consider your portfolio as a whole, if one fund significantly outperformance makes your portfolio deviate your AA range, you may want to bring it back by selling the outperformer and buy underperformer, but do not do it too frequently. Or you can buy underperformer. I personally have another rule, no single actively managed fund can exceed 10% of our total asset, and combined actively managed funds from same fund company should not be more than 20%.
Thank you for the advice.I may put myself on a risk of no strict portforlio in the taxable account, which I don't know exactly when I will take the money out. For the personal rule you mentioned, do you apply it to both tax-deferred and taxable account? Is the purpose of these limits to reduce the risk? Thanks!
outperformance
【在 S**C 的大作中提到】 : consider your portfolio as a whole, if one fund significantly outperformance : makes your portfolio deviate your AA range, you may want to bring it back : by selling the outperformer and buy underperformer, but do not do it too : frequently. Or you can buy underperformer. : I personally have another rule, no single actively managed fund can exceed : 10% of our total asset, and combined actively managed funds from same fund : company should not be more than 20%.
You should consider your taxable, 401(k), 529, IRA etc. as a whole. You may decide which account to hold what, given tax, risk and time horizon consideration. FWIW, our taxable are mostly individual stocks, with some ETFs and MFs. I am in the process to reallocate my actively managed funds to tax advantaged accounts.
portforlio
【在 d****s 的大作中提到】 : Thank you for the advice.I may put myself on a risk of no strict portforlio : in the taxable account, which I don't know exactly when I will take the : money out. : For the personal rule you mentioned, do you apply it to both tax-deferred : and taxable account? Is the purpose of these limits to reduce the risk? : Thanks! : : outperformance
t*3
20 楼
还没有呢,可能打算eb1吧,或者两个都试试,有不同政策吗?多谢!
【在 s**u 的大作中提到】 : Are you filing EB1 or EB2 or both?
【在 S**C 的大作中提到】 : You should consider your taxable, 401(k), 529, IRA etc. as a whole. You may : decide which account to hold what, given tax, risk and time horizon : consideration. : FWIW, our taxable are mostly individual stocks, with some ETFs and MFs. I am : in the process to reallocate my actively managed funds to tax advantaged : accounts. : : portforlio