401K->Traditional IRA->Roth IRA (When back China) (转载)# Returnee - 海归
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【 以下文字转载自 Investment 讨论区 】
发信人: blackwoof (Logic Design/Physical Design), 信区: Investment
标 题: 401K->Traditional IRA->Roth IRA (When back China)
发信站: BBS 未名空间站 (Wed Mar 7 20:00:59 2012, 美东)
If I decide to go back to China with green card.
I did some search. Can I move the money from 401K->Traditional IRA->Roth IRA
, little by little, to avoid both tax and penalty?
If doable, Then I can maximize my 401K to $16000. If not, I'd rather prefer
to max 6%. (3% by company)
The only concern is, what tax status I would be when I back in China?
residence or non-rensidence? Will that affect my money tranferring between
these accounts?
Please add more details if I miss anything.
发信人: blackwoof (Logic Design/Physical Design), 信区: Investment
标 题: 401K->Traditional IRA->Roth IRA (When back China)
发信站: BBS 未名空间站 (Wed Mar 7 20:00:59 2012, 美东)
If I decide to go back to China with green card.
I did some search. Can I move the money from 401K->Traditional IRA->Roth IRA
, little by little, to avoid both tax and penalty?
If doable, Then I can maximize my 401K to $16000. If not, I'd rather prefer
to max 6%. (3% by company)
The only concern is, what tax status I would be when I back in China?
residence or non-rensidence? Will that affect my money tranferring between
these accounts?
Please add more details if I miss anything.