MFS is generally less preferrable because of narrow brackets, less/no credit deduction, and the rule that both spouses have to take either standard or itemized deduction. the only time it might work is when one spouse has a lot of deduction ( medical, 2% AGI deduction etc.)
m*n
4 楼
是,因为我们一起file会hit AMT,所以觉得不如让一个人去AMT,另一个人可以有效的 itemize 这样的话可以seperate file吗? 引一个论坛里的留言,评论MFS是否一定比MFJ差 Is this conventional wisdom changing in recent years by the increasing applicability of AMT? E.g., assume a husband and wife with no kids and make approx 325k and 150k respectively with approx 55k of deductions. Many credits and deductions unavailable or phased out. Comparing MFJ return on TurboTax with mock MFS returns (using TurboTax's What-If workheet), MFJ appears to have a higher aggregate (after AMT) tax burden than MFS by approximately $900. Runs against conventional wisdom I've read here and elsewhere; does this sound plausible?; have you seen this or heard of others with similar experience?
credit
【在 J*****i 的大作中提到】 : MFS is generally less preferrable because of narrow brackets, less/no credit : deduction, and the rule that both spouses have to take either standard or : itemized deduction. : the only time it might work is when one spouse has a lot of deduction ( : medical, 2% AGI deduction etc.)
J*i
5 楼
Intereting. Run both scenarios and see which is more beneficial. I'm just a little concerned about moving income (assuming join acct.) to one and deduction to another. Generally joint income and deductions are split half and half on MFS unless you can justify that it belong to one specifically.