Roth IRA Capital gains# Stock
b*a
1 楼
Roth IRA 炒股的税是怎么交的？
短期，长期的税率一样？
Direct contributions to a Roth IRA may be withdrawn tax free at any time.[1]
Rollover, converted (before age 59½) contributions held in a Roth IRA
may be withdrawn tax and penalty free after the "seasoning" period (
currently 5 years). Earnings may be withdrawn tax and penalty free after the
seasoning period if the condition of age 59½ (or other qualifying
condition) is also met. This differs from a traditional IRA where all
withdrawals are taxed as Ordinary Income, and a penalty applies for
withdrawals before age 59½. In contrast, capital gains on stocks or
other securities held in a regular taxable account for at least a year would
be taxed at the lower long-term capital gain rate, which is currently 15%.
This potentially higher tax rate for withdrawals of capital gains from a
traditional IRA is a quid pro quo for the deduction taken against ordinary
income when putting money into the Roth IRA.
Wikipedia上的看不明白
短期，长期的税率一样？
Direct contributions to a Roth IRA may be withdrawn tax free at any time.[1]
Rollover, converted (before age 59½) contributions held in a Roth IRA
may be withdrawn tax and penalty free after the "seasoning" period (
currently 5 years). Earnings may be withdrawn tax and penalty free after the
seasoning period if the condition of age 59½ (or other qualifying
condition) is also met. This differs from a traditional IRA where all
withdrawals are taxed as Ordinary Income, and a penalty applies for
withdrawals before age 59½. In contrast, capital gains on stocks or
other securities held in a regular taxable account for at least a year would
be taxed at the lower long-term capital gain rate, which is currently 15%.
This potentially higher tax rate for withdrawals of capital gains from a
traditional IRA is a quid pro quo for the deduction taken against ordinary
income when putting money into the Roth IRA.
Wikipedia上的看不明白