da ma men, give me some advices on FSA~~ - 未名空间MITBBS历史存档

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da ma men, give me some advices on FSA~~

da ma men, give me some advices on FSA~~# PennySaver - 省钱一族

a*n2011-12-21 08:12

1 楼

cannot type chinese in the company, sorry.
How much do you guys put on FSA?
can it be used to pay co-pay of sheng xiao hai?
what other good methods to use up FSA?
big big chinese buns for good advices. small buns for bad advices.

i*42011-12-21 08:12

2 楼

if you need to give birth next year (cong, xixi), yes, ask the insurance how
much they covers first, then put lots of money in FSA.
otherwise, 500-1000 is enough.

【在 a******n 的大作中提到】

: cannot type chinese in the company, sorry.
: How much do you guys put on FSA?
: can it be used to pay co-pay of sheng xiao hai?
: what other good methods to use up FSA?
: big big chinese buns for good advices. small buns for bad advices.

s*e2011-12-21 08:12

3 楼

FSA covers all medical copays, I think

【在 a******n 的大作中提到】

c*u2011-12-21 08:12

4 楼

看下你的insurance, 一般就把在看copay和住院的都放上，可以用FSA付的

【在 a******n 的大作中提到】

d*g2011-12-21 08:12

5 楼

Yes it covers baby delivery and hospital stay co-pays. Also it covers any
doctor visit co-pays, description medicine co-pays and SOME Over The
Counter medicines.

【在 a******n 的大作中提到】

a*n2011-12-21 08:12

6 楼

thanks. I am going to put maximum amount allowed to FSA.
The only thing is I must ba lao po du zi gao da during the first 2 months of
next year...

how

【在 i******4 的大作中提到】

: if you need to give birth next year (cong, xixi), yes, ask the insurance how
: much they covers first, then put lots of money in FSA.
: otherwise, 500-1000 is enough.

i*42011-12-21 08:12

7 楼

bless

of

【在 a******n 的大作中提到】

: thanks. I am going to put maximum amount allowed to FSA.
: The only thing is I must ba lao po du zi gao da during the first 2 months of
: next year...
:
: how

a*n2011-12-21 08:12

8 楼

thanks, sweet, cungu and doing.
it can also be used on day care dui ma?
or depending on specific company?
day care is almost $2k/mo. orz...

【在 d***g 的大作中提到】

: Yes it covers baby delivery and hospital stay co-pays. Also it covers any
: doctor visit co-pays, description medicine co-pays and SOME Over The
: Counter medicines.

a*x2011-12-21 08:12

9 楼

fsa没有maximum大叔

of

【在 a******n 的大作中提到】

: thanks. I am going to put maximum amount allowed to FSA.
: The only thing is I must ba lao po du zi gao da during the first 2 months of
: next year...
:
: how

a*x2011-12-21 08:12

10 楼

俺要汇报！

of

【在 a******n 的大作中提到】

: thanks. I am going to put maximum amount allowed to FSA.
: The only thing is I must ba lao po du zi gao da during the first 2 months of
: next year...
:
: how

p*t2011-12-21 08:12

11 楼

get some tt?

a*x2011-12-21 08:12

12 楼

你老婆没工作不许用。

any

【在 a******n 的大作中提到】

: thanks, sweet, cungu and doing.
: it can also be used on day care dui ma?
: or depending on specific company?
: day care is almost $2k/mo. orz...

c*u2011-12-21 08:12

13 楼

daycare的好像叫什么child-care flex account.
不确定是不是一个东西。。我们公司的算两个的好像

【在 a******n 的大作中提到】

: thanks, sweet, cungu and doing.
: it can also be used on day care dui ma?
: or depending on specific company?
: day care is almost $2k/mo. orz...

x*32011-12-21 08:12

14 楼

How much do you guys put on FSA?
－－depends on your need and and your insurance plan (copay amount etc).
can it be used to pay co-pay of sheng xiao hai?
---Sure. But first be clear how much you need to pay for Sheng Xiao hai. I
need to pay nothing to the hospital for Shengxiahai. But my insurance does
not cover breast pump, which is qualified to use FSA money.
what other good methods to use up FSA?
---You can buy luxury brand sunglasses (get a prescription of course).

【在 a******n 的大作中提到】

c*y2011-12-21 08:12

15 楼

FSA has 2 accounts, one is for medical expenses and one is for dependent
care - you can pay for your child's daycare.
The dependent care FSA is federally capped at $5,000 per year, per household
.

【在 a******n 的大作中提到】

: thanks, sweet, cungu and doing.
: it can also be used on day care dui ma?
: or depending on specific company?
: day care is almost $2k/mo. orz...

l*d2011-12-21 08:12

16 楼

Day Care 的那个叫Chilidcare Flexible Spending Account
看病的那个叫Medical Flexible Spending Account 或者就叫FSA
后者除了付看医生的co-pay还可以付看牙的费用（保险不报的部分），eye exam,
prescription eyeglasses等等，还有血糖仪，first aid kit等药店可以买的，具体看
保险公司的说明。

a*n2011-12-21 08:12

17 楼

then there must be a cap on our company.
we are allowed to put at most $5k/year on FSA

【在 a***x 的大作中提到】

: fsa没有maximum大叔
:
: of

a*n2011-12-21 08:12

18 楼

ah???
wei shen ma!
only when both parents have jobs, then we can pay baby's daycare with FSA?

【在 a***x 的大作中提到】

: 你老婆没工作不许用。
:
: any

a*n2011-12-21 08:12

19 楼

thanks xiaoyu!

I

【在 x*****3 的大作中提到】

: How much do you guys put on FSA?
: －－depends on your need and and your insurance plan (copay amount etc).
: can it be used to pay co-pay of sheng xiao hai?
: ---Sure. But first be clear how much you need to pay for Sheng Xiao hai. I
: need to pay nothing to the hospital for Shengxiahai. But my insurance does
: not cover breast pump, which is qualified to use FSA money.
: what other good methods to use up FSA?
: ---You can buy luxury brand sunglasses (get a prescription of course).

d*w2011-12-21 08:12

20 楼

day care is dependent care fsa. while medical fsa is another thing.

【在 a******n 的大作中提到】

: thanks, sweet, cungu and doing.
: it can also be used on day care dui ma?
: or depending on specific company?
: day care is almost $2k/mo. orz...

a*n2011-12-21 08:12

21 楼

oh shoot, it's so complicated.
I need to do some more research on FSA...

household

【在 c******y 的大作中提到】

: FSA has 2 accounts, one is for medical expenses and one is for dependent
: care - you can pay for your child's daycare.
: The dependent care FSA is federally capped at $5,000 per year, per household
: .

l*j2011-12-21 08:12

22 楼

恭喜要当爹啦
包子

a*n2011-12-21 08:12

23 楼

hao de thanks!

【在 l******d 的大作中提到】

: Day Care 的那个叫Chilidcare Flexible Spending Account
: 看病的那个叫Medical Flexible Spending Account 或者就叫FSA
: 后者除了付看医生的co-pay还可以付看牙的费用（保险不报的部分），eye exam,
: prescription eyeglasses等等，还有血糖仪，first aid kit等药店可以买的，具体看
: 保险公司的说明。

d*w2011-12-21 08:12

24 楼

yes, unless your wife is a full time student.

【在 a******n 的大作中提到】

: ah???
: wei shen ma!
: only when both parents have jobs, then we can pay baby's daycare with FSA?

l*j2011-12-21 08:12

25 楼

2000 is the cap

【在 a***x 的大作中提到】

: fsa没有maximum大叔
:
: of

a*n2011-12-21 08:12

26 楼

already die le...
thanks for the late "cong". baozi you 2nite

【在 l*****j 的大作中提到】

: 恭喜要当爹啦
: 包子

d*w2011-12-21 08:12

27 楼

其实生孩子是很基本的medical care，很多保险都有很好的coverage.你别放多了拿不
回来了.

【在 a******n 的大作中提到】

: oh shoot, it's so complicated.
: I need to do some more research on FSA...
:
: household

a*n2011-12-21 08:12

28 楼

oh that sucks...she is no longer a studnet:(
hope she can find a job soon :(

【在 d**w 的大作中提到】

: 其实生孩子是很基本的medical care，很多保险都有很好的coverage.你别放多了拿不
: 回来了.

a*n2011-12-21 08:12

29 楼

i was considering to buy our company's basic plan.
I expected a $3k copay, then cover it by FSA...

【在 d**w 的大作中提到】

: 其实生孩子是很基本的medical care，很多保险都有很好的coverage.你别放多了拿不
: 回来了.

a*x2011-12-21 08:12

30 楼

dependent care吧那是。5000还不够俺两颗牙呢。

【在 a******n 的大作中提到】

: then there must be a cap on our company.
: we are allowed to put at most $5k/year on FSA

a*x2011-12-21 08:12

31 楼

又？！

【在 l*****j 的大作中提到】

: 恭喜要当爹啦
: 包子

a*x2011-12-21 08:12

32 楼

你搞笑呢吧

【在 l*****j 的大作中提到】

: 2000 is the cap

i*42011-12-21 08:12

33 楼

day care is dependent care, not health care, they are two different
catagories.
you should put the maximal allowance $5000/family into the account.

【在 a******n 的大作中提到】

: thanks, sweet, cungu and doing.
: it can also be used on day care dui ma?
: or depending on specific company?
: day care is almost $2k/mo. orz...

m*82011-12-21 08:12

34 楼

For your later childCare/dayCare:
it is called Childcare Flexible Spending Account. I have talked to about 7
day-cares, all of them says only 5K is allowed pre-tax .
And yes, the Max allowance is $5k/family - remember, this is 5K Per Family.

【在 i******4 的大作中提到】

: day care is dependent care, not health care, they are two different
: catagories.
: you should put the maximal allowance $5000/family into the account.

l*j2011-12-21 08:12

35 楼

不懂就去google
不要乱说
对了是2500

【在 a***x 的大作中提到】

: 你搞笑呢吧

a*n2011-12-21 08:12

36 楼

多谢。我后来也终于搞清楚了。

.

【在 m***8 的大作中提到】

: For your later childCare/dayCare:
: it is called Childcare Flexible Spending Account. I have talked to about 7
: day-cares, all of them says only 5K is allowed pre-tax .
: And yes, the Max allowance is $5k/family - remember, this is 5K Per Family.