S*l
2 楼
今天跟我们单位的一个妈妈聊天,说她女儿准备去harvard, 64000/yr,一分钱没有,全
得自己掏。另外还可以去michigan,free ride四年。人家毫不犹豫选择harvard,借了
25万的loan。我都听傻了。。。她们家俩孩子,差四岁,据说都是要送harvard的。那个妈妈说她得work until death送俩孩子读书
一个孩子25万,要是多几个孩子就是我从现在起不吃饭也送不起啊。
得自己掏。另外还可以去michigan,free ride四年。人家毫不犹豫选择harvard,借了
25万的loan。我都听傻了。。。她们家俩孩子,差四岁,据说都是要送harvard的。那个妈妈说她得work until death送俩孩子读书
一个孩子25万,要是多几个孩子就是我从现在起不吃饭也送不起啊。
A*0
3 楼
中国超市小米辣
z*c
4 楼
没跟你说吗? 我们准备晚上去兼差当保安,白天到公司来睡觉。
G*a
9 楼
德成行有卖的。
w*e
20 楼
Harvard也不是想去就能去的,多少人想捐多少百万也换不来入学保证。先让孩子出类
拔萃吧,学费的事情先不要瞎操心了。
Harvard一分钱不减免的,是有钱人啊,发什么愁?
拔萃吧,学费的事情先不要瞎操心了。
Harvard一分钱不减免的,是有钱人啊,发什么愁?
k*r
22 楼
如果真能挣,几十万不算啥,留着自己没用啊
P*n
24 楼
那她家还是出得起这个钱的,不用你瞎操心啊。
这种学校都是needed based的FA,之所以学校没有给,估计是就评估下来,他们家不需
要FA
那个妈妈说她得work until death送俩孩子读书
【在 S**********l 的大作中提到】
: 今天跟我们单位的一个妈妈聊天,说她女儿准备去harvard, 64000/yr,一分钱没有,全
: 得自己掏。另外还可以去michigan,free ride四年。人家毫不犹豫选择harvard,借了
: 25万的loan。我都听傻了。。。她们家俩孩子,差四岁,据说都是要送harvard的。那个妈妈说她得work until death送俩孩子读书
: 一个孩子25万,要是多几个孩子就是我从现在起不吃饭也送不起啊。
这种学校都是needed based的FA,之所以学校没有给,估计是就评估下来,他们家不需
要FA
那个妈妈说她得work until death送俩孩子读书
【在 S**********l 的大作中提到】
: 今天跟我们单位的一个妈妈聊天,说她女儿准备去harvard, 64000/yr,一分钱没有,全
: 得自己掏。另外还可以去michigan,free ride四年。人家毫不犹豫选择harvard,借了
: 25万的loan。我都听傻了。。。她们家俩孩子,差四岁,据说都是要送harvard的。那个妈妈说她得work until death送俩孩子读书
: 一个孩子25万,要是多几个孩子就是我从现在起不吃饭也送不起啊。
h*y
32 楼
如果能让孩子考上。。比挣钱难十万八千里吧。
p*a
41 楼
偶拿越南泡椒做过,除了有股某种草的味道,其他没区别
主要是这种泡椒比国产的便宜,小米辣什么的太贵
主要是这种泡椒比国产的便宜,小米辣什么的太贵
g*n
49 楼
想吃泡凤爪,想了很久了,哪里有泡山椒卖,有人知道吗?谢谢!
B*1
50 楼
1500 is the total. For asians, the number is close to 200!
Then for boys? May be 80??
Then for boys? May be 80??
A*0
51 楼
中国超市小米辣
i*e
52 楼
Isn't 1500 the target enrollment number? The admission should be bigger
than this.
According to Common Data Set(2010-2011) school year Harvard had 1670
freshmen attending for class of 2010, 252 are Asian.
http://www.provost.harvard.edu/institutional_research/CDS2010_2
【在 B******1 的大作中提到】
: 1500 is the total. For asians, the number is close to 200!
: Then for boys? May be 80??
than this.
According to Common Data Set(2010-2011) school year Harvard had 1670
freshmen attending for class of 2010, 252 are Asian.
http://www.provost.harvard.edu/institutional_research/CDS2010_2
【在 B******1 的大作中提到】
: 1500 is the total. For asians, the number is close to 200!
: Then for boys? May be 80??
i*e
56 楼
Harvard admitted 2032 this year!
(According to Harvard Crimson -school newspapaer)
http://www.thecrimson.com/article/2012/3/29/admissions-harvard-
"An all-time low 5.9 percent of applicants received offers to join Harvard
College’s Class of 2016 on Thursday. This marks the seventh consecutive
year that Harvard’s admission rate has fallen.
At 5 p.m., 1,260 students received notifications of their acceptance by
email. In total, including the 772 students admitted in December in the
early action acceptance round, a total of 2,032 initial offers, more than
100 fewer than last year, were extended to applicants. The admit rate for
those considered under regular decision, including the 2,838 early action
candidates who were deferred to the original round, was 3.8 percent.
This year’s accepted students were selected from an applicant pool of 34,
302, down 1.9 percent from last year.
"
(According to Harvard Crimson -school newspapaer)
http://www.thecrimson.com/article/2012/3/29/admissions-harvard-
"An all-time low 5.9 percent of applicants received offers to join Harvard
College’s Class of 2016 on Thursday. This marks the seventh consecutive
year that Harvard’s admission rate has fallen.
At 5 p.m., 1,260 students received notifications of their acceptance by
email. In total, including the 772 students admitted in December in the
early action acceptance round, a total of 2,032 initial offers, more than
100 fewer than last year, were extended to applicants. The admit rate for
those considered under regular decision, including the 2,838 early action
candidates who were deferred to the original round, was 3.8 percent.
This year’s accepted students were selected from an applicant pool of 34,
302, down 1.9 percent from last year.
"
G*a
57 楼
德成行有卖的。
S*l
58 楼
sorry then i was wrong.那个是系里的同事说的。她跟我说的是3%,我还在想怎么会这
么难。
【在 i******e 的大作中提到】
: Harvard admitted 2032 this year!
: (According to Harvard Crimson -school newspapaer)
: http://www.thecrimson.com/article/2012/3/29/admissions-harvard-
: "An all-time low 5.9 percent of applicants received offers to join Harvard
: College’s Class of 2016 on Thursday. This marks the seventh consecutive
: year that Harvard’s admission rate has fallen.
: At 5 p.m., 1,260 students received notifications of their acceptance by
: email. In total, including the 772 students admitted in December in the
: early action acceptance round, a total of 2,032 initial offers, more than
: 100 fewer than last year, were extended to applicants. The admit rate for
么难。
【在 i******e 的大作中提到】
: Harvard admitted 2032 this year!
: (According to Harvard Crimson -school newspapaer)
: http://www.thecrimson.com/article/2012/3/29/admissions-harvard-
: "An all-time low 5.9 percent of applicants received offers to join Harvard
: College’s Class of 2016 on Thursday. This marks the seventh consecutive
: year that Harvard’s admission rate has fallen.
: At 5 p.m., 1,260 students received notifications of their acceptance by
: email. In total, including the 772 students admitted in December in the
: early action acceptance round, a total of 2,032 initial offers, more than
: 100 fewer than last year, were extended to applicants. The admit rate for
z*c
60 楼
这哈佛疯狂扩招过两年会不会整成野鸡大学了? :)
i*e
64 楼
哈佛没有疯狂扩招。
Class of 2015 - 2158 admtted
Class of 2014 - 2110 admitted
Class of 2013 - 2046 admitted.
They have a pretty stable yield rate of 70% to have a freshmen class of 1500
~1600 students recent years.
See historic data here.
http://ivysuccess.com/admission_stats_2015.html
【在 z**c 的大作中提到】
: 这哈佛疯狂扩招过两年会不会整成野鸡大学了? :)
Class of 2015 - 2158 admtted
Class of 2014 - 2110 admitted
Class of 2013 - 2046 admitted.
They have a pretty stable yield rate of 70% to have a freshmen class of 1500
~1600 students recent years.
See historic data here.
http://ivysuccess.com/admission_stats_2015.html
【在 z**c 的大作中提到】
: 这哈佛疯狂扩招过两年会不会整成野鸡大学了? :)
z*c
66 楼
原来印象中哈佛就招1000个左右,也没太关心过。
知道油盆每年招好多,每年老中的孩子去的也最多。
1500
【在 i******e 的大作中提到】
: 哈佛没有疯狂扩招。
: Class of 2015 - 2158 admtted
: Class of 2014 - 2110 admitted
: Class of 2013 - 2046 admitted.
: They have a pretty stable yield rate of 70% to have a freshmen class of 1500
: ~1600 students recent years.
: See historic data here.
: http://ivysuccess.com/admission_stats_2015.html
知道油盆每年招好多,每年老中的孩子去的也最多。
1500
【在 i******e 的大作中提到】
: 哈佛没有疯狂扩招。
: Class of 2015 - 2158 admtted
: Class of 2014 - 2110 admitted
: Class of 2013 - 2046 admitted.
: They have a pretty stable yield rate of 70% to have a freshmen class of 1500
: ~1600 students recent years.
: See historic data here.
: http://ivysuccess.com/admission_stats_2015.html
P*s
68 楼
我试想了一下把哈佛据掉以后的心情。。。
1500
【在 i******e 的大作中提到】
: 哈佛没有疯狂扩招。
: Class of 2015 - 2158 admtted
: Class of 2014 - 2110 admitted
: Class of 2013 - 2046 admitted.
: They have a pretty stable yield rate of 70% to have a freshmen class of 1500
: ~1600 students recent years.
: See historic data here.
: http://ivysuccess.com/admission_stats_2015.html
1500
【在 i******e 的大作中提到】
: 哈佛没有疯狂扩招。
: Class of 2015 - 2158 admtted
: Class of 2014 - 2110 admitted
: Class of 2013 - 2046 admitted.
: They have a pretty stable yield rate of 70% to have a freshmen class of 1500
: ~1600 students recent years.
: See historic data here.
: http://ivysuccess.com/admission_stats_2015.html
i*e
76 楼
As long as family income < 60K AND the student is admitted. He/She will
have a "free-ride"
(source - http://www.fao.fas.harvard.edu/icb/icb.do)
"All of our financial aid is awarded on the basis of demonstrated financial
need – there are no academic, athletic or merit-based awards, and we meet
the demonstrated need of every student, including international students,
for all four years. We invite you to explore our web site for a detailed
description of all aspects of our aid program, including our Harvard
Financial Aid Initiative for low and moderate income students, under which
families with incomes currently below $60,000 are not expected to contribute
to college costs. Beginning in the fall of 2012, financial aid will be
further expanded for low income students, when this income level will be
increased to $65,000.
We do not consider home equity or retirement accounts as resources in our
determination of a family contribution, and aid packages do not include any
loans.
【在 a*****e 的大作中提到】
: 请快说说这个朋友以什么条件取得free ride的哈佛的通知书的?
have a "free-ride"
(source - http://www.fao.fas.harvard.edu/icb/icb.do)
"All of our financial aid is awarded on the basis of demonstrated financial
need – there are no academic, athletic or merit-based awards, and we meet
the demonstrated need of every student, including international students,
for all four years. We invite you to explore our web site for a detailed
description of all aspects of our aid program, including our Harvard
Financial Aid Initiative for low and moderate income students, under which
families with incomes currently below $60,000 are not expected to contribute
to college costs. Beginning in the fall of 2012, financial aid will be
further expanded for low income students, when this income level will be
increased to $65,000.
We do not consider home equity or retirement accounts as resources in our
determination of a family contribution, and aid packages do not include any
loans.
【在 a*****e 的大作中提到】
: 请快说说这个朋友以什么条件取得free ride的哈佛的通知书的?
B*1
80 楼
F.Y.I.
..... 读我的旧文请不要追根究底,只能用作参考。这是我当年花了两年时间在网上查
资料,并在女儿上大学三年之前开始调整自己的家庭资产支配,为女儿上大学作准备。
根据我个人的经验,目前这些文章依然有“指导”作用。也是家庭理财中的重要一环.
写手 Morning3evening4
------------------------------------------------------------------
<<1>> 家庭负担孩子大学费用部分的(EFC)计算
EFC (expected familycontribution)
(二00五年十月十六日)
(由于具体的算法太过复杂,本文将聚焦于计算的逻辑及父母可以采取的对策。)
孩子上大学后,可能获得的资助分为两种:1。merit-based;2.need-based。前者是给
极少数极为优秀的学生。而大多数则会依赖后者。 need-based资助为大学费用(
tution,fees,room, board,bookssupplies,insuarnace...)减去EFC (expected
familycontribution)。所以了解EFC的估算方法,将会帮助父母提前计划孩子的大学费
用来源,并提前进行资金安排。
EFC的来源包括两不分: 1。父母的contribution;2.孩子的contribution。
http://bbs.wenxuecity.com/tzlc/397513.html
(二00六年十二月十八日)
看来,还是有很多家长没有理解大学的EFC计算的逻辑。 我的家庭年收入决定了我的女
儿(2008进大学)如果去私立学校,可以拿到一部分need-based资助。所以,为了
利用这个资助系统,同时不必改变我们在孩子上大学期间的生活水准(我还有一个小的
儿子呢。),我的策略很简单
http://bbs.wenxuecity.com/tzlc/397514.html
(二0一0年六月八日)
通过买Annuity来增加孩子大学need-based资助的探讨
http://bbs.wenxuecity.com/tzlc/397518.html
..... 读我的旧文请不要追根究底,只能用作参考。这是我当年花了两年时间在网上查
资料,并在女儿上大学三年之前开始调整自己的家庭资产支配,为女儿上大学作准备。
根据我个人的经验,目前这些文章依然有“指导”作用。也是家庭理财中的重要一环.
写手 Morning3evening4
------------------------------------------------------------------
<<1>> 家庭负担孩子大学费用部分的(EFC)计算
EFC (expected familycontribution)
(二00五年十月十六日)
(由于具体的算法太过复杂,本文将聚焦于计算的逻辑及父母可以采取的对策。)
孩子上大学后,可能获得的资助分为两种:1。merit-based;2.need-based。前者是给
极少数极为优秀的学生。而大多数则会依赖后者。 need-based资助为大学费用(
tution,fees,room, board,bookssupplies,insuarnace...)减去EFC (expected
familycontribution)。所以了解EFC的估算方法,将会帮助父母提前计划孩子的大学费
用来源,并提前进行资金安排。
EFC的来源包括两不分: 1。父母的contribution;2.孩子的contribution。
http://bbs.wenxuecity.com/tzlc/397513.html
(二00六年十二月十八日)
看来,还是有很多家长没有理解大学的EFC计算的逻辑。 我的家庭年收入决定了我的女
儿(2008进大学)如果去私立学校,可以拿到一部分need-based资助。所以,为了
利用这个资助系统,同时不必改变我们在孩子上大学期间的生活水准(我还有一个小的
儿子呢。),我的策略很简单
http://bbs.wenxuecity.com/tzlc/397514.html
(二0一0年六月八日)
通过买Annuity来增加孩子大学need-based资助的探讨
http://bbs.wenxuecity.com/tzlc/397518.html
B*1
84 楼
The bottom line:
If your annual household income is over $180K, no need-based financial aid
from any school.
If your annual household income is $30-50K, congratulations. You will get a
free ride.
To be qualified for financial aid, go back to a university and become a
postdoc ($30-50K).
Wait. Does that drastic job change worth the $30-50K "saving" you would get
from the financial aid? Well, if your current annual household income is
about $60-100K, yeah, it is your gain.
If your family earns more than $100k annually, no, it would not work for
your benefit.
If your annual household income is over $180K, no need-based financial aid
from any school.
If your annual household income is $30-50K, congratulations. You will get a
free ride.
To be qualified for financial aid, go back to a university and become a
postdoc ($30-50K).
Wait. Does that drastic job change worth the $30-50K "saving" you would get
from the financial aid? Well, if your current annual household income is
about $60-100K, yeah, it is your gain.
If your family earns more than $100k annually, no, it would not work for
your benefit.
l*a
86 楼
差不多,首先那个朋友的女儿很优秀,年级前5,学生会主席(?)钢琴8级,画画,网
球国内大奖。据他说要一个国内的大奖。然后他家现在可能收入不高,所以能拿到free
ride.
financial
contribute
【在 i******e 的大作中提到】
: As long as family income < 60K AND the student is admitted. He/She will
: have a "free-ride"
: (source - http://www.fao.fas.harvard.edu/icb/icb.do)
: "All of our financial aid is awarded on the basis of demonstrated financial
: need – there are no academic, athletic or merit-based awards, and we meet
: the demonstrated need of every student, including international students,
: for all four years. We invite you to explore our web site for a detailed
: description of all aspects of our aid program, including our Harvard
: Financial Aid Initiative for low and moderate income students, under which
: families with incomes currently below $60,000 are not expected to contribute
球国内大奖。据他说要一个国内的大奖。然后他家现在可能收入不高,所以能拿到free
ride.
financial
contribute
【在 i******e 的大作中提到】
: As long as family income < 60K AND the student is admitted. He/She will
: have a "free-ride"
: (source - http://www.fao.fas.harvard.edu/icb/icb.do)
: "All of our financial aid is awarded on the basis of demonstrated financial
: need – there are no academic, athletic or merit-based awards, and we meet
: the demonstrated need of every student, including international students,
: for all four years. We invite you to explore our web site for a detailed
: description of all aspects of our aid program, including our Harvard
: Financial Aid Initiative for low and moderate income students, under which
: families with incomes currently below $60,000 are not expected to contribute
J*i
88 楼
我娃要能进harvard,我拉着他爹一起去卖血也要供啊。
p*a
89 楼
偶拿越南泡椒做过,除了有股某种草的味道,其他没区别
主要是这种泡椒比国产的便宜,小米辣什么的太贵
主要是这种泡椒比国产的便宜,小米辣什么的太贵
i*e
94 楼
I just want to point out that parents need to be VERY careful with the
strategy such as annuity, oil well investment, etc . They are NOT for
everyone and the financial advisors seldom point out the drawback.
However, there are many "small things" one can do to help. For example, if
parents have custodial accounts under child's name for the child, it should
be converted to 529 with the owner being parents. Since parent's assets
is only accessed at the rate of 5.6% each year while student's assets
accessed at 50%. Or use up all the assets in the custodial account (for
education purpose) before filing FAFSA and CCS/Profile.
通过买Annuity来增加孩子大学need-based资助的探讨
http://bbs.wenxuecity.com/tzlc/397518.html
【在 B******1 的大作中提到】
: The bottom line:
: If your annual household income is over $180K, no need-based financial aid
: from any school.
: If your annual household income is $30-50K, congratulations. You will get a
: free ride.
: To be qualified for financial aid, go back to a university and become a
: postdoc ($30-50K).
: Wait. Does that drastic job change worth the $30-50K "saving" you would get
: from the financial aid? Well, if your current annual household income is
: about $60-100K, yeah, it is your gain.
strategy such as annuity, oil well investment, etc . They are NOT for
everyone and the financial advisors seldom point out the drawback.
However, there are many "small things" one can do to help. For example, if
parents have custodial accounts under child's name for the child, it should
be converted to 529 with the owner being parents. Since parent's assets
is only accessed at the rate of 5.6% each year while student's assets
accessed at 50%. Or use up all the assets in the custodial account (for
education purpose) before filing FAFSA and CCS/Profile.
通过买Annuity来增加孩子大学need-based资助的探讨
http://bbs.wenxuecity.com/tzlc/397518.html
【在 B******1 的大作中提到】
: The bottom line:
: If your annual household income is over $180K, no need-based financial aid
: from any school.
: If your annual household income is $30-50K, congratulations. You will get a
: free ride.
: To be qualified for financial aid, go back to a university and become a
: postdoc ($30-50K).
: Wait. Does that drastic job change worth the $30-50K "saving" you would get
: from the financial aid? Well, if your current annual household income is
: about $60-100K, yeah, it is your gain.
k*r
100 楼
他门只看income不看asset么
a
get
【在 B******1 的大作中提到】
: The bottom line:
: If your annual household income is over $180K, no need-based financial aid
: from any school.
: If your annual household income is $30-50K, congratulations. You will get a
: free ride.
: To be qualified for financial aid, go back to a university and become a
: postdoc ($30-50K).
: Wait. Does that drastic job change worth the $30-50K "saving" you would get
: from the financial aid? Well, if your current annual household income is
: about $60-100K, yeah, it is your gain.
a
get
【在 B******1 的大作中提到】
: The bottom line:
: If your annual household income is over $180K, no need-based financial aid
: from any school.
: If your annual household income is $30-50K, congratulations. You will get a
: free ride.
: To be qualified for financial aid, go back to a university and become a
: postdoc ($30-50K).
: Wait. Does that drastic job change worth the $30-50K "saving" you would get
: from the financial aid? Well, if your current annual household income is
: about $60-100K, yeah, it is your gain.
A*0
101 楼
不好意思最近太忙没看到你的问题。
我是参考的这个菜谱:http://www.xiachufang.com/recipe/1025817/
再加上自己平时做饭的经验做了一些小改动。我改进后的菜谱好像在版里有帖子,mm到
我家页里看看能找到不。
我前段时间馋辣的酸的,买了点儿牛肉片好几瓶儿小米辣做了一大锅带着家里的孩子吃
的爽啊!哈哈!
其实一瓶小米辣就可以做一大锅酸汤肥牛的。肥牛自己买来冷冻稍解冻时候自己用刀切
的比较薄且嫩一点儿。超市买的牛肉片太厚了,口感不好。
一直想给mm拍照的,太忙总是忘了,刚拍好了楼下放图。
【在 g****n 的大作中提到】
: 再请教一下,MM你怎么做的酸汤肥牛?我就听不得“酸汤”两个字,一听就要流口水。
我是参考的这个菜谱:http://www.xiachufang.com/recipe/1025817/
再加上自己平时做饭的经验做了一些小改动。我改进后的菜谱好像在版里有帖子,mm到
我家页里看看能找到不。
我前段时间馋辣的酸的,买了点儿牛肉片好几瓶儿小米辣做了一大锅带着家里的孩子吃
的爽啊!哈哈!
其实一瓶小米辣就可以做一大锅酸汤肥牛的。肥牛自己买来冷冻稍解冻时候自己用刀切
的比较薄且嫩一点儿。超市买的牛肉片太厚了,口感不好。
一直想给mm拍照的,太忙总是忘了,刚拍好了楼下放图。
【在 g****n 的大作中提到】
: 再请教一下,MM你怎么做的酸汤肥牛?我就听不得“酸汤”两个字,一听就要流口水。
i*e
107 楼
This is not accurate. All schools look at BOTH income and assets. But
income plays a much big roles than assets when calculate EFC. If you have
10M in assets and 0 earned income. I doubt your family will qualify for need-based
aid.
Well if one choose to "hide" all the assets, that's another story.
.
【在 B******1 的大作中提到】
: It depends on the school. Most private schools will not count your assets.
: But public schools might.
income plays a much big roles than assets when calculate EFC. If you have
10M in assets and 0 earned income. I doubt your family will qualify for need-based
aid.
Well if one choose to "hide" all the assets, that's another story.
.
【在 B******1 的大作中提到】
: It depends on the school. Most private schools will not count your assets.
: But public schools might.
s*d
108 楼
靠,人家不差钱,harvard基本上年收入十万以下家庭学费全免,到18万还能免一些。
你光看说贷款,不看人家挣多少。
你光看说贷款,不看人家挣多少。
E*y
110 楼
没那么好。$60,000一下全免费。$60,000 ~ $120,000交10%, 往上比例会增加。
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