you can setup an HSA account only if your health insurance is a High Deducbile one. And if you really are, you should be able to find HSA information from your insurance.
You have to have a CDHP (Consumer Driven Health Plan) coverage to be qualified for HSA/HRA account. Usually when you purchase the CDHP coverage through your employer, they automatically setup your HSA/HRA account with the HSA/HRA administrator. It surely can be obtained with individual coverage, but I doubt you can benefit from that if you already have group coverage.
Wrong, you can have regular high deductible coverage w/o HSA/HRA attached. CDHP has to have deductible over $1200 as of now, and most likely employer contribution is necessary.
from
【在 k***n 的大作中提到】 : you can setup an HSA account only if your health insurance is a High : Deducbile : one. And if you really are, you should be able to find HSA information from : your insurance.
【在 b**********g 的大作中提到】 : You have to have a CDHP (Consumer Driven Health Plan) coverage to be : qualified for HSA/HRA account. : Usually when you purchase the CDHP coverage through your employer, : they automatically setup your HSA/HRA account with the HSA/HRA administrator. : It surely can be obtained with individual coverage, but I doubt you can : benefit from that if you already have group coverage.
【在 k***n 的大作中提到】 : you can setup an HSA account only if your health insurance is a High : Deducbile : one. And if you really are, you should be able to find HSA information from : your insurance.
z*i
18 楼
hanna被deb苦肉计陷害的吧
【在 s****t 的大作中提到】 : 还以为hana会是dex的真爱,看来还是被消遣的
b*g
19 楼
To be a CDHP product, the deductible has to be at least 1200 as of now, which will increase in the coming future. That's the point of the plan, you have a high deductible plan and your employer will contribute a big portion of the deductible to the HSA account. You manage how you want to spend the money. Thus you will be more careful about how to spend the money. All the money contributed to HSA is tax free if being used for health care related purpose. Wisdom teeth is treated as 2nd or 3rd tier
【在 t**********n 的大作中提到】 : deductbile都不低啊,比如想去拔个智齿,配个眼镜什么的…… : 我再去研究一下insurance吧 : : from
s*t
20 楼
昨晚看了,我也觉得
【在 z*i 的大作中提到】 : hanna被deb苦肉计陷害的吧
u*o
21 楼
I got it setup throuth my company. My health insurance deductible is not that high?
s*t
22 楼
如果是真的就太说不过去 这个剧牺牲deb这个角色 我看还是不如让hanah走人
【在 z*i 的大作中提到】 : hanna被deb苦肉计陷害的吧
f*t
23 楼
administrator. why? even for $100 deductible, you can set up HSA to pay for it?
【在 b**********g 的大作中提到】 : You have to have a CDHP (Consumer Driven Health Plan) coverage to be : qualified for HSA/HRA account. : Usually when you purchase the CDHP coverage through your employer, : they automatically setup your HSA/HRA account with the HSA/HRA administrator. : It surely can be obtained with individual coverage, but I doubt you can : benefit from that if you already have group coverage.
if company doesn't offer limited purpose FSA, then I can only use either FSA or HSA, but not both. my brains ain't working now, so can't figure out which is better....
z*i
28 楼
唉,对比一下片头中的dexter跟现在的dexter, 时光荏苒啊。
【在 s****t 的大作中提到】 : 成吧,说不定现实中也复合
S*2
29 楼
去年的MEDICAL PLAN是HIGH DEDUCTABLE的,所以有HSA。今年换了EMPLOYER, MEDICAL PLAN不是HIGH DEDUCTABLE, 所以没有HSA。但是去年的HSA还有余额,请问我今年可 以用吗? 谢谢。