ATM/Check card国内取钱(BOA,Netbank, etc) FAQ - 未名空间MITBBS历史存档

ATM/Check card国内取钱(BOA,Netbank, etc) FAQ# BackHome - 回国

p*x2007-05-22 07:05

1 楼

【以下文字转载自 Money 讨论区】
发信人: phynix (相知笨侣), 信区: Money
标题: ATM/Check card国内取钱(BOA,Netbank, etc) FAQ
发信站: BBS 未名空间站 (Mon May 8 21:25:26 2006), 转信
俺来抛砖引玉吧
%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%俺是分割线%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%
%%%%
First part BOA check card
BOA 国内建行ATM免手续费取款 FAQ
内容：
Use your ATM card or Check Card/visa debit card within our Global ATM
Alliance
in the countries shown with no fees.
用BOA的卡在它联盟银行取人民币，是按照官方“外汇买入价”100%换算从帐户上扣
美元
哪里可以适用？
全国大部分建行ATM
未开通此业务的城市：四川、甘肃、西藏、广西、宁夏、湖南、厦门，除此外的建
行联

a*12007-05-22 07:05

2 楼

免手续费取款现在已经过时了，在建行要收取1％的费用。
Global ATM Alliance
Bank of America is member of the Global ATM Alliance, a group of financial
institutions that has created the world's first international ATM Alliance.
So you can use your check card or ATM card within the Global ATM Alliance in
the countries shown with no International ATM fee. (International
Transaction Fees may apply.1 ) Some members may have locations in countries
other than the country listed in the coverage area. Only ATMs in the country
listed

【在 p****x 的大作中提到】

: 【以下文字转载自 Money 讨论区】
: 发信人: phynix (相知笨侣), 信区: Money
: 标题: ATM/Check card国内取钱(BOA,Netbank, etc) FAQ
: 发信站: BBS 未名空间站 (Mon May 8 21:25:26 2006), 转信
: 俺来抛砖引玉吧
: %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%俺是分割线%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%
: %%%%
: First part BOA check card
: BOA 国内建行ATM免手续费取款 FAQ
: 内容：

t*e2007-05-22 07:05

3 楼

上个月刚回来，广州建行的ATM用BOA的card取不了钱。临走前还跟BOA打过招呼。

g*k2007-05-22 07:05

4 楼

I just came back from China. My BOA debit card worked on 建行's ATMs in
Shanghai with no additional fee at all.

【在 t*****e 的大作中提到】

: 上个月刚回来，广州建行的ATM用BOA的card取不了钱。临走前还跟BOA打过招呼。

t*n2007-05-22 07:05

5 楼

你用的密码是6位还是4位
建行取款机有没有限额的？

【在 g*********k 的大作中提到】

: I just came back from China. My BOA debit card worked on 建行's ATMs in
: Shanghai with no additional fee at all.

g*k2007-05-22 07:05

6 楼

4-digit password
yes, I believe there are limits. But I withdrew only ￥1000 each time, and
￥2000 per day. I don't think these are the limits.

【在 t******n 的大作中提到】

: 你用的密码是6位还是4位
: 建行取款机有没有限额的？

t*n2007-05-22 07:05

7 楼

要是我的密码是6位，是不是只输入前4位就行了？

【在 g*********k 的大作中提到】

: 4-digit password
: yes, I believe there are limits. But I withdrew only ￥1000 each time, and
: ￥2000 per day. I don't think these are the limits.

O*s2007-05-22 07:05

8 楼

Please update.
Now BOA also charge 3% foreign exchange fee, plus 1% ATM fee if not used on
China Construction ATMs.

O*s2007-05-22 07:05

9 楼

Discover card也不再免手续费了
5% ATM fee + 2% foreign exchange fee

O*s2007-05-22 07:05

10 楼

Discover card也不再免手续费了
5% ATM fee + 2% foreign exchange fee

h*52007-05-22 07:05

11 楼

damn...

l*g2007-05-22 07:05

12 楼

Here is what I found from the BOA website:
"The International Transaction Fee will be 3% of the U.S. Dollar amount for
each converted purchase or 1% of the U.S. Dollar amount for each converted
ATM cash withdrawal."
Please be notice that the fee for "converted purchase" is 3% whereas that
for "converted ATM cash withdrawal" is 1%.
Most of us will use the card for "withdrawal" but not for "purchase". So the
fee will be 1% percent of the US dollars we have withdrawn.
So it is NOT for free now.
Her

【在 O****s 的大作中提到】

: Please update.
: Now BOA also charge 3% foreign exchange fee, plus 1% ATM fee if not used on
: China Construction ATMs.

r*92007-05-22 07:05

13 楼

I hate to (^-^) correct you but you are wrong.
仔细读读你的链接:

Withdrawals, transfers, payments and balance inquiries made at ATMs in
foreign countries outside the Global ATM Alliance, China Construction Bank,
or Banco Santander will be charged a $5 Non-Bank of America International
ATM fee.
这里说的主语是 outside "the Global ATM Alliance, China Construction Bank, or
Banco Santander"
也就是在建行atm取钱是不需要ATM费的。
如果你还不确定这个断句，再读读这个条款的前一个条款...
In addition, Bank of America has arranged for you to use your debit or ATM
cards in China at China Construction Bank ATMs (China Construction Bank ATMs
in Hong Kong are not included) and in Mexico at Banco Santander with no ATM
Operator Fees or Non-Bank of America International ATM fee. International
Transaction Fee of 1% for converting your currency may apply.

for
the

【在 l**********g 的大作中提到】

: Here is what I found from the BOA website:
: "The International Transaction Fee will be 3% of the U.S. Dollar amount for
: each converted purchase or 1% of the U.S. Dollar amount for each converted
: ATM cash withdrawal."
: Please be notice that the fee for "converted purchase" is 3% whereas that
: for "converted ATM cash withdrawal" is 1%.
: Most of us will use the card for "withdrawal" but not for "purchase". So the
: fee will be 1% percent of the US dollars we have withdrawn.
: So it is NOT for free now.
: Her

m*82007-05-22 07:05

14 楼

Just called BOA ATM department.You need to notify BOA ATM department 1-877-833-5617 (option 4) before your trip, otherwise they may block such suspicious transactions.
Here is what I found:
There will be NO fees from BOA when you use your debit card from China
Construction Bank (CCB).(Note this is not purchase usage such as shopping in Chinese stores.)
There will be $5/per draw charge from CCB, and 1% CCB charge will be waived.
Anyone recently in China can confirmed this?

,
or

【在 r********9 的大作中提到】

: I hate to (^-^) correct you but you are wrong.
: 仔细读读你的链接:
:
: Withdrawals, transfers, payments and balance inquiries made at ATMs in
: foreign countries outside the Global ATM Alliance, China Construction Bank,
: or Banco Santander will be charged a $5 Non-Bank of America International
: ATM fee.
: 这里说的主语是 outside "the Global ATM Alliance, China Construction Bank, or
: Banco Santander"
: 也就是在建行atm取钱是不需要ATM费的。

u*s2007-05-22 07:05

15 楼

my experience:
1. no need to call.
2. no fee what so ever.

-833-5617 (option 4) before your trip, otherwise they may block such
suspicious transactions.
in Chinese stores.)
waived.

【在 m******8 的大作中提到】

: Just called BOA ATM department.You need to notify BOA ATM department 1-877-833-5617 (option 4) before your trip, otherwise they may block such suspicious transactions.
: Here is what I found:
: There will be NO fees from BOA when you use your debit card from China
: Construction Bank (CCB).(Note this is not purchase usage such as shopping in Chinese stores.)
: There will be $5/per draw charge from CCB, and 1% CCB charge will be waived.
: Anyone recently in China can confirmed this?
:
: ,
: or

w*e2007-05-22 07:05

16 楼

增加一个，如果密码是大于6位的，取钱时可以只输入前4位，

b*x2007-05-22 07:05

17 楼

good to know. thanks

【在 w********e 的大作中提到】

: 增加一个，如果密码是大于6位的，取钱时可以只输入前4位，

c*r2007-05-22 07:05

18 楼

Unable to withdraw from my "Checking Account" in the beginning. Then changed
to withdraw from my "Default Account" and went through without any problem.
No fees in every CCB ATM I visited.

e*r2007-05-22 07:05

19 楼

Actually they will never show the charge. The only way you can check is to
see what the real exchange ratio you get by comparing the dollar withdrawn
and the RMB received. Then compare with Visa/Master exchange rate on the
same day to see if they are the same. If not, then the difference will be
the hidden cost.

l*a2007-05-22 07:05

20 楼

I found I was charged $5 each time including inquiring account balance with
a BofA card.I think the banks I used include CCB and BofChina. The time is
either 2009 summer or 2010 summer. The maximum is RMB2500 in 2010 but
RMB5000 in 2009.

i*d2007-05-22 07:05

21 楼

我1月份在北京刷的卡都没有手续费

【在 O****s 的大作中提到】

: Discover card也不再免手续费了
: 5% ATM fee + 2% foreign exchange fee

b*c2007-05-22 07:05

22 楼

June 20, 2011
昨天刚在上海建行南京西路atm尝试用boa的debit卡取现，我的是六位密码，认证没有
任何问题。取现100元，今天boa账户显示$15.49, 折合汇率6558。刚好是中行公布的
现汇买入价。没有任何手续费。
★ 发自iPhone App: ChineseWeb - 中文网站浏览器

b*c2007-05-22 07:05

23 楼

Exchange rate is 6.4558

★ 发自iPhone App: ChineseWeb - 中文网站浏览器

【在 b**c 的大作中提到】

: June 20, 2011
: 昨天刚在上海建行南京西路atm尝试用boa的debit卡取现，我的是六位密码，认证没有
: 任何问题。取现100元，今天boa账户显示$15.49, 折合汇率6558。刚好是中行公布的
: 现汇买入价。没有任何手续费。
: ★ 发自iPhone App: ChineseWeb - 中文网站浏览器

i*k2007-05-22 07:05

24 楼

刚打了电话，确认了CCB ATM是有1% foreign exchange fee，只是waive了$5的ATM fee

t*e2007-05-22 07:05

25 楼

上个月刚回来，广州建行的ATM用BOA的card取不了钱。临走前还跟BOA打过招呼。

g*k2007-05-22 07:05

26 楼

I just came back from China. My BOA debit card worked on 建行's ATMs in
Shanghai with no additional fee at all.

【在 t*****e 的大作中提到】

: 上个月刚回来，广州建行的ATM用BOA的card取不了钱。临走前还跟BOA打过招呼。

t*n2007-05-22 07:05

27 楼

你用的密码是6位还是4位
建行取款机有没有限额的？

【在 g*********k 的大作中提到】

: I just came back from China. My BOA debit card worked on 建行's ATMs in
: Shanghai with no additional fee at all.

g*k2007-05-22 07:05

28 楼

4-digit password
yes, I believe there are limits. But I withdrew only ￥1000 each time, and
￥2000 per day. I don't think these are the limits.

【在 t******n 的大作中提到】

: 你用的密码是6位还是4位
: 建行取款机有没有限额的？

t*n2007-05-22 07:05

29 楼

要是我的密码是6位，是不是只输入前4位就行了？

【在 g*********k 的大作中提到】

: 4-digit password
: yes, I believe there are limits. But I withdrew only ￥1000 each time, and
: ￥2000 per day. I don't think these are the limits.

r*92007-05-22 07:05

30 楼

I hate to (^-^) correct you but you are wrong.
仔细读读你的链接:

Withdrawals, transfers, payments and balance inquiries made at ATMs in
foreign countries outside the Global ATM Alliance, China Construction Bank,
or Banco Santander will be charged a $5 Non-Bank of America International
ATM fee.
这里说的主语是 outside "the Global ATM Alliance, China Construction Bank, or
Banco Santander"
也就是在建行atm取钱是不需要ATM费的。
如果你还不确定这个断句，再读读这个条款的前一个条款...
In addition, Bank of America has arranged for you to use your debit or ATM
cards in China at China Construction Bank ATMs (China Construction Bank ATMs
in Hong Kong are not included) and in Mexico at Banco Santander with no ATM
Operator Fees or Non-Bank of America International ATM fee. International
Transaction Fee of 1% for converting your currency may apply.

for
the

【在 l**********g 的大作中提到】

: Here is what I found from the BOA website:
: "The International Transaction Fee will be 3% of the U.S. Dollar amount for
: each converted purchase or 1% of the U.S. Dollar amount for each converted
: ATM cash withdrawal."
: Please be notice that the fee for "converted purchase" is 3% whereas that
: for "converted ATM cash withdrawal" is 1%.
: Most of us will use the card for "withdrawal" but not for "purchase". So the
: fee will be 1% percent of the US dollars we have withdrawn.
: So it is NOT for free now.
: Her

m*82007-05-22 07:05

31 楼

Just called BOA ATM department.You need to notify BOA ATM department 1-877-833-5617 (option 4) before your trip, otherwise they may block such suspicious transactions.
Here is what I found:
There will be NO fees from BOA when you use your debit card from China
Construction Bank (CCB).(Note this is not purchase usage such as shopping in Chinese stores.)
There will be $5/per draw charge from CCB, and 1% CCB charge will be waived.
Anyone recently in China can confirmed this?

,
or

【在 r********9 的大作中提到】

: I hate to (^-^) correct you but you are wrong.
: 仔细读读你的链接:
:
: Withdrawals, transfers, payments and balance inquiries made at ATMs in
: foreign countries outside the Global ATM Alliance, China Construction Bank,
: or Banco Santander will be charged a $5 Non-Bank of America International
: ATM fee.
: 这里说的主语是 outside "the Global ATM Alliance, China Construction Bank, or
: Banco Santander"
: 也就是在建行atm取钱是不需要ATM费的。

u*s2007-05-22 07:05

32 楼

my experience:
1. no need to call.
2. no fee what so ever.

-833-5617 (option 4) before your trip, otherwise they may block such
suspicious transactions.
in Chinese stores.)
waived.

【在 m******8 的大作中提到】

: Just called BOA ATM department.You need to notify BOA ATM department 1-877-833-5617 (option 4) before your trip, otherwise they may block such suspicious transactions.
: Here is what I found:
: There will be NO fees from BOA when you use your debit card from China
: Construction Bank (CCB).(Note this is not purchase usage such as shopping in Chinese stores.)
: There will be $5/per draw charge from CCB, and 1% CCB charge will be waived.
: Anyone recently in China can confirmed this?
:
: ,
: or

w*e2007-05-22 07:05

33 楼

增加一个，如果密码是大于6位的，取钱时可以只输入前4位，

b*x2007-05-22 07:05

34 楼

good to know. thanks

【在 w********e 的大作中提到】

: 增加一个，如果密码是大于6位的，取钱时可以只输入前4位，

c*r2007-05-22 07:05

35 楼

Unable to withdraw from my "Checking Account" in the beginning. Then changed
to withdraw from my "Default Account" and went through without any problem.
No fees in every CCB ATM I visited.

e*r2007-05-22 07:05

36 楼

Actually they will never show the charge. The only way you can check is to
see what the real exchange ratio you get by comparing the dollar withdrawn
and the RMB received. Then compare with Visa/Master exchange rate on the
same day to see if they are the same. If not, then the difference will be
the hidden cost.

l*a2007-05-22 07:05

37 楼

I found I was charged $5 each time including inquiring account balance with
a BofA card.I think the banks I used include CCB and BofChina. The time is
either 2009 summer or 2010 summer. The maximum is RMB2500 in 2010 but
RMB5000 in 2009.

i*d2007-05-22 07:05

38 楼

我1月份在北京刷的卡都没有手续费

【在 O****s 的大作中提到】

: Discover card也不再免手续费了
: 5% ATM fee + 2% foreign exchange fee

j*k2007-05-22 07:05

39 楼

最近有在北京取过的嘛？能不能update下最新信息？看来ATM FEE是没有的，就是比较
关心这个取钱的上限是多少？谢谢~~

b*o2007-05-22 07:05

40 楼

有人在中国用过Ameriprise Debit Card在ATM机上取钱吗？听说也是免费的。

u*s2007-05-22 07:05

41 楼

上限由你的卡决定，可以问银行。一般的账户是700美元。
有的ATM每次最多取1000RMB，可以多取几次。有的一次可以取2500RMB，取2次就有可能
超过每天的上限，所以第二次要少取点。
没有任何手续费。

★ 发自iPhone App: ChineseWeb - 中文网站浏览器

【在 j********k 的大作中提到】

: 最近有在北京取过的嘛？能不能update下最新信息？看来ATM FEE是没有的，就是比较
: 关心这个取钱的上限是多少？谢谢~~

l*y2007-05-22 07:05

42 楼

上限由建行那边定，不同地方可以不一样
你可以打电话给BOA提高取现额度，但是回国没用的

【在 u****s 的大作中提到】

: 上限由你的卡决定，可以问银行。一般的账户是700美元。
: 有的ATM每次最多取1000RMB，可以多取几次。有的一次可以取2500RMB，取2次就有可能
: 超过每天的上限，所以第二次要少取点。
: 没有任何手续费。
:
: ★ 发自iPhone App: ChineseWeb - 中文网站浏览器

p*x2007-05-22 07:05

43 楼

【以下文字转载自 Money 讨论区】
发信人: phynix (相知笨侣), 信区: Money
标题: ATM/Check card国内取钱(BOA,Netbank, etc) FAQ
发信站: BBS 未名空间站 (Mon May 8 21:25:26 2006), 转信
俺来抛砖引玉吧
%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%俺是分割线%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%
%%%%
First part BOA check card
BOA 国内建行ATM免手续费取款 FAQ
内容：
Use your ATM card or Check Card/visa debit card within our Global ATM
Alliance
in the countries shown with no fees.
用BOA的卡在它联盟银行取人民币，是按照官方“外汇买入价”100%换算从帐户上扣
美元
哪里可以适用？
全国大部分建行ATM
未开通此业务的城市：四川、甘肃、西藏、广西、宁夏、湖南、厦门，除此外的建
行联网城市的ATM上都可受理美国银行的借记卡和ATM卡并免手续费。
建行ATM要求的是6位数密码吗
国内四位,六位均可,据网友汇报如果你的卡的密码>六位,会出现密码错误的提示而
不能取钱.
ATM card不收费，debit/check card收费么？
no
能在柜台取款么？
没有汇报可以,问柜台的工作人员说没听说过这种业务。只能在atm取。
每天最高限额多少？
依据你的boa debit卡daily限额 $500，1000等。YMMV。俺一天取6000rmb木有碰到问题
界面是中文还是英文?
界面中英文同时都有的.
check account --- 支票账户
saving account -- 储蓄账户
建行欧洲取款：
bugzilla (report a bug to me), 信区: Money
标题: 呵呵.说说最近用BOA的debit card的情况.
发信站: BBS 未名空间站 (Wed May 31 20:50:17 2006), 转信
去了趟欧洲,提现都是用的BOA的那些联盟银行,没有收任何手续费.汇率是按照当时
的汇率来算的.
只有一次,在Roma,手头没有现金了,就在街上随意找了一个不知道名字的ATM机,提了
50欧元,回来看了看,BOA在statement上列出了两笔交易,一笔是$64.21 (WITHDRWL
POSTE ITALIANE 07601 ),应该是对应的50欧元的汇率,我查了一下当天的汇率应该
是对的.另外一笔是$0.64,应该是手续费.但是这个手续费很便宜啊,只有1%. 呵呵.
除此之外再没有任何额外的费用.
**ATTN:**
为了避免BOA lock你的帐户，最好通知他们你将在中国取款。并告知他们在国内用卡
的时间段（×月×日～×月×日）。
***************************************************************************
正式文件：
http://www.bankofamerica.com/newsroom/press/press.cfm?PressID=p
0322.03.htm
***************************************************************************
%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%第二根分割线%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%
netbank国内取款汇报
发信站: BBS 未名空间站 (Sat May 27 06:55:44 2006), 转信
由于偶们家建行属于那七省市之一不能用boa，usaa偶又得在这边用，偶灵机一动把自己
无用准备关闭的netbank的卡寄回家，因为netbank也是属于自己不charge atm费用的，估
摸着还会不错。
刚刚让父母在中行的atm上取款100rmb试验，这边netbank扣除了12.53，汇率7.9808。当
前中行外汇买入价8.0067，因此charge了～0.3％的钱，和过去报告的usaa在国内取款的
汇率比较类似。
好多准备关netbank的，如果家里的建行atm不好使，自己的usaa又舍不得寄给家里的，不
如使用netbank作为替代。汇率虽然差一些，但是差别实际很小，而且可以不限于建行
atm
**************************分割线老三****************************************
***
HSBC取钱理论，希望有HSBC帐户的同学回国试验然后回来汇报。
发信人: jessicag (none), 信区: Money
标题: 贡献一点如何通过汇丰银行国内提款
发信站: BBS 未名空间站 (Mon Mar 19 22:14:37 2007)
用ATM买提款：
刚刚读了我的小册子，在全世界只要是汇丰银行自己的ATM提款是免费的，没有任何的
charge.每天提款最高额1000美金，每笔最多提500美金。按照今天的汇率，国内提取
781.26元这边的帐号内扣除100美金，算很不错的汇率了。
如果不用HSBC的ATM机提款要收费，每笔交易收USD 1.50。
用DEBIT CARD买东西：
每次交易收取25 cents的手续费
以上已经打了电话确认了。回国去大城市的可以考虑用HSBC,不需要CHECKINGS ACCOUNT
直接有SAVINGS ACCOUNT就可以从国内提款了。也没有BOA那种要求DD来waive monthly
fee的烦恼。
％％％％％％％％％％％％％最后一根分割线％％％％％％％％％％％％％％％％％％
七嘴八舌话取钱
wayneluo (不要爱我) 于 (Wed Nov 1 12:51:20 2006) 提到:
以下基于本人实际使用经历。
第一选择：
（A)BofA储蓄卡在建行取钱，好处：0费用，缺点：只能在国内20多个省市的部分建行
ATM取现，经常出现无法取钱出来的情况。有七省市根本无法取钱。
（B）Schwab信用卡，好处：0费用（虽然声称1％，但是实际使用经验表明完全按照当
日汇率无费用），缺点：国内很多地方不收visa国际卡，所以适合大城市和香港消费。
第二选择：
Netbank储蓄卡，收费0.2%。好处：各种银行，中行，建行，工行等等只要有
mastercard标志基本都能取钱。缺点：虽然收费少，还是要收些。
第三选择：
USAA储蓄卡，收费0.2%+1%的foreign transaction fee，后一项费用都在statement上
单独列出来的。
第四选择：
美国乱七八糟本地银行普通储蓄卡（发行银行声称在非本行atm上取钱本身不收费用的
）。国外取现收费2％。（本人使用Suntrust银行在国内和智利验证过）。
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
------------------我是分割线-----------------------------------------
网友取钱汇报:
BOA上海建行取款有成功的吗?
上海atm/cc使用汇报: BoA在上海可以用！
发信站: BBS 未名空间站 (Thu Jun 8 11:34:17 2006), 转信
1. BoA是可以用的，前面有人说不能用我不知道是什么原因，但是
我在淮海中路东环旁的建行取没有任何问题。1500 rmb->$187.58,
rate 7.9966。
2. 用netbank在中信泰富下面的中信银行取钱也很顺利，有菜单让选择
境外储蓄卡，1000 rmb->$125.39, rate 7.9751。
发信人: fury (fury), 信区: Money
标题: boa取款汇报
发信站: BBS 未名空间站 (Sat Dec 16 22:25:33 2006), 转信
前几天发帖子问boa武汉取款，
一小时左右前家里人又试了一下，取到了
boa帐户里也看到china construction bank withdraw，
算下来汇率是7.7991，
刚在国内银行上查的汇率：
工行
中间价现汇买入价现钞买入价卖出价基准价
781.85 780.29 774.03 783.41 781.85
中国银行
现汇买入价现钞买入价卖出价基准价中行折算价
781.05 774.92 784.18 781.85 781.85
上次没取到的原因可能是，据银行工作人员说，有的atm没联网，
或者可能是那天国内中午，这里midnight boa网站更新？
发信人: DFB (Lasing @ 1550nm), 信区: Money
标题: BOA江苏取钱
发信站: BBS 未名空间站 (Sun Dec 24 22:29:52 2006), 转信
Dec 18, 2006, in Zhenjiang CCB, ￥100$12.82 ratio: 7.800
Dec 24, 2006, in Nanjing CCB, ￥500$64.11 ratio: 7.799
发信人: wukun (haha), 信区: Money
标题: 建行回国取款的经历
发信站: BBS 未名空间站 (Thu Dec 28 18:41:50 2006), 转信
在北京，山东，新疆，陕西都取过，还是很方便的，但是奇怪的是在乌鲁木齐
不能取，而在我们县城的建行却可以。汇率按当天的外汇牌价计算。
发信人: amolin (亢猪有悔), 信区: Money
标题: BOA杭州取款成功,CHECK CARD,任何一家建行都可以...无手续费
发信站: BBS 未名空间站 (Fri Dec 29 18:08:15 2006)
发信人: sunxt (天天), 信区: Money
标题: boa cash withdrawl at ccb atm in xi'an
发信站: BBS 未名空间站 (Mon Jan 1 08:13:32 2007), 站内
CNY1000=USD128.15, 1USD=7.8034CNY
发信人: peacezju (haha), 信区: Money
标题: BOA重庆取钱汇报
发信站: BBS 未名空间站 (Fri Jan 12 08:49:55 2007), 转信
1月4日取2000rmb用了256。81美元。
在重庆好像只有解放碑建行重庆市分行里面2台ATM机器可以取钱，杨家坪建行支行看起
来很大，也取不了。
发信人: miragedeva (as infamous as he is), 信区: Money
标题: Re: BOA重庆取钱汇报
发信站: BBS 未名空间站 (Fri Jan 12 10:40:13 2007), 转信
有用
我在北碚取的，就在最大的那个建行，好几台机器都行
汇率和你差不多
发信人: freeman (无聊啊无聊), 信区: Money
标题: BOA成都取钱汇报
发信站: BBS 未名空间站 (Fri Jan 12 13:14:54 2007)
成都取钱4次, 每次1000, 另外在某小县城取钱一次, 全部顺利.
北京机场取钱一次买机票, 被charge手续费$5左右
取钱地址:机场二楼建行营业部对面的建行ATM
发信人: OO8 (OO8), 信区: Money
标题: Re: BOA成都取钱汇报
发信站: BBS 未名空间站 (Fri Jan 12 14:32:13 2007), 转信
只要是建行的ATM机，让你取钱的应该都可以。
我在成都市内3个不同的地方取，没有手续费。
西安大雁塔附近的建行上我也成功取钱，没手续费。
发信人: zhiyuan6 (MayScene), 信区: BackHome
标题: 回国信用卡及BoA使用小结
发信站: BBS 未名空间站 (Fri Jan 12 18:55:04 2007)
北京及上海：使用discover和capital one, 都没有问题。感觉外卡的使用很普遍，大
小店都可以用。查了一下statement, 都没有transaction fee. 感觉凡是能用信用卡的
时候都尽量用，因为最方便而且汇率不存在象换现金一样的买入卖出差价。
广州：试过的地方都不收外卡(信用卡）。从两个建行的ATM用BoA取钱，没有任何问题
。一次取了500，一次取了3000。
回国前跟这三个银行都打了招呼，说要在境外使用。他们都给我在电脑上做了记录。不
知这是不是顺利用卡的一个原因。
而后来因为网络问题，国外网站上不去，无法在银行间转钱，只好兑换美金。排了两个
半小时的队不说，因为现汇买入卖出差价，损失了好几十块钱。
总结：上策是用信用卡，中策BoA,下策兑换人民币。
希望这个经历对回国的同学们有用。
发信人: wondermaker (云飞扬), 信区: Money
标题: Re: BOA的卡在江西丰城不能取钱
发信站: BBS 未名空间站 (Thu Jan 18 09:05:32 2007)
后来家里人向丰城市建行的一个部门经理咨询得知，整个江西省都没有开通这项业务。
不过据部门经理讲，江西省建行已经向北京总行申报开通这项业务了，应该很快就能批
下来。高兴中。
发信人: billhao (billhao), 信区: Money
标题: Re: 最近有没有成功用BOA卡在湖南取过钱的朋友？
发信站: BBS 未名空间站 (Sun Jan 21 17:56:19 2007)
建行刚开通这项服务的时候确实湖南不在那个名单里面，估计是后面开通了吧，我去年
9月寄回去以后一直都很好用。江西听说是一直不能用。
我用upsp的priority mail寄的，$5多一点，一个多星期吧。不过网上很多人说
priority mail不保险，容易掉，所以你也可以选择贵一点的Global Express Mail.
希望有哪位在湖南用过的朋友说说最近是否也碰到问题，谢谢。
发信人: bittersmile (珍爱生命,远离网络), 信区: Money
标题: BOA国内取钱报告
发信站: BBS 未名空间站 (Tue Jan 23 23:40:01 2007), 转信
回国了一趟，去了广州，湖北，福建。用BOA的卡取钱都很方便。
在湖北和福建都是在小城市，没问题。有些ATM不行，多试几台，总有行的。现在国内
银行点遍地都是。
发信人: cypress (cypress), 信区: Money
标题: 也谈BOA和建行－服了建行了
发信站: BBS 未名空间站 (Thu Feb 8 00:13:44 2007)
今年回国本来看好了BOA在建行可以免费取款的好处，于是也没有随身带钱。回到家后
想取款，到建行说我们市太小了，ATM都没有国籍网，省会才有（沈阳）。于是去北京
的时候想取，发现建行的ATM密码最多只有6位，而我的是11位，根本取不了。原来看别
人都那么简单，完全没有想到还有这么多问题。
发信人: Sinpa (小狮子), 信区: Money
标题: Re: boa成都建行取钱失败
发信站: BBS 未名空间站 (Fri May 4 12:09:29 2007), 转信
还要多具体啊。我其实对成都也不是很熟的。每次我想取钱就是随便朝一个方向走，通
常不到10分钟肯定能看到一个建行的ATM，呵呵。至少
在5～6个不同的ATM机上取过钱，都没问题啊。如果一定要说出一个位置来，我就记得成
都飞机设计研究所（611所）院子里的肯定可以取。别的我就记不得到底在哪里了。这样
...有包子没？

a*12007-05-22 07:05

44 楼

免手续费取款现在已经过时了，在建行要收取1％的费用。
Global ATM Alliance
Bank of America is member of the Global ATM Alliance, a group of financial
institutions that has created the world's first international ATM Alliance.
So you can use your check card or ATM card within the Global ATM Alliance in
the countries shown with no International ATM fee. (International
Transaction Fees may apply.1 ) Some members may have locations in countries
other than the country listed in the coverage area. Only ATMs in the country
listed are considered part of the Alliance.
Bank Name Coverage Area
Bank of America North America
Barclays United Kingdom
BNB Paribas France
China Construction Bank China
Deutsche Bank 24 Germany (Please note: International transaction fees are
not waived at Deutsche Bank in Italy.)
Santander Serfin Mexico
Scotiabank Canada
Westpac Bank Australia and New Zealand
1 Withdrawals, deposits, transfers, payments and balance inquiries made at
ATMs in foreign countries outside of the Global ATM Alliance will be charged
a $5.00 fee. In addition, an International Transaction Fee will be charged
for ATM card and check card transactions made for foreign purchases or ATM
cash withdrawals in currency other than U.S. Dollars, regardless of whether
or not the transaction occurred at an ATM in a country covered in the Global
ATM Alliance. The International Transaction Fee will be 3% of the U.S.
Dollar amount for each converted purchase or 1% of the U.S. Dollar amount
for each converted ATM cash withdrawal. This International Transaction Fee
will appear as a separate item on your banking statement for each
international transaction.

%%

【在 p****x 的大作中提到】

: 【以下文字转载自 Money 讨论区】
: 发信人: phynix (相知笨侣), 信区: Money
: 标题: ATM/Check card国内取钱(BOA,Netbank, etc) FAQ
: 发信站: BBS 未名空间站 (Mon May 8 21:25:26 2006), 转信
: 俺来抛砖引玉吧
: %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%俺是分割线%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%
: %%%%
: First part BOA check card
: BOA 国内建行ATM免手续费取款 FAQ
: 内容：

O*s2007-05-22 07:05

45 楼

Please update.
Now BOA also charge 3% foreign exchange fee, plus 1% ATM fee if not used on
China Construction ATMs.

O*s2007-05-22 07:05

46 楼

Discover card也不再免手续费了
5% ATM fee + 2% foreign exchange fee

O*s2007-05-22 07:05

47 楼

Discover card也不再免手续费了
5% ATM fee + 2% foreign exchange fee

h*52007-05-22 07:05

48 楼

damn...

l*g2007-05-22 07:05

49 楼

Here is what I found from the BOA website:
"The International Transaction Fee will be 3% of the U.S. Dollar amount for
each converted purchase or 1% of the U.S. Dollar amount for each converted
ATM cash withdrawal."
Please be notice that the fee for "converted purchase" is 3% whereas that
for "converted ATM cash withdrawal" is 1%.
Most of us will use the card for "withdrawal" but not for "purchase". So the
fee will be 1% percent of the US dollars we have withdrawn.
So it is NOT for free now.
Here is the link from BOA website:
http://www.bankofamerica.com/deposits/checksave/index.cfm?templ
Please correct me if there is anything wrong.

on

【在 O****s 的大作中提到】

: Please update.
: Now BOA also charge 3% foreign exchange fee, plus 1% ATM fee if not used on
: China Construction ATMs.

b*c2007-05-22 07:05

50 楼

June 20, 2011
昨天刚在上海建行南京西路atm尝试用boa的debit卡取现，我的是六位密码，认证没有
任何问题。取现100元，今天boa账户显示$15.49, 折合汇率6558。刚好是中行公布的
现汇买入价。没有任何手续费。
★ 发自iPhone App: ChineseWeb - 中文网站浏览器

b*c2007-05-22 07:05

51 楼

Exchange rate is 6.4558

★ 发自iPhone App: ChineseWeb - 中文网站浏览器

【在 b**c 的大作中提到】

: June 20, 2011
: 昨天刚在上海建行南京西路atm尝试用boa的debit卡取现，我的是六位密码，认证没有
: 任何问题。取现100元，今天boa账户显示$15.49, 折合汇率6558。刚好是中行公布的
: 现汇买入价。没有任何手续费。
: ★ 发自iPhone App: ChineseWeb - 中文网站浏览器

i*k2007-05-22 07:05

52 楼

刚打了电话，确认了CCB ATM是有1% foreign exchange fee，只是waive了$5的ATM fee

j*k2007-05-22 07:05

53 楼

最近有在北京取过的嘛？能不能update下最新信息？看来ATM FEE是没有的，就是比较
关心这个取钱的上限是多少？谢谢~~

b*o2007-05-22 07:05

54 楼

有人在中国用过Ameriprise Debit Card在ATM机上取钱吗？听说也是免费的。

u*s2007-05-22 07:05

55 楼

上限由你的卡决定，可以问银行。一般的账户是700美元。
有的ATM每次最多取1000RMB，可以多取几次。有的一次可以取2500RMB，取2次就有可能
超过每天的上限，所以第二次要少取点。
没有任何手续费。

★ 发自iPhone App: ChineseWeb - 中文网站浏览器

【在 j********k 的大作中提到】

: 最近有在北京取过的嘛？能不能update下最新信息？看来ATM FEE是没有的，就是比较
: 关心这个取钱的上限是多少？谢谢~~

l*y2007-05-22 07:05

56 楼

上限由建行那边定，不同地方可以不一样
你可以打电话给BOA提高取现额度，但是回国没用的

【在 u****s 的大作中提到】

: 上限由你的卡决定，可以问银行。一般的账户是700美元。
: 有的ATM每次最多取1000RMB，可以多取几次。有的一次可以取2500RMB，取2次就有可能
: 超过每天的上限，所以第二次要少取点。
: 没有任何手续费。
:
: ★ 发自iPhone App: ChineseWeb - 中文网站浏览器

h*42007-05-22 07:05

57 楼

confirmed in Beijing CCB ATM, no extra fees charged.
a couple of things:
1. call BOA and you could lift the daliy limit, it could be set for a period like 2 weeks if you like, then goes back automatically to original limit. I really like this b/c it provides more security. CSR told me this can be done in the online site, but I never got the chance to try it.
2. my dad made the withdraws. I weren't there. for some reason he could only withdraw from the saving account and he said he could only see the saving. Weird, but I don't care, as long as it works.
3. use the 4 digit pin on the CCB ATM, same one you set up with BOA.
4. those ATMs really suck! YMB 1000 per withdraw, that's limit set by those banks, has nothing to do with BOA. but you can keep withdrawing without get the card out, so just be careful not to create too much attention when you taking stacks of cash again and again not to mention hogging the ATM for large amount withdraws :) maybe bring two body guards with you when you do it.
hope it helps...

h*42007-05-22 07:05

58 楼

confirmed in Beijing CCB ATM, no extra fees charged.
a couple of things:
1. call BOA and you could lift the daliy limit, it could be set for a period like 2 weeks if you like, then goes back automatically to original limit. I really like this b/c it provides more security. CSR told me this can be done in the online site, but I never got the chance to try it.
2. my dad made the withdraws. I weren't there. for some reason he could only withdraw from the saving account and he said he could only see the saving. Weird, but I don't care, as long as it works.
3. use the 4 digit pin on the CCB ATM, same one you set up with BOA.
4. those ATMs really suck! YMB 1000 per withdraw, that's limit set by those banks, has nothing to do with BOA. but you can keep withdrawing without get the card out, so just be careful not to create too much attention when you taking stacks of cash again and again not to mention hogging the ATM for large amount withdraws :) maybe bring two body guards with you when you do it.
hope it helps...

v*t2007-05-22 07:05

59 楼

Beijing. BoA exchange rate is 6.3258
Band of China 现汇买入价 634.83
so chared around 0.35% fee

v*t2007-05-22 07:05

60 楼

Beijing. BoA exchange rate is 6.3258
Band of China 现汇买入价 634.83
so chared around 0.35% fee

p*t2007-05-22 07:05

61 楼

现在情况怎么样了？要不要手续费？

p*t2007-05-22 07:05

62 楼

现在情况怎么样了？要不要手续费？

v*e2007-05-22 07:05

63 楼

说来说去没有说到Chase啊，我的Chase debit card能在中国取款吗？哪些银行可以？

%%

【在 p****x 的大作中提到】

: 【以下文字转载自 Money 讨论区】
: 发信人: phynix (相知笨侣), 信区: Money
: 标题: ATM/Check card国内取钱(BOA,Netbank, etc) FAQ
: 发信站: BBS 未名空间站 (Mon May 8 21:25:26 2006), 转信
: 俺来抛砖引玉吧
: %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%俺是分割线%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%
: %%%%
: First part BOA check card
: BOA 国内建行ATM免手续费取款 FAQ
: 内容：

v*e2007-05-22 07:05

64 楼

说来说去没有说到Chase啊，我的Chase debit card能在中国取款吗？哪些银行可以？

%%

【在 p****x 的大作中提到】

: 【以下文字转载自 Money 讨论区】
: 发信人: phynix (相知笨侣), 信区: Money
: 标题: ATM/Check card国内取钱(BOA,Netbank, etc) FAQ
: 发信站: BBS 未名空间站 (Mon May 8 21:25:26 2006), 转信
: 俺来抛砖引玉吧
: %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%俺是分割线%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%
: %%%%
: First part BOA check card
: BOA 国内建行ATM免手续费取款 FAQ
: 内容：

w*n2007-05-22 07:05

65 楼

Latest updates to withdraw cash from CCB with BOA's ATM card:
Withdraw three 1000 yuan from Shanghai in mid Nov, with additional
transaction charge $4.92 for each.
Called BOA today. Was able to get the 4.92*3=14.76 reversed!
Was told the new changes: no $5 ATM withdraw fee from CCB partener, but will
apply for all foreign transaction 3%.

%%

【在 p****x 的大作中提到】

: 【以下文字转载自 Money 讨论区】
: 发信人: phynix (相知笨侣), 信区: Money
: 标题: ATM/Check card国内取钱(BOA,Netbank, etc) FAQ
: 发信站: BBS 未名空间站 (Mon May 8 21:25:26 2006), 转信
: 俺来抛砖引玉吧
: %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%俺是分割线%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%
: %%%%
: First part BOA check card
: BOA 国内建行ATM免手续费取款 FAQ
: 内容：

w*n2007-05-22 07:05

66 楼

Latest updates to withdraw cash from CCB with BOA's ATM card:
Withdraw three 1000 yuan from Shanghai in mid Nov, with additional
transaction charge $4.92 for each.
Called BOA today. Was able to get the 4.92*3=14.76 reversed!
Was told the new changes: no $5 ATM withdraw fee from CCB partener, but will
apply for all foreign transaction 3%.

%%

【在 p****x 的大作中提到】

: 【以下文字转载自 Money 讨论区】
: 发信人: phynix (相知笨侣), 信区: Money
: 标题: ATM/Check card国内取钱(BOA,Netbank, etc) FAQ
: 发信站: BBS 未名空间站 (Mon May 8 21:25:26 2006), 转信
: 俺来抛砖引玉吧
: %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%俺是分割线%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%
: %%%%
: First part BOA check card
: BOA 国内建行ATM免手续费取款 FAQ
: 内容：

l*s2007-05-22 07:05

67 楼

fidelity的cash卡在中国可以在建行，农行的atm上取款，免手续费。
密码输4位然后确认。
说是有INTERLINK或Plus或star标志的atm都免费，如果有收费，fidelity给报销。
但中国的atm都没有interlink. 只有它的中国版unipay。只能找plus或star.

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【在 p****x 的大作中提到】

: 【以下文字转载自 Money 讨论区】
: 发信人: phynix (相知笨侣), 信区: Money
: 标题: ATM/Check card国内取钱(BOA,Netbank, etc) FAQ
: 发信站: BBS 未名空间站 (Mon May 8 21:25:26 2006), 转信
: 俺来抛砖引玉吧
: %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%俺是分割线%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%
: %%%%
: First part BOA check card
: BOA 国内建行ATM免手续费取款 FAQ
: 内容：