Thank you. Behrens G, Fischer B, Kohler S, Park Y, Hollenbeck AR, Leitzmann MF. Healthy lifestyle behaviors and decreased risk of mortality in a large prospective study of U.S. women and men. Eur J Epidemiol. 2013. [PMID: 23532745]
applying for store credit shouldn't impact your scores unless it's excessive . also, carrying balance, specially balance/limit ratio is high (say 80-90% ) may negatively impact your FICO scores.
e*5
18 楼
bless
j*j
19 楼
申请信用卡,会HARD PULL 你的CREDIT REPORT, 一定会影响你的信用分, 因为你在寻找CREDIT, 要买房还是尽量AVOID HARD PULL 越好。 HARD PULL 超过一定次数可能你的CREDIT分会变很差。 除了申请CREDIT CARD,有些银行开户也会HARD PULL. PRE_APPROVAL不会HARD PULL.前者是你主动寻找CREDIT, 是一个NEGATIVE IMPACT,后者是被动。
【在 h***b 的大作中提到】 : applying for store credit shouldn't impact your scores unless it's excessive : . also, carrying balance, specially balance/limit ratio is high (say 80-90% : ) may negatively impact your FICO scores.