需要收monthly fee,如果存款没有达到一定数目要求的。具体如下
No opening deposit required for a Citigold checking account.
Waive monthly service fees on your Citigold checking account by linking accounts. There's no monthly service fee for the first two statement periods. After that, we'll continue to waive the monthly service fee if the combined average monthly balance of your eligible linked accounts is:
$50,000 or more for all linked deposit and retirement accounts OR
$100,000 or more across all your eligible linked Citi accounts, including investments and loan balances, but excluding mortgage balances.
Otherwise, a $30 monthly service fee will apply.