some credit card company can send you a check for balance transfer. Some
bank may take these check, but as I know, Wells Fargo won't take this type
of check. Most TB has transaction fees, normally from 3% -- 5%, so there is
some cost on TB. Be sure no balance left on the card before TB, as you may
have to pay interest on these balance. Do not use this card for any purchase
until you pay off the balance, some credit company will charge interest on
the new purchase balance, some not. Last, with $6000 limit, borrow $5000 may
hurt your credit score.