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ATT的data cap?# PDA - 掌中宝
Y*o
1
这个利率如何-- 昨天的报价,在加州。
New purchase, SFR, 80% LTV, $640K mortage
Qutation #1: 4.875% 30Yr Fix for $640K mortgage
No point. With regular closing fee ~ comparable to others.
======
Quotation #2: 5.000% 30yr fix for $640K mortgage,
No point either. with similar closing fee,
Lender credit= $6400 (1% of loan).
Which one to pick?
=========
How come other place offer 5.125% --> provided by MITBBS brokers? Maybe my builder trying to attract me after I threat to quit the purchase,LOL.
是不是要再向 builder 砍砍价,2周后就要close乐。
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d*a
2
插上PC之后眨着桔黄色的光
文件管理器上什么都不显示
你好歹跳个对话框让我格式化吧?
[发表自未名空间手机版 - m.mitbbs.com]
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r*3
3
ATT家unlimited data,cap是2G还是5G啊?两种说法都听到过
★ Sent from iPhone App: iReader Mitbbs Lite 7.56
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c*o
4
640K的loan?这不得还一辈子?
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i*l
5
U盘你搞EXT4?还是FAT32靠谱,Win Linux通吃。
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A*D
6
3g
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Y*o
7
$640K, 是的还一辈子。 加州居不易 - 当房奴!!

【在 c****o 的大作中提到】
: 640K的loan?这不得还一辈子?
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r*3
8
看到有个三月份的文章说:HSPA 是3G,LTE是5G
★ Sent from iPhone App: iReader Mitbbs 7.56 - iPad
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h*b
9
funny #2 no show in posting but shows up in reply... :p
both are good depends on if you're willing to cough up cash upfront.

【在 Y***o 的大作中提到】
: 这个利率如何-- 昨天的报价,在加州。
: New purchase, SFR, 80% LTV, $640K mortage
: Qutation #1: 4.875% 30Yr Fix for $640K mortgage
: No point. With regular closing fee ~ comparable to others.
: ======
: Quotation #2: 5.000% 30yr fix for $640K mortgage,
: No point either. with similar closing fee,
: Lender credit= $6400 (1% of loan).
: Which one to pick?
: =========

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Y*o
10
I was editing.. :)
How come other place show 5.125% --> provided by MITBBS brokers? Maybe my
builder trying to attract me after I threat to quit the purchase, LOL.

【在 h***b 的大作中提到】
: funny #2 no show in posting but shows up in reply... :p
: both are good depends on if you're willing to cough up cash upfront.

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i*s
11
64w 就要还一辈子了?
不至于吧

【在 c****o 的大作中提到】
: 640K的loan?这不得还一辈子?
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b*a
12
就是。北京的房子卖个阳台就付清了

【在 i******s 的大作中提到】
: 64w 就要还一辈子了?
: 不至于吧

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Y*o
13
由北京的房子的就是不一样。

【在 b*a 的大作中提到】
: 就是。北京的房子卖个阳台就付清了
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Y*o
14
Any comments on the rate?

【在 Y***o 的大作中提到】
: 这个利率如何-- 昨天的报价,在加州。
: New purchase, SFR, 80% LTV, $640K mortage
: Qutation #1: 4.875% 30Yr Fix for $640K mortgage
: No point. With regular closing fee ~ comparable to others.
: ======
: Quotation #2: 5.000% 30yr fix for $640K mortgage,
: No point either. with similar closing fee,
: Lender credit= $6400 (1% of loan).
: Which one to pick?
: =========

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h*b
15
ha! my rate as of today (02/25) is 4.875% on high bal purchase loan in
socal... you can check out my postings below--i assume it's a SFR.
http://www.mitbbs.com/club_bbsdoc/charles.html
rates do fluctuate day in and day out :p

【在 Y***o 的大作中提到】
: Any comments on the rate?
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Y*o
16
Thanks for the info. So,the rate is going lower these days?

【在 h***b 的大作中提到】
: ha! my rate as of today (02/25) is 4.875% on high bal purchase loan in
: socal... you can check out my postings below--i assume it's a SFR.
: http://www.mitbbs.com/club_bbsdoc/charles.html
: rates do fluctuate day in and day out :p

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d*n
17
purchase的话,选no piont的最低rate,然后比较一下closing cost,选个相对低的银
行。
羊毛出在羊身上,broker能返出钱来是因为赚的就多,而之所以赚的多,是因为offer
的rate高。
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d*2
18
今天锁了
4.875% and the lender's credit is 0.625 pt
New purchase, SFR, 75% LTV, $628K mortage,也在南加
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Y*o
19
So, you receive 0.625*628K=$3900 from broker/bank?
Which lender - if you do not mind, can you PM me?
Buying from builder or from resale home?
Thanks,

【在 d***2 的大作中提到】
: 今天锁了
: 4.875% and the lender's credit is 0.625 pt
: New purchase, SFR, 75% LTV, $628K mortage,也在南加

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j*k
20
I just locked in with Citibank last Friday. 450K Loan 3.75% on 5/1 ARM, 1/8
pt back (about $500). Just recieved the Good Faith closing estimate. The bank fees are;
appraisal: $550
origination: $625
credit rpt/fedex/etc: With the $500 rebate, Citi only charges me a total that's less than $975, including appraisal. Not even any bank lawyer's fee.
Of course, because the property is long island, NY, I got to pay various tax and
also title insurance. That pushes the closing cost to close to $20K. But as
far as Citibank is concerned, $975. That's it.
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