I don't think wholesale brokers can help out in this case since all the lenders we have need you to have validate H1B by the time of funding plus 2 paycheck stubs. But I do have one client who has similar case, that her H1B will be valid since 10/1 and she is working on OPT in the same company. I think BOA or WF ( I forgot which one) said it is OK to take the loan.