I heard the same blah blah lat year Given the bad economy, I don't see the price would climb up in near future. However, it sure will not be the worst time to buy
【在 m****m 的大作中提到】 : I heard the same blah blah lat year : Given the bad economy, I don't see the price would climb up in near future. : However, it sure will not be the worst time to buy
【在 m****m 的大作中提到】 : what I found in Boston area is that Economy has little to do with price for : houses in GOOD school district
t*g
194 楼
varies from city to city As low as 0.6%-0.7% such as Cambridge As high as 1.4%-1.8% such as Lexington and some even higher towns. Average for a good school distrcit town is around 1.2% - 1.4%.
【在 m****m 的大作中提到】 : what is the tax rate in MA? : I heard in TX, it is 3%???
t*g
195 楼
I can send you one later.
【在 m****m 的大作中提到】 : any template online I can find?
t*g
196 楼
of course there is. 06/07的时候是一个破烂房子出来,大家蜂拥而上,抬个10%成交轻而易举; 现在是一个一般的房子出来,基本上要在market呆30天,而且可以砍价。特别好的房子 然后出价又很合理的除外。 你不想好学区的房子来腰斩,但是至少买卖双方都比以前谨慎了。
for
【在 m****m 的大作中提到】 : what I found in Boston area is that Economy has little to do with price for : houses in GOOD school district
【在 m*****n 的大作中提到】 : seattle, still higher than cambridge
t*a
216 楼
还在,如果没有被删除,娃足球的...
【在 B****n 的大作中提到】 : Miss了上次照片,赫赫
B*n
217 楼
3.875% with 0.25 point credit from Wells Fargo Lock or not, it is a problem.
【在 N**********r 的大作中提到】 : today's 30yr fixed rate is 3.875% from BOA. refi is 0 cost.
N*r
218 楼
should be 0 point 0 cost today. just got a call from my boa loan officer. as recommendation from me, don't buy any point, not worth it...
R*n
219 楼
My calculation is right?
【在 t****g 的大作中提到】 : 不要说的那么绝对,你用个buy vs rent的spreadsheet一算就知道,目前这种房市下, : 全美国90%的地区估计buy vs rent breakeven需要 : 7年以上。
B*n
220 楼
It's a 0.25 point CREDIT.
【在 N**********r 的大作中提到】 : should be 0 point 0 cost today. just got a call from my boa loan officer. : as recommendation from me, don't buy any point, not worth it...
lock la! =) i wonder if you can get even lower rate w/o the credit :D
【在 B****n 的大作中提到】 : It's a 0.25 point CREDIT.
B*n
223 楼
How about the rate drops tomorrow?
【在 N**********r 的大作中提到】 : lock la! =) : i wonder if you can get even lower rate w/o the credit :D
t*g
224 楼
don't know, but rate won't go up as long as the stock market is weak, and FED doing Twist.
【在 B****n 的大作中提到】 : How about the rate drops tomorrow?
R*n
225 楼
I am in the Northeast poor state. I don't have a house now. Just rent a 1bedroom apartment.I know there will be around 5% closing fee when I leave. I checked zillow.com the present price is 15-20% below the peak price in 2006-2007. I really don't know how much this is. I guess I will take a 2bedroom condo or single family house. The cost will be around 200 per month for condo fee or house maintance cost
N*r
226 楼
hehe, we never know...
【在 B****n 的大作中提到】 : How about the rate drops tomorrow?
【在 R****n 的大作中提到】 : I am in the Northeast poor state. : I don't have a house now. Just rent a 1bedroom apartment.I know there will : be around 5% closing fee when I leave. : I checked zillow.com the present price is 15-20% below the peak price in : 2006-2007. : I really don't know how much this is. I guess I will take a 2bedroom condo : or single family house. The cost will be around 200 per month for condo fee : or house maintance cost
B*n
228 楼
^
【在 N**********r 的大作中提到】 : hehe, we never know...
R*n
229 楼
Thank you so much! but how do I set the following numbers estimated inflation rate estimated after tax investment return monthly return tax bracket