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请求帮助,我被骗了.
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请求帮助,我被骗了.# Stock
b*r
1
I went to Carolina Conceptions PA on April 8, 2013 to do blood test as Dr.
Meyer requested. I never did such kind of blood tests before. I asked the
lady in the front desk: "I don't have any insurance, could you tell me how
much these tests will cost?" And she checked the computer for a while and
told me the total payment is $75. I felt a little surprised about that. To
be honest, I thought it should be several hundred dollars. So I repeated to
ask her: "is it the total payment?" She said " it is the total payment." I
asked her again: " should I get any other bill?" She told me " No".
And then I went to the drawing blood room. Another lady there. I asked her
again how much these tests will cost me? She said she was not sure about
that, probably I would receive another bill from LabCorp. I immediately told
her, the lady on the front desk just told me, $75 is my total bill, no
other bill will be delivered to me. I told the lady in the drawing blood
room: " I can't draw blood before she asks the lady on the desk about the
cost again. Then I followed with her to ask the lady on the desk again.That
lady confirmed again:" there is no any other bill from LabCorp. She let me
don't worry ". Then I let the blood work done.
( I don't know the lady's name, but she is the person who received my $75
credit card payment on April 8, 2013 before I checked in the blood drawing
room; The drawing blood nurse's name can be found from LabCorp records or
Carolina Concept P.A. records).
You can't imagine how much I was shocked when I received a big bill from
LabCorp who charges me $4248 for the blood test. I don't know why I was
cheated so deeply and so much. I hope someone can give me a help. This is a
nightmare. I don't think I am responsible for such a payment.
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l*m
2
非常为你难过,你是留学生?怎么会没有保险呢?

to

【在 b******r 的大作中提到】
: I went to Carolina Conceptions PA on April 8, 2013 to do blood test as Dr.
: Meyer requested. I never did such kind of blood tests before. I asked the
: lady in the front desk: "I don't have any insurance, could you tell me how
: much these tests will cost?" And she checked the computer for a while and
: told me the total payment is $75. I felt a little surprised about that. To
: be honest, I thought it should be several hundred dollars. So I repeated to
: ask her: "is it the total payment?" She said " it is the total payment." I
: asked her again: " should I get any other bill?" She told me " No".
: And then I went to the drawing blood room. Another lady there. I asked her
: again how much these tests will cost me? She said she was not sure about

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b*r
3
不是留学生. 是housewife,我该怎么办啊?
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S*P
4
拒付
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s*y
5
给了ssn没有?没有就赖账
给了的话,跟医院协商,哭穷之后要求减免payment,先来个discount,然后来个
payment plan

【在 b******r 的大作中提到】
: 不是留学生. 是housewife,我该怎么办啊?
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w*n
6
先别急,打电话给labcorp吧,不一定是故意骗你,可能弄错了。常有的事,我认识的
人也收到过医院弄错的账单。

【在 b******r 的大作中提到】
: 不是留学生. 是housewife,我该怎么办啊?
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l*i
7
File a complaint to BBB, saying that you were cheated.
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l*m
8
她用信用卡付了75块,得把这张卡关了先。
找个口语好的跟他们协商一下,可能会打个五折。
美国医疗费贼贵

【在 s*******y 的大作中提到】
: 给了ssn没有?没有就赖账
: 给了的话,跟医院协商,哭穷之后要求减免payment,先来个discount,然后来个
: payment plan

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s*y
9
这个倒是未必需要,得看她签过什么协议没有。没有的话就算charge信用卡也可以
dispute掉

【在 l*********m 的大作中提到】
: 她用信用卡付了75块,得把这张卡关了先。
: 找个口语好的跟他们协商一下,可能会打个五折。
: 美国医疗费贼贵

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S*P
10
保险公司一般就付十分之一
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b*r
11
估计他们按照最贵的方式问我收费的,总共测试十三种.但是如果要这么多钱,我根本不
会测.

【在 w***n 的大作中提到】
: 先别急,打电话给labcorp吧,不一定是故意骗你,可能弄错了。常有的事,我认识的
: 人也收到过医院弄错的账单。

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b*r
12
为什么关? 我当时是在诊所,我刷卡付的,难道他们可以直接问信用卡公司要钱?

【在 l*********m 的大作中提到】
: 她用信用卡付了75块,得把这张卡关了先。
: 找个口语好的跟他们协商一下,可能会打个五折。
: 美国医疗费贼贵

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b*r
13
实在付不起这么多,想请问,这种情况下,如果他们坚持不给任何discount,该怎么办?
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s*e
14
告诉他们要么减钱,要么你就宣布破产。

【在 b******r 的大作中提到】
: 实在付不起这么多,想请问,这种情况下,如果他们坚持不给任何discount,该怎么办?
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m*3
15
给你看一个真实的产前血液检查的费用,和保险公司最后付的数目:
人家漫天要价 $524; 保险公司说这些检查只需要付$65.
这些医疗单位真是黑。你好好哭穷,砍价。
Claim Details
Amount Billed: $524.00 Amount Paid by your Coverage: $65.04
Amount Allowed: $65.04 Paid to: LABORATORY CO
Amount Applied Towards Deductible: $0.00
Your Co-Insurance / Co-Payment: $0.00
Your Responsibility: $0.00
最后在医院生小孩的一笔:
Amount Billed: $26,198.00 Amount Paid by your Coverage: $8,614.00
Paid to: XXXXXX
Amount Applied Towards Deductible: $0.00
Your Co-Insurance / Co-Payment: $0.00
Your Responsibility: $0.00

to

【在 b******r 的大作中提到】
: I went to Carolina Conceptions PA on April 8, 2013 to do blood test as Dr.
: Meyer requested. I never did such kind of blood tests before. I asked the
: lady in the front desk: "I don't have any insurance, could you tell me how
: much these tests will cost?" And she checked the computer for a while and
: told me the total payment is $75. I felt a little surprised about that. To
: be honest, I thought it should be several hundred dollars. So I repeated to
: ask her: "is it the total payment?" She said " it is the total payment." I
: asked her again: " should I get any other bill?" She told me " No".
: And then I went to the drawing blood room. Another lady there. I asked her
: again how much these tests will cost me? She said she was not sure about

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G*m
16
有些美国人有病,信她们的话,会倾家荡产的。
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b*r
17
我已经BBB他们了,可是据说BBB.ORG用处不大,公司都不在乎,是吗?
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g*2
18
LZ不要听他们的,他们出的都是什么主意呀,什么discount,威胁申请破产之类的。这
件事,你就应该只付75块钱。一分钱都不要多。你是占着理的。美国社会还是讲理的。
我以前有过类似经历,我给您发了私信。

【在 b******r 的大作中提到】
: 我已经BBB他们了,可是据说BBB.ORG用处不大,公司都不在乎,是吗?
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p*f
19
自己没有搞清楚吧。75块只是抽血的钱而已。血样再送去花验当然是另外的钱。抽血的
地方怎么可能知道化验要多少钱。自费的话应该早就跟医生说。现在看看能不能和
labCorp 商量下。
为啥没医保?

【在 b******r 的大作中提到】
: I went to Carolina Conceptions PA on April 8, 2013 to do blood test as Dr.
: Meyer requested. I never did such kind of blood tests before. I asked the
: lady in the front desk: "I don't have any insurance, could you tell me how
: much these tests will cost?" And she checked the computer for a while and
: told me the total payment is $75. I felt a little surprised about that. To
: be honest, I thought it should be several hundred dollars. So I repeated to
: ask her: "is it the total payment?" She said " it is the total payment." I
: asked her again: " should I get any other bill?" She told me " No".
: And then I went to the drawing blood room. Another lady there. I asked her
: again how much these tests will cost me? She said she was not sure about

avatar
m*s
20
赞美人品!!!

【在 g**********2 的大作中提到】
: LZ不要听他们的,他们出的都是什么主意呀,什么discount,威胁申请破产之类的。这
: 件事,你就应该只付75块钱。一分钱都不要多。你是占着理的。美国社会还是讲理的。
: 我以前有过类似经历,我给您发了私信。

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r*m
21
There was a Time magazine cover story recently on exactly the same topic,
read it, you will see you are not alone, there are a lot more horrible
stories reported by that article.
Based on the Time magazine article, you can Google some agencies dedicated
to helping people like you, you need expert help to deal with those greedy
firms.
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j*y
22
This is a sad case.
Even you sue the front desk receptionist, you can not win this case.
There is some misunderstanding btw you and her --- she could say she
believed $75 was the total cost you should pay for drawing the blood, which
is true.
We are both Chinese, I should help you. I hate to say this, but it is more
likely your fault to misunderstand the payment system of American medical
cost.
I had a lesson when I first came here ---- I bought a laptop because the
store staff said " you can return it any time if you do not like it". But
when I return it, they charged me 10% re-stocking fee. This is a common
sense. Everybody knew it, but I did not at that time.
You get to know the culture here. We are still learning.
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G*m
23
link ?

【在 r****m 的大作中提到】
: There was a Time magazine cover story recently on exactly the same topic,
: read it, you will see you are not alone, there are a lot more horrible
: stories reported by that article.
: Based on the Time magazine article, you can Google some agencies dedicated
: to helping people like you, you need expert help to deal with those greedy
: firms.

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j*y
24
But I do not think you need to pay $4248 in full.
10-20% maximum if you find someone good at negotiation with the labcorp.
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g*2
25
LZ既然能用英文写下当时的情形,应该是听的懂抽血的钱和化验的钱的区别的。

【在 p*******f 的大作中提到】
: 自己没有搞清楚吧。75块只是抽血的钱而已。血样再送去花验当然是另外的钱。抽血的
: 地方怎么可能知道化验要多少钱。自费的话应该早就跟医生说。现在看看能不能和
: labCorp 商量下。
: 为啥没医保?

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l*i
26
Believe me. BBB works. You just need to describe in detail.公司都在乎

【在 b******r 的大作中提到】
: 我已经BBB他们了,可是据说BBB.ORG用处不大,公司都不在乎,是吗?
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l*e
27
那4000多有可能.你要是有保险估计也就不到1000,然后保险公司出大头.
还是根labcorp商量.就说没钱,8-90% off可以付,看着办吧.

【在 b******r 的大作中提到】
: 估计他们按照最贵的方式问我收费的,总共测试十三种.但是如果要这么多钱,我根本不
: 会测.

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k*n
28
USA Medicare sucks ass hole!
they are fat roach!
啥病都看不了,co-pay一大堆
整的还特别professional.
唯一的优点就是快,快着去送钱,lol
没医保的一定要小心,大病赶紧飞回家
小病就算了吧,扛一扛就好了。
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h*n
29
测试13种才$75,在美国基本没有这个可能。测试一项$75还差不多。
你和他们argue,减少一半肯定可以的。

【在 b******r 的大作中提到】
: 估计他们按照最贵的方式问我收费的,总共测试十三种.但是如果要这么多钱,我根本不
: 会测.

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b*r
30
5/7 今天我去了诊所,化验的同意帮我作证是前台说的.后来她主动帮我联系labcorp要
求给discount.但是那个customer service 要求我本人打电话给他们,后来我打了,他们
说是诊所的责任,他们没错,我找诊所,诊所说我不该问前台.接下来怎么办?
如果没人管我,我该怎么办? 如果我不支付后果是什么?
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l*m
31
如果没人管,他们就会给你寄账单,每月一次,连续三个月。
不支付的话,就交给收债公司,收债公司就每月给你寄账单,打你电话催债

【在 b******r 的大作中提到】
: 5/7 今天我去了诊所,化验的同意帮我作证是前台说的.后来她主动帮我联系labcorp要
: 求给discount.但是那个customer service 要求我本人打电话给他们,后来我打了,他们
: 说是诊所的责任,他们没错,我找诊所,诊所说我不该问前台.接下来怎么办?
: 如果没人管我,我该怎么办? 如果我不支付后果是什么?

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b*r
32
那我一直不支付,后果是什么? 现在没人为他们的错误信息负责任,如果到后来我会怎么
样,一直不给的话,会没收我房子还是会从我银行帐户上拿钱?还是送我去监狱?

【在 l*********m 的大作中提到】
: 如果没人管,他们就会给你寄账单,每月一次,连续三个月。
: 不支付的话,就交给收债公司,收债公司就每月给你寄账单,打你电话催债

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l*m
33
最后收债公司会上门收债,到你家搬东西

【在 b******r 的大作中提到】
: 那我一直不支付,后果是什么? 现在没人为他们的错误信息负责任,如果到后来我会怎么
: 样,一直不给的话,会没收我房子还是会从我银行帐户上拿钱?还是送我去监狱?

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s*8
34
在这里问,不如找找什么帮助患者的组织,他们会给你更好的主意吧

【在 b******r 的大作中提到】
: 那我一直不支付,后果是什么? 现在没人为他们的错误信息负责任,如果到后来我会怎么
: 样,一直不给的话,会没收我房子还是会从我银行帐户上拿钱?还是送我去监狱?

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s*y
35
早就跟你说了,你给了ssn没有?这个是最重要的问题

【在 b******r 的大作中提到】
: 那我一直不支付,后果是什么? 现在没人为他们的错误信息负责任,如果到后来我会怎么
: 样,一直不给的话,会没收我房子还是会从我银行帐户上拿钱?还是送我去监狱?

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c*t
36
not labcorp. 如果你全自费的话,应该不要做unnecessary test.

【在 l********i 的大作中提到】
: Believe me. BBB works. You just need to describe in detail.公司都在乎
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c*t
37
会送到collection agency ruin your credit吧。

【在 b******r 的大作中提到】
: 那我一直不支付,后果是什么? 现在没人为他们的错误信息负责任,如果到后来我会怎么
: 样,一直不给的话,会没收我房子还是会从我银行帐户上拿钱?还是送我去监狱?

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G*m
38
有一个疑问,
1)有房子,有存款,为什么没有医疗保险?
如果真是这样的话,对方一查credit,就知道你有房有车有存款,也许一分钱也不会让
步。
另外,
前台只是前台,你不应该问前台这样的问题。
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g*e
39
RE!
BBB works.
I complained an auto insurance company. The big company is so ignorant to a
single person, but BBB investigation case made it response very quickly.

【在 l********i 的大作中提到】
: Believe me. BBB works. You just need to describe in detail.公司都在乎
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L*n
40
agree with 木鸡大牛。 they are committing fraud by tell you one thing and
then charge you something else. refuse to pay a cent unless they submit the
correct bill, $75.
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L*n
41
WHAT KIND OF TESTS? routine test shouldn't be that much.
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b*r
42
这个是非常规检查,我现在才知道,确实挺贵,但是当时做检查时候完全是被误导的.

【在 L****n 的大作中提到】
: WHAT KIND OF TESTS? routine test shouldn't be that much.
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l*u
43
没有保险确实要问清楚。现在估计就是和labcorp讨价还价了。

【在 b******r 的大作中提到】
: 这个是非常规检查,我现在才知道,确实挺贵,但是当时做检查时候完全是被误导的.
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b*r
44
你看我写的吗? 接线的同意我支付700,后来又打电话,其他人否认,最后是给我最后期限
30天接受一半的折扣,不然喊讨债公司,你说我可以要求调电话录音吗?

【在 l*****u 的大作中提到】
: 没有保险确实要问清楚。现在估计就是和labcorp讨价还价了。
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l*u
45
那个只要他们不承认就没有办法。不知道你在美国什么身份,看能不能找些法律上的帮
助。

【在 b******r 的大作中提到】
: 你看我写的吗? 接线的同意我支付700,后来又打电话,其他人否认,最后是给我最后期限
: 30天接受一半的折扣,不然喊讨债公司,你说我可以要求调电话录音吗?

avatar
b*r
46
你说当时那个接线的客服,同意了,我如果当时就支付700,是不是就不会再给我帐单了,
还是结果一样呢?

【在 l*****u 的大作中提到】
: 那个只要他们不承认就没有办法。不知道你在美国什么身份,看能不能找些法律上的帮
: 助。

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l*u
47
都有可能,可能就结束了,也可能就先拿700,剩下来的继续要。说实话,你这个根本
就是一个典型事情,你没有很多收入的话就告诉他们走low income,他们都会做,然后
你可以去州里看看有没有什么programme,还有律师可以帮忙还价,总之有很多路子走
,你不要自己处理如果不懂的话。

的帮

【在 b******r 的大作中提到】
: 你说当时那个接线的客服,同意了,我如果当时就支付700,是不是就不会再给我帐单了,
: 还是结果一样呢?

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L*n
48
这个可能是语言上有误解吧。 不付的话他最后也就是到讨债公司, 黑你的credit,
但你也可以跟信用公司dispute。 老美欠医疗账单的太多了。
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b*r
49
我真想听听录音,我觉得怎么他们说话不算数啊,我听完了,如果我错了,我立刻道歉,接
受一半的折扣,立刻把钱全付了.
想跑到他们公司要求调查录音.

【在 l*****u 的大作中提到】
: 都有可能,可能就结束了,也可能就先拿700,剩下来的继续要。说实话,你这个根本
: 就是一个典型事情,你没有很多收入的话就告诉他们走low income,他们都会做,然后
: 你可以去州里看看有没有什么programme,还有律师可以帮忙还价,总之有很多路子走
: ,你不要自己处理如果不懂的话。
:
: 的帮

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l*u
50
你这个基本上就是偏执了,不要钻那个牛角尖,不管在美国在中国,在当今的地球上就
没人在乎说话算不算话。

根本
然后
子走

【在 b******r 的大作中提到】
: 我真想听听录音,我觉得怎么他们说话不算数啊,我听完了,如果我错了,我立刻道歉,接
: 受一半的折扣,立刻把钱全付了.
: 想跑到他们公司要求调查录音.

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b*r
51
55555555555555,后悔啊,当初没有直接付,那样至少可能事情就结束了,算了,多谢你理
解我的心情,一直回复我的信息.

【在 l*****u 的大作中提到】
: 你这个基本上就是偏执了,不要钻那个牛角尖,不管在美国在中国,在当今的地球上就
: 没人在乎说话算不算话。
:
: 根本
: 然后
: 子走

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h*e
52
再打几个电话试试,坚持700
如果实在拿不出那25k的话,就赖着呗。。讨债公司又不会拿你怎么样
国内的狠,连上个厕所都有人拿着砍刀跟着你

【在 b******r 的大作中提到】
: 55555555555555,后悔啊,当初没有直接付,那样至少可能事情就结束了,算了,多谢你理
: 解我的心情,一直回复我的信息.

avatar
i*o
53
没用。我BBB过医院。人家根本不理BBB.

【在 l********i 的大作中提到】
: Believe me. BBB works. You just need to describe in detail.公司都在乎
avatar
l*i
54
我搞过,很快就解决了

【在 i**********o 的大作中提到】
: 没用。我BBB过医院。人家根本不理BBB.
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