for question 1: dividend 必须是 Qualified dividend and then it will be taxed at 15% or 5% depending on the individual's ordinary income tax bracket. 而Qualified dividend 最主要的是一定要满足 holding period requirement. meet holding period requirements: You must have held the stock for more than 60 days during the 121-day period that begins 60 days before the ex- dividend date. The ex-dividend date is the first date following the declaration of a dividend on which the buyer of a stock is not entitled to receive the next dividend payment. When counting the number of days you held the stock, include the day you disposed of the stock, but not the day you acquired it.[1] more details see http://en.wikipedia.org/wiki/Qualified_dividend for question 2: 不需交税但有penalties if withdrawn early。 All money invested in a Roth IRA grow tax deferred. That means that no taxes are due each year on any gains or dividends paid on investments inside of the account. While the gains and dividends earned inside of a Roth IRA are subject to taxes and penalties if withdrawn early, the contributions to the account are not. For example, if a taxpayer contributes $20,000 over several years to a Roth IRA and earns $10,000 in dividends, an amount up to $20,000 may be withdrawn at any time tax-free and without penalty.
p*e
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多谢!
than held
【在 a***f 的大作中提到】 : for question 1: : dividend 必须是 Qualified dividend and then it will be taxed at 15% or 5% : depending on the individual's ordinary income tax bracket. : 而Qualified dividend 最主要的是一定要满足 holding period requirement. : meet holding period requirements: You must have held the stock for more than : 60 days during the 121-day period that begins 60 days before the ex- : dividend date. The ex-dividend date is the first date following the : declaration of a dividend on which the buyer of a stock is not entitled to : receive the next dividend payment. When counting the number of days you held : the stock, include the day you disposed of the stock, but not the day you