问个health care FSA (转载) - 未名空间MITBBS历史存档

国际科技财经博客移民网络热点娱乐民生时事公众号

Redian新闻

>未名空间

>ebiz - 电子商务

问个health care FSA (转载)

问个health care FSA (转载)# ebiz - 电子商务

s*r2012-09-18 07:09

1 楼

【以下文字转载自 TAX 讨论区】
发信人: swinder (live), 信区: TAX
标题: 问个health care FSA
发信站: BBS 未名空间站 (Tue Sep 18 16:19:31 2012, 美东)
夫妻双方都工作，不同公司，每人可以放5000 health care FSA, 总共10000，还是总
共1个household不超过5000？

i*42012-09-18 07:09

2 楼

1个household不超过5000

s*r2012-09-18 07:09

3 楼

any reference?
I am still very confused.
I searched online, and find here:
http://answers.webmd.com/answers/1194690/can-both-married-spous
FSAs are offered as an individual employee benefit, so each member of a
married couple can have his or her own FSA account, assuming one is
available to each separately at work.
FSAs allow employees to set aside salary, tax-free, to pay for health-care
expenses not covered by insurance for themselves and their dependents. That
includes deductibles, co-pays and co-insurance for medical and dental care.
FSA Limits
As of today, there's no maximum contribution set for health FSAs; it's left
up to your employer to set one, and many employers do establish a maximum,
says Anne Waidmann, a director of human resource services for Price
Waterhouse Cooper. A $5,000 cap on contributions is most common. That means
you and your spouse may currently be able to contribute $5,000 each, for a
total of $10,000.
But health reform will usher in some changes for these tax-free accounts.
Starting in 2013, for example, the maximum contribution an employee can make
to an FSA will be $2,500.
"If an employee and spouse are both employed and earn more than $2,500 each,
they can each contribute that amount to their FSAs, for a total of $5,000,"
Waidmann says.
Until that change takes effect, however, check with your employer to find
out what the maximum contribution is for 2011 and 2012. ...
For a list of medical expenses covered by an FSA, you can check the IRS's
website.

【在 i******4 的大作中提到】