【请教】CD vs 股票 - 未名空间MITBBS历史存档

国际科技财经博客移民网络热点娱乐民生时事公众号

Redian新闻

>未名空间

>Stock

【请教】CD vs 股票

【请教】CD vs 股票# Stock

s*s2010-02-19 08:02

1 楼

最近银行的定存利息实在太低了（约1%或更少）加上通膨，实不忍省吃简用的微薄积蓄
越省越少，所以来看看股版的投资信息。先大概看了精华区却又似懂非懂，所以想请教
大侠们一个问题：
如果将一万元放在股市一至十年（视时机）不涨不卖的话会不会比存CD来得强？
知道这问题有点弱，但相信能从各方大侠的支字片语中得到些启发。

h*82010-02-19 08:02

2 楼

不涨不卖吧？
不炒股去INVESTMENT版问问更好。

【在 s******s 的大作中提到】

: 最近银行的定存利息实在太低了（约1%或更少）加上通膨，实不忍省吃简用的微薄积蓄
: 越省越少，所以来看看股版的投资信息。先大概看了精华区却又似懂非懂，所以想请教
: 大侠们一个问题：
: 如果将一万元放在股市一至十年（视时机）不涨不卖的话会不会比存CD来得强？
: 知道这问题有点弱，但相信能从各方大侠的支字片语中得到些启发。

s*s2010-02-19 08:02

3 楼

呵呵，对。不涨不卖。笔误已修正。
谢谢。我去Investment版看看。原以为股版也有长期投资的做法。

【在 h*****8 的大作中提到】

: 不涨不卖吧？
: 不炒股去INVESTMENT版问问更好。

c*r2010-02-19 08:02

4 楼

In the past 10 years, CD beats Stock investment BIG TIME. A ten year CD
bought at 2000 yield 5% generates total return 50% without compounding,
while stock returns virtually 0%.
But there is a disclaimer follows
Past Performance Is Not an Indication of Future Results.

【在 s******s 的大作中提到】

: 呵呵，对。不涨不卖。笔误已修正。
: 谢谢。我去Investment版看看。原以为股版也有长期投资的做法。

s*s2010-02-19 08:02

5 楼

Thanks a lot! Very useful info to me.

【在 c********r 的大作中提到】

: In the past 10 years, CD beats Stock investment BIG TIME. A ten year CD
: bought at 2000 yield 5% generates total return 50% without compounding,
: while stock returns virtually 0%.
: But there is a disclaimer follows
: Past Performance Is Not an Indication of Future Results.

c*r2010-02-19 08:02

6 楼

Investment 101
Risky spectrum from low to high
Treasury -> CD -> Municipal Bond -> Corporation Bond -> Preferred Stock ->
Stock -> Option -> Double ETF -> Triple ETF -> Future
The investment advisers will tell you return will be higher for the riskier
means. But IT IS NOT TRUE. If you do not want to worry to lose your money,
you should not invest in any investment above preferred stock. If you love
the feeling of gambling rather than earning money, go to stock or above,
sooner and later, you wil

【在 s******s 的大作中提到】

: Thanks a lot! Very useful info to me.

n*n2010-02-19 08:02

7 楼

fdic insured cd == treasury.

riskier
AND

【在 c********r 的大作中提到】

: Investment 101
: Risky spectrum from low to high
: Treasury -> CD -> Municipal Bond -> Corporation Bond -> Preferred Stock ->
: Stock -> Option -> Double ETF -> Triple ETF -> Future
: The investment advisers will tell you return will be higher for the riskier
: means. But IT IS NOT TRUE. If you do not want to worry to lose your money,
: you should not invest in any investment above preferred stock. If you love
: the feeling of gambling rather than earning money, go to stock or above,
: sooner and later, you wil

s*s2010-02-19 08:02

8 楼

大感谢！

riskier
AND

【在 c********r 的大作中提到】