a*a
2 楼
我已经超过五年,所以已经算是resident for tax purpose.
FAS for dependent care是5000limit,我应该放多少呢?
是不是放了钱到FSA,就不能再拿Child and Dependent Care Expenses的credit了呢?
是不是两者只能取其一?
If yes,then
放FSA和拿Child and Dependent Care Expenses credit哪个更合算呢?
FAS for dependent care是5000limit,我应该放多少呢?
是不是放了钱到FSA,就不能再拿Child and Dependent Care Expenses的credit了呢?
是不是两者只能取其一?
If yes,then
放FSA和拿Child and Dependent Care Expenses credit哪个更合算呢?
d*g
3 楼
院子里有几株玫瑰,以前每年冬天叶子掉光后(一月底二月初)都要剪枝,把叶子和枝
干都剪掉,只剩主干,开春以后玫瑰可以长得很茂盛。可今年暖冬,到现在叶子还没有
掉,眼看春天就要来了,我还需要剪枝吗?我是新手,请有经验的大侠指点。
干都剪掉,只剩主干,开春以后玫瑰可以长得很茂盛。可今年暖冬,到现在叶子还没有
掉,眼看春天就要来了,我还需要剪枝吗?我是新手,请有经验的大侠指点。
t*7
4 楼
【 以下文字转载自 twincity 俱乐部 】
发信人: catbertsf (red evil), 信区: twincity
标 题: refurbished iphone 3gs on att for as low as $49 (转载)
发信站: BBS 未名空间站 (Fri Jan 1 17:24:01 2010, 美东)
【 以下文字转载自 SanFrancisco 讨论区 】
发信人: catbertsf (red evil), 信区: SanFrancisco
标 题: refurbished iphone 3gs on att for as low as $49
发信站: BBS 未名空间站 (Fri Jan 1 17:18:32 2010, 美东)
most of these r the last chances u would have to get a pre-october iphone
3gs from official channels. the
difference is that pre-october 3gs phones r fully u
发信人: catbertsf (red evil), 信区: twincity
标 题: refurbished iphone 3gs on att for as low as $49 (转载)
发信站: BBS 未名空间站 (Fri Jan 1 17:24:01 2010, 美东)
【 以下文字转载自 SanFrancisco 讨论区 】
发信人: catbertsf (red evil), 信区: SanFrancisco
标 题: refurbished iphone 3gs on att for as low as $49
发信站: BBS 未名空间站 (Fri Jan 1 17:18:32 2010, 美东)
most of these r the last chances u would have to get a pre-october iphone
3gs from official channels. the
difference is that pre-october 3gs phones r fully u
s*6
5 楼
【 以下文字转载自 Postdoc 讨论区 】
发信人: simon06 (simon06), 信区: Postdoc
标 题: 请问有没有人用过SiF4 气体?
发信站: BBS 未名空间站 (Thu Mar 22 09:19:13 2012, 美东)
我们打算用这种气体。
如果有人用过的话,想请教一些安全性,分解过程等问题。
先站内联系。
谢谢。
发信人: simon06 (simon06), 信区: Postdoc
标 题: 请问有没有人用过SiF4 气体?
发信站: BBS 未名空间站 (Thu Mar 22 09:19:13 2012, 美东)
我们打算用这种气体。
如果有人用过的话,想请教一些安全性,分解过程等问题。
先站内联系。
谢谢。
Q*u
7 楼
http://www.mitbbs.com/article_t/TAX/31245099.html
如果你已经工作了(即:税率>=25%),那就放满。除此以外,Child and Dependent
Care Expense Credit还可以拿$200。
如果你已经工作了(即:税率>=25%),那就放满。除此以外,Child and Dependent
Care Expense Credit还可以拿$200。
L*A
8 楼
剪,必须地,快下手吧!
a*a
10 楼
请问你指的税率是指federal tax还是,federal+state+FICA?
d*g
11 楼
好的。谢谢!这就去剪。
Q*u
12 楼
Your Federal tax bracket。这个跟州税通常没有任何关系的,不过美国州与州之间差
别太大,不敢断言。
别太大,不敢断言。
y*c
13 楼
主干要剪短么?剪多少?细枝叶全剪光?已经发芽了………
a*a
14 楼
谢谢Qiqiu的回复
你给的link家有两个孩子,我家只有一个孩子,是不是更加应该投放FSA了呢?
一个孩子只有3000,两个孩子有6000,但是放FSA都是一样的,我这样理解正确吗?
你给的link家有两个孩子,我家只有一个孩子,是不是更加应该投放FSA了呢?
一个孩子只有3000,两个孩子有6000,但是放FSA都是一样的,我这样理解正确吗?
Q*u
16 楼
Sorry,忽略了这一点。In you case, assuming 25% federal tax bracket, you'll
save $1250 from using FSA and can't take any Child Credit. If you don't use
FSA, you can only save $3000 x 20% = $600 (assuming you earn more than $43,
000). So, you'll be much better off with FSA with only one kid.
save $1250 from using FSA and can't take any Child Credit. If you don't use
FSA, you can only save $3000 x 20% = $600 (assuming you earn more than $43,
000). So, you'll be much better off with FSA with only one kid.
a*a
18 楼
放入FSA的5000,来年报税之时,还得交什么税呢?
是不是免federal +state, FICA还得补交呢?
不好意思,第一次弄这个账户,仍在学习阶段
是不是免federal +state, FICA还得补交呢?
不好意思,第一次弄这个账户,仍在学习阶段
l*n
19 楼
Q*u
20 楼
Nothing else. 什么也不用你操心,你只要enroll了FSA,剩下的一切都应该是你的雇主take care of
。
。
r*y
21 楼
Here are infor from university benefit office website, take a look of the
last paragraph.
" The IRS allows pre-tax contributions to Flexible Spending Accounts as long
as the plan does not favor highly compensated employees (HCE) as defined by
the IRS. You are considered "highly compensated" if your family gross
earnings were $110,000 or more in 2009.
The IRS determines if a plan discriminates in favor of HCEs by looking at
the ratio of participation between those who earned less than $110,000 in
2009 on the one hand, and those who earned $110,000 or more on the other.
In accordance with IRS regulations against discrimination, the Benefits
Office examines FSA plans each year to ensure that they do not
disproportionately benefit employees the IRS considers "highly compensated."
The Benefits Office determines the amount that can be contributed by HCEs
at the beginning of each year ($3,600), but if at any time during the year
that ratio is not being met, the University will reduce contributions made
by participants who earn $105,000 or more in 2008 to ensure compliance with
IRS rules.
If you are an HCE, your deduction may not exceed $3,600 per family for a
married couple filing jointly, or for a single parent. For an HCE married
person filing separately, the limit is $2,500. If a Dependent Care FSA fails
the nondiscrimination text, highly-compensated employees will be taxed on
all of the dependent care assistance benefits they received during a
calendar year. Employees who are not highly compensated will not be affected
. It is for this reason the $3,600 maximum contribution amount is imposed on
certain employees considered to be HCEs as defined by the IRS."
雇主take care of
【在 Q***u 的大作中提到】
: Nothing else. 什么也不用你操心,你只要enroll了FSA,剩下的一切都应该是你的雇主take care of
: 。
last paragraph.
" The IRS allows pre-tax contributions to Flexible Spending Accounts as long
as the plan does not favor highly compensated employees (HCE) as defined by
the IRS. You are considered "highly compensated" if your family gross
earnings were $110,000 or more in 2009.
The IRS determines if a plan discriminates in favor of HCEs by looking at
the ratio of participation between those who earned less than $110,000 in
2009 on the one hand, and those who earned $110,000 or more on the other.
In accordance with IRS regulations against discrimination, the Benefits
Office examines FSA plans each year to ensure that they do not
disproportionately benefit employees the IRS considers "highly compensated."
The Benefits Office determines the amount that can be contributed by HCEs
at the beginning of each year ($3,600), but if at any time during the year
that ratio is not being met, the University will reduce contributions made
by participants who earn $105,000 or more in 2008 to ensure compliance with
IRS rules.
If you are an HCE, your deduction may not exceed $3,600 per family for a
married couple filing jointly, or for a single parent. For an HCE married
person filing separately, the limit is $2,500. If a Dependent Care FSA fails
the nondiscrimination text, highly-compensated employees will be taxed on
all of the dependent care assistance benefits they received during a
calendar year. Employees who are not highly compensated will not be affected
. It is for this reason the $3,600 maximum contribution amount is imposed on
certain employees considered to be HCEs as defined by the IRS."
雇主take care of
【在 Q***u 的大作中提到】
: Nothing else. 什么也不用你操心,你只要enroll了FSA,剩下的一切都应该是你的雇主take care of
: 。
b*o
22 楼
You will be able to use all the $5000 in one year?
Just FYI: from Wiki: http://en.wikipedia.org/wiki/Flexible_spending_account#Use_it_or_lose_it
FSA -
Use it or lose it
One major drawback is that the money must be spent "within the coverage
period" as defined by the benefits cafeteria plan coverage definition. This
coverage period is usually defined as the "period that you are covered"
under the cafeteria plan during the "plan year". The "plan year" is commonly
defined as the calendar year, but could also include the Grace Period of
January 1 - March 15 of the following year. For example, the "plan year" (or
"benefit year") of 2010 would run from January 1, 2010 until March 15, 2011
if the employer offered the Grace Period.
Any money that is left unspent at the end of the coverage period is
forfeited and can be applied to future plan administrative costs or can be
equally allocated as taxable income among all plan participants; this is
commonly known as the "use it or lose it" rule. Under most plans, the "
coverage period" generally ceases upon termination of your employment
whether initiated by you or your employer, unless you continue coverage with
the company under COBRA or other arrangement. An unfortunate possibility,
especially in the case of unexpected, immediate layoff, is that should you
have unused contributions in your FSA and no additional qualifying claims
during your coverage period you will have the added insult of "losing" these
funds. On the other hand, if the payroll taxes saved on the employee's
contributions exceeds the amount the employee forfeited, then the employee
has still saved money overall.
【在 a*****a 的大作中提到】
: 我已经超过五年,所以已经算是resident for tax purpose.
: FAS for dependent care是5000limit,我应该放多少呢?
: 是不是放了钱到FSA,就不能再拿Child and Dependent Care Expenses的credit了呢?
: 是不是两者只能取其一?
: If yes,then
: 放FSA和拿Child and Dependent Care Expenses credit哪个更合算呢?
Just FYI: from Wiki: http://en.wikipedia.org/wiki/Flexible_spending_account#Use_it_or_lose_it
FSA -
Use it or lose it
One major drawback is that the money must be spent "within the coverage
period" as defined by the benefits cafeteria plan coverage definition. This
coverage period is usually defined as the "period that you are covered"
under the cafeteria plan during the "plan year". The "plan year" is commonly
defined as the calendar year, but could also include the Grace Period of
January 1 - March 15 of the following year. For example, the "plan year" (or
"benefit year") of 2010 would run from January 1, 2010 until March 15, 2011
if the employer offered the Grace Period.
Any money that is left unspent at the end of the coverage period is
forfeited and can be applied to future plan administrative costs or can be
equally allocated as taxable income among all plan participants; this is
commonly known as the "use it or lose it" rule. Under most plans, the "
coverage period" generally ceases upon termination of your employment
whether initiated by you or your employer, unless you continue coverage with
the company under COBRA or other arrangement. An unfortunate possibility,
especially in the case of unexpected, immediate layoff, is that should you
have unused contributions in your FSA and no additional qualifying claims
during your coverage period you will have the added insult of "losing" these
funds. On the other hand, if the payroll taxes saved on the employee's
contributions exceeds the amount the employee forfeited, then the employee
has still saved money overall.
【在 a*****a 的大作中提到】
: 我已经超过五年,所以已经算是resident for tax purpose.
: FAS for dependent care是5000limit,我应该放多少呢?
: 是不是放了钱到FSA,就不能再拿Child and Dependent Care Expenses的credit了呢?
: 是不是两者只能取其一?
: If yes,then
: 放FSA和拿Child and Dependent Care Expenses credit哪个更合算呢?
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