亏废掉了，被MM盯上了，以后不说话了# Stock
h*y
1 楼
打算明年要宝宝，现在单位刚好开始enroll明年的保险，可选EPO,PPO,HSA option
是不是生小孩都选EPO和PPO，而不是HSA option?
plan里面有个maternity care service，不是很明白。
term 是这么写的
Maternity care services include medical, surgical and hospital care during
the term of pregnancy, upon delivery and during the postpartum period for
normal delivery, cesarean section, spontaneous abortion (miscarriage),
complications of pregnancy, and maternal risk. Inpatient maternity delivery
is subject to a $250.00 maternity delivery co-payment per child. The $250.00
co-payment will be reimbursed if the member enrolls in the health pregnancy
program prior to the 12th week of pregnancy and completes the program.
Coverage for a mother and her newly born child shall be available for a
minimum of forty-eight (48) hours of inpatient care following a vaginal
delivery and a minimum of ninety-six (96) hours of inpatient care following
a cesarean section. Any decision to shorten the period of
inpatient care for the mother or the newborn must be made by the attending
Physician in consultation with the mother.
这是不是说$250就全包括了整个生小孩的费用（怀胎到生下来），还有什么麻醉之类的
都包括了？
还是就只包括生宝宝的时候的？
另外，plan里还有OB/GYN $10/次copay，这个每次office visit的时候，还要付吗？
另外，为生宝宝准备去医院检查之类的的这些，就算一般的office visit吗？
谢谢大家
是不是生小孩都选EPO和PPO，而不是HSA option?
plan里面有个maternity care service，不是很明白。
term 是这么写的
Maternity care services include medical, surgical and hospital care during
the term of pregnancy, upon delivery and during the postpartum period for
normal delivery, cesarean section, spontaneous abortion (miscarriage),
complications of pregnancy, and maternal risk. Inpatient maternity delivery
is subject to a $250.00 maternity delivery co-payment per child. The $250.00
co-payment will be reimbursed if the member enrolls in the health pregnancy
program prior to the 12th week of pregnancy and completes the program.
Coverage for a mother and her newly born child shall be available for a
minimum of forty-eight (48) hours of inpatient care following a vaginal
delivery and a minimum of ninety-six (96) hours of inpatient care following
a cesarean section. Any decision to shorten the period of
inpatient care for the mother or the newborn must be made by the attending
Physician in consultation with the mother.
这是不是说$250就全包括了整个生小孩的费用（怀胎到生下来），还有什么麻醉之类的
都包括了？
还是就只包括生宝宝的时候的？
另外，plan里还有OB/GYN $10/次copay，这个每次office visit的时候，还要付吗？
另外，为生宝宝准备去医院检查之类的的这些，就算一般的office visit吗？
谢谢大家
