logo
Redian新闻
>未名空间
>PDA - 掌中宝
>
SanDisk 512MG Mini SD With SD adapter for just $0.50 shipp (转载)
avatar
SanDisk 512MG Mini SD With SD adapter for just $0.50 shipp (转载)# PDA - 掌中宝
n*l
1 楼
对投资一窍不通，保守型的，
不着急用这些钱，咋投资呢？
希望至少不亏，比CD能强点
（是不是没有？呵呵）
这点钱还不够还房贷的，是不是把房贷早点还了更好？
希望各位给点建设性地意见。
谢谢大家。
avatar
t*r
2 楼
已经 N 久木有来了，只缘最近 beta 般忙。其实这首是随便录的翻唱，
质量是 pi 得差，贴出来就权当俺老农还没忘记有音乐这破旮瘩事吧 …………
=========================================================
【 以下文字转载自 Music 讨论区 】
发信人: tidewater (弦影), 信区: Music
标 题: 也凑个热闹：恣意纵情版之翻唱《飞俺到月亮》
发信站: BBS 未名空间站 (Thu Mar 10 04:45:33 2011, 美东)
随便录的，砖头只管扔。当然，金砖为最佳 …………
http://www.box.net/shared/lp8tjxh41e
Fly me to the moon
Let me play among the stars
Let me see what spring is like
On a-Jupiter and Mars
In other words, hold my hand
In other words, baby , kiss me
Fill my heart with song
And let me sing for ever more
You are all I long for
All I worship and adore
In other words, please be true
In other words, I love you
Fill my heart with song
Let me sing for ever more
You are all I long for
All I worship and adore
In other words, please be true
In other words, in other words
I love ... you
avatar
g*s
3 楼
午夜时分，大雪封城。
我草草地裹上棉衣，胡乱穿上靴子，来不及戴绒帽手套就冲出家门，顺着雪地上的脚印
全力奔跑。
钉头般的雪粒砸在脸上，不过几秒钟，面部便失去知觉。我一刻不停地扭头，寻找那个
女孩的身影。
一路奔至小区门口，在将近零下三十度的气温里，额头竟蒙上一层薄汗。未热身导致小
腿抽疼不止，我弯下腰，用双手撑住膝盖，大口喘息。
积了雪的公路异常空旷，周遭无声，狂风中只剩下我急促的呼吸声。顺着公路方向，我
抬头向远看，终于发现了她的身影。
绛紫色与灰黑色杂糅的天幕在高远处，很压抑，靠近地平线的天空有隐约的粉光。雪花
飘到路灯光下，像镀了金粉的星，她站在路灯下方，微抬着头，一动不动。雪花轻缓地
落在她头上。
我呆呆地看着她，脚尖和手指被冻得僵麻，额头上的细汗快结起冰。我转转脚踝，向她
跑去，同时大声唤：“小渝！小渝！”
她没有回应我，依旧一动不动。我放缓脚步，走到她身边，轻轻拍去她头顶和肩膀上的
雪，握住她被冻得冷硬的手。
她终于转头看我，睫毛上覆盖着细白的雪霜。
盯着我，她轻声说：“姐姐，下雪了。”
衣 柜
我的堂妹小渝，是二叔的孩子。
从婴儿时期起她就反常，不哭闹，像装了消音器。从不要人抱，也不与人对视。
具体什么原因，家人羞于启齿，我怎样婉转地问，长辈一律不耐烦地搪塞：“没什么不
一样，就安静了点。”
小渝比我小三岁，刚听说有个妹妹，我极为兴奋。真见到时，发现她一声不出，木木盯
着窗户角上万花筒状的冰花观察，丝毫不理我的逗乐。
我在饭桌前小声向父亲抱怨：“妹妹怎么傻乎乎的啊？”
父亲用力戳我脑袋：“小孩子家，给我少乱说话。”我捂着头，发现二婶犀利地瞥了我
一眼。
我们一家，爷爷奶奶是医生，二婶在三甲医院当护士。平日里小渝的小病，都长辈们处
理。他们没说小渝有什么不对劲，我总觉得她反常，却只能憋在心里。、
小渝快三岁了，还不能稳步走路，也不爱开口说话，频繁尿床。她常旁若无人地玩手指
，或盯着墙上某条细若发丝的裂痕发呆。
二叔二婶，没送小渝上幼儿园。他们和退休的奶奶住同一个小区，小渝大部分时间，由
奶奶照顾。直到小渝六岁，同龄孩子都已上小学，奶奶先坐不住了，趁二叔二婶上班，
偷偷带着小渝去医院做检查。
检查花了一两天时间，二叔二婶发现小渝不见，冲去医院，说爷爷奶奶多管闲事。爷爷
生气，骂了句：“你们只会生不会养，对孩子不负一点责任。”大家撕破了脸。
家里人不喜欢二婶，背后议论她强势。二叔本来最顽劣，上学到初中便去混社会，惹麻
烦不断，工作也是爷爷奶奶拉下老脸求到的。
和二婶结婚后，二叔性格变得软弱，小家庭完全由二婶做主。两人曾欠下大笔外债，好
不容易挣到些钱，二婶不想着还债却主张买车，只因为亲戚都有车。
平日里，二婶言前语后，对爷爷奶奶也不太尊重，和家人关系疏远。小渝的事，更成了
二婶说不得的心病。她私下着急，没想到奶奶不打招呼，搞出这么大阵仗，让她难堪。
拿到检查结果的晚上，哄吵的亲人们聚在奶奶家里，个个神色凝重。小渝和我呆在小房
间里，大人关紧了房门。
我第一次和小渝独处，不知所措。小渝自顾自地爬到床上，像我不存在似的，仔细地用
手指描摹着被子上的花纹。
门外传来争吵声，我偷偷把门拉开一条缝，眯着眼睛看向客厅。客厅里，二叔二婶像疯
子似的扭打在一起，大姑和父亲在他们身后拉架。
二婶脸上填满愤怒，冲二叔大骂：“现在你傻了吧！让你当初在外面勾搭女人，弄得一
身腥臊，现在自己的孩子完蛋了，你开心了吧。啊？”
二叔暴躁地吼着，狠狠地朝二婶小腿踢了一脚，她疼得大叫，长发散乱。父亲揪起二叔
领子，把他推进靠墙的沙发里，他脑袋重重碰在墙上，发出一声嗡响。
死寂中，他们各自喘息，爷爷用手撑住额头，无奈叹气。
我扭头一看，小渝仍深陷在画被子的世界里，窗外的天空像匹黑布般，密不透风。
披头散发的二婶突然冷笑几声，二叔气冲冲跳起来：“赶紧闭上臭嘴，你还有脸笑？早
就看出孩子不对劲，让你带着去看医生，你不愿意。你个自私的东西。”
“我滚你娘的！”二婶挣脱大姑的双手，抓起茶几上的杯子，要朝二叔砸去，结果被父
亲挡住。
奶奶颤巍巍地站起身，不住拍大腿，让所有人好好说话。
二婶的手停在空中，胸口剧烈起伏。她似乎意识到对面都是婆家人，不好再继续发作，
她闭眼，用力把杯子投在地上。
杯子撞击地板，发出刺耳的破裂声，传进屋里。本在床上静坐的小渝，突然尖声大叫，
双手大幅度挥舞、击打床面。
二婶听见声音，往我这边看来，正好与我四目相对。她向我这边冲，我吓坏了，忙连滚
带爬从门边逃开。
我刚缩进墙角，二婶“砰”地一脚踢开房门。她一把抓起小渝头发，对着她耳朵吼：“
你他妈叫个屁啊！”说着，拎起小渝的头朝落地衣柜的门上摔。
尖叫戛然而止，小渝跌在地板上，面朝天，嘴唇撞裂，鼻血飞溅，鲜血顺着脸颊、脖子
流下，弄脏了身上的白色纱裙。
血滴崩溅到二婶脚尖，她微张着口，低头看向女儿，哆嗦着嘴。小渝眼神涣散，二婶猛
地跪下，抬起小渝肩膀让她立住，扭紧她的两个肩头，前后晃动小渝身体，继续哭吼：
“你说话啊！哑巴了吗？刚才喊的声音那么大，你倒是给我开口讲话啊。”
小渝的脖子像断了筋似的，无力摇摆，血滴从她的唇上甩落在白色地板，开出猩红的花。
大人们终于缓过神来，把嚎哭的二婶拖出房外。而小渝，垂着脑袋坐在地上。
不知过了多久，我从混乱中回过神来，看着小渝血迹斑斑的脸，颤抖着想帮她擦鼻血。
刚伸出手，小渝一伸脖子，迅猛地咬住我的手指，咬合力不知轻重，疼得我大哭，父亲
闻声冲进房里。
小渝一声不吭地扶着床，慢慢站直身子。她身后的柜门是推拉式的，右半边的门在刚刚
的撞击下开了半扇。她偏过头盯着昏暗的衣柜内部，忽然身体一松劲，向后倒进衣柜。
虚弱地撑起上半身后，她把双腿也收了进去。
我和父亲小心凑过去，阴暗光线里，小渝窝着身子团在衣服堆上，满脸戒备，抑制不住
发出痛苦的哼声。
二叔拨开我和父亲，从身后挤过来。看着女儿在柜子中缩成一团，他仿佛噎住，没说一
句话。
父亲带我离开，我最后看了眼二叔，见他用小臂蒙住眼睛，浑身颤抖，肩膀一耸一耸。
avatar
y*i
5 楼
Muni bond with AGM or Mbia insured with 4.5-5 percent tax free return 6 -10
year mature. If your tax bracket is less than 25 percent, bbb investment
grade bond like genworth 7-8 percent yield. If short-term like 1-2 year, m-
REIT like Arr, Agnc, nly or combine these three dependent on your risk
tolerance.
avatar
p*w
6 楼
只能說是買個備用。

【在 F*F 的大作中提到】
: 【 以下文字转载自 shopping 讨论区 】
: 发信人: beingtoad (toad), 信区: shopping
: 标 题: SanDisk 512MG Mini SD With SD adapter for just $0.50 shipp
: 发信站: BBS 未名空间站 (Sun Nov 22 14:04:58 2009, 美东)
: http://www.all4cellular.com/sandisk-512mg-mini-sd-with-sd-adapter.html
: coupon: SANDISKSUNDAY
avatar
s*d
7 楼
Muni bond 6-10 year mature 是说得等6-10年么？

10

【在 y****i 的大作中提到】
: Muni bond with AGM or Mbia insured with 4.5-5 percent tax free return 6 -10
: year mature. If your tax bracket is less than 25 percent, bbb investment
: grade bond like genworth 7-8 percent yield. If short-term like 1-2 year, m-
: REIT like Arr, Agnc, nly or combine these three dependent on your risk
: tolerance.
avatar
y*i
8 楼
You'll get interest (coupon*principal, like 5%*10000$=500$ a year, 250$
every 6 month) every 6 month and your principal back in 6-10 years.
avatar
y*i
9 楼
If you have fidelity account, go to trade->trade fixed income->if you know
CUSIP #, put in, otherwise -> search inventory->Municipal bond. If you want
new issue, click and participate IPO, no fee. Otherwise->Secondary-> put
maximum maturity date, like 01/2025, click all bond tier, call protection,
click No on zero coupon if you don't want (higher yield but no payment until
mature), select all on ratings, AMT no if you hit AMT, Fed tax exempt yes,
and click all for others. Finally, ask minimum yield, like 4.5%, then save
it as "4.5", next time you don't need to put anything again.
avatar
y*i
10 楼
View Results as Table give you better comparison than Graph, and choose your
state if you don't want to pay state tax, otherwise all states (better
choice for higher yield and if you don't know how long you stay on that
state). To choose a bond with insurance like FSA/AGM, MBIA/FGIC or AMBAC,
you need to click "overview" each bond to check or there's a different
between Rating and Underlying Rating. If you want to sell the bond before
mature, click "price and performance" and View Recent Trades to know how
liquidation the bond is. You need to call Fidelity and ask a bid quote
before the selling,and the spreading between 3rd party price and bid quote
may be 1-2% for high liquidation bonds like GO of California or PUERTO RICO
bonds because no state tax for anyone even you are not in PR, but more than
3% for low liquidation bonds like a small town or all AMT bonds which most
buyers hold until maturity date.
avatar
y*i
11 楼
For corporate bond, you can sell it online like stock. But the highest bid
price usually need 5 unit(5000$ as principal value), amount lower than that
need to sell as the bid price accept 1 or 2 unit (1000$ or 2000$ face value)
, or you need to call Fidelity to ask a bid quote, like Muni bond.
avatar
n*l
12 楼
thanks for all your reply
will study from the beginning

want
until

【在 y****i 的大作中提到】
: If you have fidelity account, go to trade->trade fixed income->if you know
: CUSIP #, put in, otherwise -> search inventory->Municipal bond. If you want
: new issue, click and participate IPO, no fee. Otherwise->Secondary-> put
: maximum maturity date, like 01/2025, click all bond tier, call protection,
: click No on zero coupon if you don't want (higher yield but no payment until
: mature), select all on ratings, AMT no if you hit AMT, Fed tax exempt yes,
: and click all for others. Finally, ask minimum yield, like 4.5%, then save
: it as "4.5", next time you don't need to put anything again.
avatar
f*o
13 楼
mark
avatar
S*s
14 楼
If you are looking to retire in 5-15 years, and if you don't need to use
this $
250,000 until years later, you maye turn it into a pension alike with much
higher return.
avatar
s*c
15 楼
What is the advantage of buying individual bond yourself, comparing to
buying into a bond fund?
Thanks.

want
until

【在 y****i 的大作中提到】
: If you have fidelity account, go to trade->trade fixed income->if you know
: CUSIP #, put in, otherwise -> search inventory->Municipal bond. If you want
: new issue, click and participate IPO, no fee. Otherwise->Secondary-> put
: maximum maturity date, like 01/2025, click all bond tier, call protection,
: click No on zero coupon if you don't want (higher yield but no payment until
: mature), select all on ratings, AMT no if you hit AMT, Fed tax exempt yes,
: and click all for others. Finally, ask minimum yield, like 4.5%, then save
: it as "4.5", next time you don't need to put anything again.
avatar
y*i
16 楼
You will receive interest semiannual or monthly for some corporate bond, so
you can control the cash flow by yourself. If the bond market price goes up,
you can sell it for capital gain plus interest, if the bond market price
goes down, you hold it to maturity to earn interest only. In any case, as
long as the bond does not default or the insurance company still pay you the
interest and principal for some muni bonds, you have no risk losing money.
If you choose bond fund, you don't have control of your own money and may
lose money when sell it because the market price is too low to offset
dividend it paid.
avatar
W*7
17 楼
I could never understand how they distinguish capital gain and interest when
you buy/sell the muni bonds in the secondary market.I think it is quite
complicated. Just give some examples here:
If I buy 5% coupon rate muni bond with a price at 108$, then sell it before
maturity at price 110$/106$. Is the 2 dollar counted as capital gain/loss?
or if I buy 0% coupon rate muni bond with a price at 58$, then sell it
before maturity at price 68$. Is the 10 dollar counted as capital gain? or
part of the 10$ is capital gain?
Thanks.

so
up,
the
.

【在 y****i 的大作中提到】
: You will receive interest semiannual or monthly for some corporate bond, so
: you can control the cash flow by yourself. If the bond market price goes up,
: you can sell it for capital gain plus interest, if the bond market price
: goes down, you hold it to maturity to earn interest only. In any case, as
: long as the bond does not default or the insurance company still pay you the
: interest and principal for some muni bonds, you have no risk losing money.
: If you choose bond fund, you don't have control of your own money and may
: lose money when sell it because the market price is too low to offset
: dividend it paid.
avatar
y*i
18 楼
The broker like Fidelity will adjust your cost basis monthly based on the
yield. Like I bought a zero coupon bond at 34.76$ at May 24, currently the
cost basis is $35.39$. If I sell it now at $39, you have capital gain $39-$
35.39-$0.1(consider the fee $1 per 1000$ par value bond), the rest $35.39-34
.76=0.63 will be your tax exempt interest. If you buy the bond with premium
like your first case, the cost basis will also be adjusted monthly to a
lower value, so the $108 will be like $107.xx next month, $106.xx next year
if it is less than 8 year maturity, until maturity like Oct 2020, your cost
basis should be reduced to par value, $100. The interest you received is
always tax free.
avatar
W*7
19 楼
thanks a lot. That's very clear.

34
premium
year
cost

【在 y****i 的大作中提到】
: The broker like Fidelity will adjust your cost basis monthly based on the
: yield. Like I bought a zero coupon bond at 34.76$ at May 24, currently the
: cost basis is $35.39$. If I sell it now at $39, you have capital gain $39-$
: 35.39-$0.1(consider the fee $1 per 1000$ par value bond), the rest $35.39-34
: .76=0.63 will be your tax exempt interest. If you buy the bond with premium
: like your first case, the cost basis will also be adjusted monthly to a
: lower value, so the $108 will be like $107.xx next month, $106.xx next year
: if it is less than 8 year maturity, until maturity like Oct 2020, your cost
: basis should be reduced to par value, $100. The interest you received is
: always tax free.
avatar
y*3
20 楼
With your search query, I don't get any Municipal bond even have yield>3.0.
How you could get it?
Thanks.

want
until

【在 y****i 的大作中提到】
: If you have fidelity account, go to trade->trade fixed income->if you know
: CUSIP #, put in, otherwise -> search inventory->Municipal bond. If you want
: new issue, click and participate IPO, no fee. Otherwise->Secondary-> put
: maximum maturity date, like 01/2025, click all bond tier, call protection,
: click No on zero coupon if you don't want (higher yield but no payment until
: mature), select all on ratings, AMT no if you hit AMT, Fed tax exempt yes,
: and click all for others. Finally, ask minimum yield, like 4.5%, then save
: it as "4.5", next time you don't need to put anything again.
avatar
y*i
21 楼
Don't limit your bond tier to tier 1 bond only and choose all state if you
want high yield. Most high yield muni bonds now are either in CA or PR. Buy
PR bond if you are not in CA and still want it state tax free. Because some
BBB+ grade bond has downgrade risk, buy the high yield with monoliner
insurance will garantee you will get interest semiannually and principal
back at maturity even the bond issuer defaults. Some of my current muni bond
holdings cab be found at
http://www.mitbbs.com/clubarticle_t/Bond/31335637.html
相关阅读
外行聊聊A5和Tegra2ViewSonic gTablet怎么样？IGO android 的安装文件哪里可以找到啊sero用4G手机每月多少钱？能否推荐个Garmin的GPS善了个哉的！华硕这帮孙子也跟风求推荐：有Physical键盘的Android手机NEW~不要iphone不要smartphone，我要...android有没有类似weiphone的国内论坛？说一个苹果定价为啥贵的原因Lane Assistant的最大缺点是tmobile g1解锁后 能不能用ATT的3G看到尺寸，重量，续航，3G 我懂了splashtop remote 在变形金刚上android和webos粗略比较以及新手求助ANDRIOD的DELL STREAK的界面真的难看，想刷机，装不了DELL PC SUIT太撤，居然要pick up in 2 weeks!有人在eee pc上装xp吗？请教Android手机推荐amazon上的transformer 3min就sold out了。。。
logo
联系我们隐私协议©2024 redian.news
Redian新闻
Redian.news刊载任何文章，不代表同意其说法或描述，仅为提供更多信息，也不构成任何建议。文章信息的合法性及真实性由其作者负责，与Redian.news及其运营公司无关。欢迎投稿，如发现稿件侵权，或作者不愿在本网发表文章，请版权拥有者通知本网处理。