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车子被砸了!!!# WaterWorld - 未名水世界
p*s
1
房东的树倒下来把我的车子给砸了!!怎么办啊??我的车子是有自然灾害意外保险的
,但要交1000$
这种事情怎么处理啊?????
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p*w
2
让房东赔。

【在 p*******s 的大作中提到】
: 房东的树倒下来把我的车子给砸了!!怎么办啊??我的车子是有自然灾害意外保险的
: ,但要交1000$
: 这种事情怎么处理啊?????

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p*s
3
刚问了,房东不给赔,还举例说明大街上的树天天在掉树杈砸到东西,不可能让那棵树
的主人负责赔的。。。。。
问了一些美国人,说美国的法律就是这样的。。。
这是欺负我呢!!!
郁闷。。。。

【在 p*********w 的大作中提到】
: 让房东赔。
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a*1
4
poor guy

【在 p*******s 的大作中提到】
: 房东的树倒下来把我的车子给砸了!!怎么办啊??我的车子是有自然灾害意外保险的
: ,但要交1000$
: 这种事情怎么处理啊?????

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g*d
5
then pay $1000

【在 p*******s 的大作中提到】
: 房东的树倒下来把我的车子给砸了!!怎么办啊??我的车子是有自然灾害意外保险的
: ,但要交1000$
: 这种事情怎么处理啊?????

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b*g
6
问房东的Homeowner Insurance,否则自付1000刀换新车。

【在 p*******s 的大作中提到】
: 房东的树倒下来把我的车子给砸了!!怎么办啊??我的车子是有自然灾害意外保险的
: ,但要交1000$
: 这种事情怎么处理啊?????

avatar
p*s
7
决定不指望房东的homeowner's insurance了
我要去 sue him as negligence
因为之前我和邻居都好多次跟他讲过,那几颗树会倒的
让他赶紧处理

【在 b*********g 的大作中提到】
: 问房东的Homeowner Insurance,否则自付1000刀换新车。
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g*d
8
如果你之前通知过房东,那么房东全责。

【在 p*******s 的大作中提到】
: 决定不指望房东的homeowner's insurance了
: 我要去 sue him as negligence
: 因为之前我和邻居都好多次跟他讲过,那几颗树会倒的
: 让他赶紧处理

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r*m
9
bingo! negligence to licensee, small claim division就可以了
你找到邻居做证人 把树和周围环境都排好照片
和房东的交涉录音
责任很明显的case 不用担心

【在 p*******s 的大作中提到】
: 决定不指望房东的homeowner's insurance了
: 我要去 sue him as negligence
: 因为之前我和邻居都好多次跟他讲过,那几颗树会倒的
: 让他赶紧处理

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b*y
10
pat
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u*n
11
房东应该有home owner's insurance。这样的事一个月前我也碰到过一回。邻居家的
树。他的保险公司把deductible 给付了。你看看那树断裂的地方是不是腐烂了(虫蛀
了)。是的话就是你房东的责任。negligence for caring his tree。除非他说这树不
是他的。建议你如果树烂的,赶快拍照留证据。
还有,你们那里刮大风了吗?如果没有,那就不属于天灾,八成是树有毛病。
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E*n
12
让房东赔。不赔就去法庭告他。我的车之前也被房东的树砸过,做了上法庭的准备,不
过房东看到我的准备工作就主动赔了。另,他的home owner insurance 是cover的,不
过他嫌贵,就对我说不cover。
不管那么多,拍照,准备上法庭,而且还要让房东知道你准备上法庭。

【在 p*******s 的大作中提到】
: 房东的树倒下来把我的车子给砸了!!怎么办啊??我的车子是有自然灾害意外保险的
: ,但要交1000$
: 这种事情怎么处理啊?????

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b*y
13
找insurance应该可以解决吧
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m*a
14
以前我一个朋友的车就是停在apt外面, 被外面的树砸了, 房东就负责全部维修了. 应
该是房东的责任.

【在 p*******s 的大作中提到】
: 房东的树倒下来把我的车子给砸了!!怎么办啊??我的车子是有自然灾害意外保险的
: ,但要交1000$
: 这种事情怎么处理啊?????

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h*t
15
bless
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m*i
16
bless

【在 h******t 的大作中提到】
: bless
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c*t
17
应该是树的主人赔你。他的保险有可能赔他,取决于树的健康状况。
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y*n
18
没戏。这在美国叫 act of god,房东没有责任。除非你之前发现树不行了,并且通知
了房东让他砍树。
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y*n
19
所以,有人建议停车永远不要停树下,尤其是随时有暴风雨的季节。
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m*u
20
我一般也不停树下,因为鸟粪
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s*o
21
房东的树房东肯定有责任的,还是找个律师咨询一下吧,这些人七嘴八舌的没用。树是
房东的吗,还是街道上的。
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y*n
22
key words:
Q. Who is responsible when your neighbor’s tree falls on your house, car or
property? Should my neighbor’s insurance company pay?
A. Unless negligence can be proven, the neighbor’s policy covers his/her
house and your policy covers your house. Generally, if the tree is damaged
due to a storm, the owner would not be considered negligent.
Q. My tree fell on my neighbor’s house. Does my policy pay the damage
caused by the tree? Who pays to remove the tree?
A. The neighbor’s policy covers his/her house and your policy covers your
house. Your neighbor’s policy would also pay to have the tree removed from
his house.
但好象有例外。如果房主有这种insurance,能cover这种情况,保险公司就会付。
Links:
http://www.theinsuranceadvisors.net/blog/my_neighbors_tree_fell
http://www.consumeractiongroup.co.uk/forum/showthread.php?29336
http://wiki.answers.com/Q/Who_is_responsible_for_damage_from_a_
http://www.insureme.com/answers/insurance-and-tree-damage-and-r
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f*y
23
bless
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p*s
24
厉害,我决定按你方法办。
那我应该怎么跟房东说呢?要既能解决问题,又不会闹僵关系。
现在我室友们惧怕我万一把房东搞火了,大家都要被踢出去了。。。

【在 E*********n 的大作中提到】
: 让房东赔。不赔就去法庭告他。我的车之前也被房东的树砸过,做了上法庭的准备,不
: 过房东看到我的准备工作就主动赔了。另,他的home owner insurance 是cover的,不
: 过他嫌贵,就对我说不cover。
: 不管那么多,拍照,准备上法庭,而且还要让房东知道你准备上法庭。

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G*I
25
这个帖子还是有点营养的
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z*7
26
N.J. tree laws: Who is responsible for a fallen tree, branch?
BY BOB HOLT
NEWJERSEYNEWSROOM.COM
The unexpected October snowstorm brings about an important question: Who is
responsible for any damage caused by a falling tree?
Rules are somewhat vague. According to seattlepi.com, landowners have a duty
to prevent defective trees from posing a hazard to others. The owner has to
have notice that he should have known about a defect, but it has to be
visible and the owner is not obligated to “consistently” check for defects.
In rural areas, courts have called it too much of a burden to require a
property owner to inspect trees to determine if there is some reason they
might cause injury or property damage. Injury Board Findlay mentions an
example where a tree fell on one person’s car, but his neighbor had
previously said he needed to remove the tree because some of the branches
were dead and were falling in the other yard regularly.
That brings up the possibility of negligence. This type of case questions
whether the neighbor owes the above-mentioned duty to the man whose car was
struck by the tree. That duty comes from whether or not the neighbor had
knowledge the tree might fall, which appears to be the case since he had
stated he needed to remove it.
Law in New Jersey says that along with a negligence claim, a landowner will
be liable for damages if he had engaged in dangerous activity, which is
quite doubtful.
Treeworld.com says tree damage can also be caused by an act of God. Their
legal definition of this is an event that happens due to natural causes
occurring independently of human intervention and either could not be
foreseen, or could not be reasonably guarded against. Here they refer to a
storm, flood, earthquake, or cyclone.
Avi Frisch for NewJerseyNewsroom reported that tree damage should be covered
on someone’s homeowner's insurance generally covers tree damage. If any
damage from a falling tree is your neighbor’s fault, your best option is to
give the claim to your insurance company. They may feel it is not worth the
cost to pursue legal action against another party.
Homeowners are mainly advised to make sure they have adequate insurance
coverage and excess liability.
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