after all tax, 401k, etc, I think op can have around 6k cash each month. utility, food/grocery, TV/phone/internet, car etc maybe another daycare later. It's very Cheng indeed.
【在 r****s 的大作中提到】 : 如果贷417K, 可以拿到5.0利率,30年fix, mortgage payment $2238 per month. : taxes + insurance ~900 : child care $900 : Total $4000 per month : 工作稳定的话没问题吧 : : 30
then no 401K in the first 10 years, property tax & mortgage interest tax deduction will cancel out property tax
【在 K******S 的大作中提到】 : after all tax, 401k, etc, I think op can have around 6k cash each month. : utility, food/grocery, TV/phone/internet, car etc maybe another daycare : later. : It's very Cheng indeed.