那当然,不然怎么叫保险公司,我只是说没有绝对的保险。 http://articles.orlandosentinel.com/1993-01-11/business/9212300414_1_casualty-insurance-hurricane-andrew-policyholders Hurricane Andrew severely weakened Florida's insurance industry in August as it destroyed and damaged homes and businesses of more than 100,000 South Miami residents. Overwhelmed by hurricane claims, eight insurers went out of business last year. Insurance experts say they are concerned that prices might rise and some insurers might leave Florida, but it is too soon to predict those trends. https://www.usatoday.com/story/money/business/2012/10/30/hurricane-sandy- insurers/1669091/ Major changes were made after 1992's Hurricane Andrew, which caused deep losses for insurance companies because policies were too rich and prices were too low, Hunter says. After Andrew, insurers shifted more high-risk people to state insurance pools, cut back on coverage and added more deductibles. After Katrina, insurers successfully raised prices even more and dropped more higher-risk areas. Homeowner insurance costs have risen about 40% in coastal areas since Katrina, he estimates.