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【 以下文字转载自 WebRadio 讨论区 】
发信人: Lostatlantis (。。。), 信区: WebRadio
标 题: "The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart about Money" by Ron L.
发信站: BBS 未名空间站 (Wed Mar 25 17:00:27 2015, 美东)
前几天在本地的中文电台，听到有关这本书的介绍，想到很多。
我们家弟弟上幼儿园时，有次在家长会和他的老师有过相关的对话。我的关心话题是，
如何不宠溺孩子？老师给我讲了下面一个故事：
她是一个单亲妈妈，一手拉扯大两个孩子。她儿子19岁那年，自己买了辆车。首付是用
自己打工赚来的，贷款需要妈妈共贷。办好手续，母子俩走出贷款办公室时，儿子对她
讲了一句话，我听了顿时眼眶发热：
妈妈，感谢你，感谢我们有贫穷的生活。
因为是单亲，家庭条件不好，妈妈一直努力工作（她真的是一位非常敬业非常好的老师
，嗯。）而孩子们也从小就很独立，打工挣钱养家。
书里谈到很多不同的家庭，清贫的，优裕的，家长是如何教育孩子，看待金钱，如何计
划，如何。。。。
好像是作者本身吧，小时候爸爸曾经去银行，把他一个月的收入，兑成一块钱，几麻袋
的钱，浩浩荡荡地拿回家，把孩子们瞬间秒杀。然后哗啦啦，把给山姆大叔的税钱，给
划拉走。然后，一步步告诉孩子，这些钱是房子贷款，这些是饭钱，这些是保险。三下
五除二，一堆钱已经所剩无几。这个画面到现在还在他的脑海里
即使是有钱人家，不用上班，整天休假，父母也同样可以教育孩子，要节俭。可以告诉
孩子，家里的钱是怎么来的，有trust，有投资。但是，这些钱，到了孩子们长大后，
不一定还剩下多少。哈哈哈。所以，还是一样要好好计划，好好读书，以后靠自己努力。
回想自己，虽然也有一些金钱上的教育，也给孩子们有限的零花钱，让他们自己支配。
但是，每次孩子们问家里的钱啊什么的，总是支支吾吾的，总觉得告诉孩子们这些有些
不妥。但是，至少应该告诉他们，平时的家庭支出什么的。
你们平时怎么做的？
－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－
摘一段Amazon上的书评
"In the spirit of Wendy Mogel’s The Blessing of a Skinned Knee and Po
Bronson and Ashley Merryman’s Nurture Shock, New York Times “Your Money”
columnist Ron Lieber delivers a taboo-shattering manifesto that explains how
talking openly to children about money can help parents raise modest,
patient, grounded young adults who are financially wise beyond their years.
For Ron Lieber, a personal finance columnist and father, good parenting
means talking about money with our kids. Children are hyper-aware of money,
and they have scores of questions about its nuances. But when parents shy
away from the topic, they lose a tremendous opportunity—not just to model
the basic financial behaviors that are increasingly important for young
adults but also to imprint lessons about what the family truly values.
Written in a warm, accessible voice, grounded in real-world experience and
stories from families with a range of incomes, The Opposite of Spoiled is
both a practical guidebook and a values-based philosophy. The foundation of
the book is a detailed blueprint for the best ways to handle the basics: the
tooth fairy, allowance, chores, charity, saving, birthdays, holidays, cell
phones, checking accounts, clothing, cars, part-time jobs, and college
tuition. It identifies a set of traits and virtues that embody the opposite
of spoiled, and shares how to embrace the topic of money to help parents
raise kids who are more generous and less materialistic.
But The Opposite of Spoiled is also a promise to our kids that we will make
them better with money than we are. It is for all of the parents who know
that honest conversations about money with their curious children can help
them become more patient and prudent, but who don’t know how and when to
start."
发信人: Lostatlantis (。。。), 信区: WebRadio
标 题: "The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart about Money" by Ron L.
发信站: BBS 未名空间站 (Wed Mar 25 17:00:27 2015, 美东)
前几天在本地的中文电台，听到有关这本书的介绍，想到很多。
我们家弟弟上幼儿园时，有次在家长会和他的老师有过相关的对话。我的关心话题是，
如何不宠溺孩子？老师给我讲了下面一个故事：
她是一个单亲妈妈，一手拉扯大两个孩子。她儿子19岁那年，自己买了辆车。首付是用
自己打工赚来的，贷款需要妈妈共贷。办好手续，母子俩走出贷款办公室时，儿子对她
讲了一句话，我听了顿时眼眶发热：
妈妈，感谢你，感谢我们有贫穷的生活。
因为是单亲，家庭条件不好，妈妈一直努力工作（她真的是一位非常敬业非常好的老师
，嗯。）而孩子们也从小就很独立，打工挣钱养家。
书里谈到很多不同的家庭，清贫的，优裕的，家长是如何教育孩子，看待金钱，如何计
划，如何。。。。
好像是作者本身吧，小时候爸爸曾经去银行，把他一个月的收入，兑成一块钱，几麻袋
的钱，浩浩荡荡地拿回家，把孩子们瞬间秒杀。然后哗啦啦，把给山姆大叔的税钱，给
划拉走。然后，一步步告诉孩子，这些钱是房子贷款，这些是饭钱，这些是保险。三下
五除二，一堆钱已经所剩无几。这个画面到现在还在他的脑海里
即使是有钱人家，不用上班，整天休假，父母也同样可以教育孩子，要节俭。可以告诉
孩子，家里的钱是怎么来的，有trust，有投资。但是，这些钱，到了孩子们长大后，
不一定还剩下多少。哈哈哈。所以，还是一样要好好计划，好好读书，以后靠自己努力。
回想自己，虽然也有一些金钱上的教育，也给孩子们有限的零花钱，让他们自己支配。
但是，每次孩子们问家里的钱啊什么的，总是支支吾吾的，总觉得告诉孩子们这些有些
不妥。但是，至少应该告诉他们，平时的家庭支出什么的。
你们平时怎么做的？
－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－
摘一段Amazon上的书评
"In the spirit of Wendy Mogel’s The Blessing of a Skinned Knee and Po
Bronson and Ashley Merryman’s Nurture Shock, New York Times “Your Money”
columnist Ron Lieber delivers a taboo-shattering manifesto that explains how
talking openly to children about money can help parents raise modest,
patient, grounded young adults who are financially wise beyond their years.
For Ron Lieber, a personal finance columnist and father, good parenting
means talking about money with our kids. Children are hyper-aware of money,
and they have scores of questions about its nuances. But when parents shy
away from the topic, they lose a tremendous opportunity—not just to model
the basic financial behaviors that are increasingly important for young
adults but also to imprint lessons about what the family truly values.
Written in a warm, accessible voice, grounded in real-world experience and
stories from families with a range of incomes, The Opposite of Spoiled is
both a practical guidebook and a values-based philosophy. The foundation of
the book is a detailed blueprint for the best ways to handle the basics: the
tooth fairy, allowance, chores, charity, saving, birthdays, holidays, cell
phones, checking accounts, clothing, cars, part-time jobs, and college
tuition. It identifies a set of traits and virtues that embody the opposite
of spoiled, and shares how to embrace the topic of money to help parents
raise kids who are more generous and less materialistic.
But The Opposite of Spoiled is also a promise to our kids that we will make
them better with money than we are. It is for all of the parents who know
that honest conversations about money with their curious children can help
them become more patient and prudent, but who don’t know how and when to
start."
