Also depends on Mom's income level. If low income, government will offer health insurance, including baby and mom, part of the food (WIC), and daycare. Compared to not low income, but not so high income, you may be better off getting low income benefits instead of paying income tax withholding and then pay for all the expenses yourself.
use clone stamp, on darken mode, 30% percent transparency, and clone the skin around the highlight spot onto the highlight spot. could use even less transparency and clone multiple time. the key is put on darken mode so that it only effect lighter colors.