January 14, 2000 4,064.27 −0.12% 11,723.00 +1.97% The day the DJIA peaked. March 10, 2000 5,048.62 +24.22% 9,928.80 −15.31% The day the Nasdaq peaked. January 1, 2001 2,470.52 −51.07% 10,788.00 +8.65% January 20, 2001 2,770.38 +12.14% 10,587.60 −1.86% President Bush takes office. September 10, 2001 1,695.38 −38.80% 9,605.50 −9.28% Levels before September 11, 2001 attacks. September 21, 2001 1,423.19 −16.05% 8,235.80 −14.26% Lows after markets reopened. October 9, 2002 1,114.11 −42.88% 7,286.27 −27.29% 2002 lows. Dow could have another 5-9% gain even Nasdaq was down 50% like 3/2000-1/2001 . But in the end, both went down together in the bear market for 40% or above. For a health bull market, stocks have to go up together. If there's a big divergence, it happens in the end of a bull market and a bear will come soon. This bull is old enough, last 10% gain is nothing compared with the down side risk. Lock the profit and go away, now it's time to enjoy the life and the World Cup, which is another risky factor for stock.
Money Market Interest Rates and Mortgage Rates, 1980–2002 http://www.infoplease.com/ipa/A0908373.html Many online and local banks like world saving or HSBC and liberty bank in NYC had 1-3 year CD rate 5-6% because the mortgage rate was still over 6%.