spending account for Family/Day care
: which is different from the FSA for medical expenses.
: The way it works is the pre-tax money will be deducted from my paycheck and
: put into my account. I will file a claim at the end of the year to get the
: money ($5000) back, needs receipt from the care giver(your expenditure must
: be at least 5000 to claim all money back, or put less amount of money into
: the FSA account).

j*42012-03-04 08:03

8 楼

我工作，所以要送daycare

【在 z***o 的大作中提到】

: lz工作吗，好像听说工作才能抵税，如果不工作在家全职，daycare就没法抵税了。我
: 去年报税的时候就没报成这项。

v*s2012-03-04 08:03

9 楼

一年能退$5000？？

and
must

【在 s***2 的大作中提到】

M*A2012-03-04 08:03

10 楼

不是一年退5000，而是这5000不算你的应税收入

H*S2012-03-04 08:03

11 楼

下次你们单位open flex plan的时候赶紧加入，一年一次机会

【在 j***4 的大作中提到】

: 有人说每年初必须set up一个专门用作孩子daycare费用的account,然后往里放钱（
: before tax)用作今后一年的daycare费用.但也有人说不必须这样做，每年底报税的时
: 候凭daycare giver的税号或者社会安全号就可抵扣3千或5千的计税金额。
: 请问是否以上两种方法都可以？
: 两种方法的效果有什么区别？
: 每年的daycare费用最多能抵扣多少计税金额？
: 多谢！

J*i2012-03-04 08:03

12 楼

$3K是用来算 child care expense credit， dollar for dollar tax deduction. $5K
拿的是reduction in income （subject to tax).
一般情况下对大多数人来说，拿pretax dedution比拿tax credit更有利。所以如果符
合FSA条件就加入公司的plan吧。

c*o2012-03-04 08:03

13 楼

建了flexible spending account还可以file claim requesting child care expense
credit吗？
两者选一个吗？Thanks!

R*i2012-03-04 08:03

14 楼

只能用一个。如果用了FSA就已经到上限了。

expense

【在 c**********o 的大作中提到】

: 建了flexible spending account还可以file claim requesting child care expense
: credit吗？
: 两者选一个吗？Thanks!

x*g2012-03-04 08:03

15 楼

Child credit is based on the income... Sometimes you may not qualify.
For flexible account, you have to either work or prove that you need to find
a work so have to hire people to take care of your kid.