k*y
2 楼
请教F1第六年,按照resident报税,但收到银行发来的1042S (income code 29--
deposit interest, exemption code 02),我们应该加到taxable income里面去还是留
在tax-exempt interest里面呢?
谢谢
deposit interest, exemption code 02),我们应该加到taxable income里面去还是留
在tax-exempt interest里面呢?
谢谢
f*a
3 楼
谢谢大家提供的信息,买到碟了!
怎么跟大家共享啊?文件有好几百兆。
另外补充一句,这个片子真的好美啊。音乐也搭配得相当棒!
怎么跟大家共享啊?文件有好几百兆。
另外补充一句,这个片子真的好美啊。音乐也搭配得相当棒!
n*1
4 楼
你们听没听,太牛了。。。听了100多遍
h*y
5 楼
【 以下文字转载自 Fashion 讨论区 】
发信人: Closingbell (CB), 信区: Fashion
标 题: 一个女人需要多少双鞋才算够
发信站: BBS 未名空间站 (Mon Jun 25 10:46:47 2012, 美东)
你们说说
发信人: Closingbell (CB), 信区: Fashion
标 题: 一个女人需要多少双鞋才算够
发信站: BBS 未名空间站 (Mon Jun 25 10:46:47 2012, 美东)
你们说说
a*1
6 楼
今年四月过了CPA最后一门, 只用了Becker (2010 和2011版)。历时整18个月, FAR
考了两次;REG 复习时断时续,耗了十个月。最大的体会是要立定心志、不气馁、不放
弃、坚持到底。期间经常上版面看大家的交流,感到自己不是孤身奋战,很受鼓舞。捱
到十月总算攒够了2000个相关工作小时,现在想找个对中国人比较公正友好的评估机构
评定自己国内的本科学分以申请License。请问本版各位同胞,有否对以下机构有所了
解,打过交道的? 请不吝指教,多谢!
1. Academic Credentials Evaluation Institute, Inc.
2. ACREVS, Inc.
3. Educational Credential Evaluators, Inc.
4. Foreign Academic Credential Evaluators, Inc.
5. Global Services Associates
考了两次;REG 复习时断时续,耗了十个月。最大的体会是要立定心志、不气馁、不放
弃、坚持到底。期间经常上版面看大家的交流,感到自己不是孤身奋战,很受鼓舞。捱
到十月总算攒够了2000个相关工作小时,现在想找个对中国人比较公正友好的评估机构
评定自己国内的本科学分以申请License。请问本版各位同胞,有否对以下机构有所了
解,打过交道的? 请不吝指教,多谢!
1. Academic Credentials Evaluation Institute, Inc.
2. ACREVS, Inc.
3. Educational Credential Evaluators, Inc.
4. Foreign Academic Credential Evaluators, Inc.
5. Global Services Associates
m*2
7 楼
【急问一个电学的问题】 “volume resistivity” and "dielectric constant"
correlation
记得很久以前看过一个“volume resistivity” and "dielectric constant"的
empirical equation.
哪位大牛还记得?
Many thanks in advance!
correlation
记得很久以前看过一个“volume resistivity” and "dielectric constant"的
empirical equation.
哪位大牛还记得?
Many thanks in advance!
x*n
10 楼
boxstr.net
b*k
11 楼
还没有。。
L*1
13 楼
I used the first one and it took a little more than 2 weeks and gives me 129
credits for my undergraduate.
FAR
【在 a***1 的大作中提到】
: 今年四月过了CPA最后一门, 只用了Becker (2010 和2011版)。历时整18个月, FAR
: 考了两次;REG 复习时断时续,耗了十个月。最大的体会是要立定心志、不气馁、不放
: 弃、坚持到底。期间经常上版面看大家的交流,感到自己不是孤身奋战,很受鼓舞。捱
: 到十月总算攒够了2000个相关工作小时,现在想找个对中国人比较公正友好的评估机构
: 评定自己国内的本科学分以申请License。请问本版各位同胞,有否对以下机构有所了
: 解,打过交道的? 请不吝指教,多谢!
: 1. Academic Credentials Evaluation Institute, Inc.
: 2. ACREVS, Inc.
: 3. Educational Credential Evaluators, Inc.
: 4. Foreign Academic Credential Evaluators, Inc.
credits for my undergraduate.
FAR
【在 a***1 的大作中提到】
: 今年四月过了CPA最后一门, 只用了Becker (2010 和2011版)。历时整18个月, FAR
: 考了两次;REG 复习时断时续,耗了十个月。最大的体会是要立定心志、不气馁、不放
: 弃、坚持到底。期间经常上版面看大家的交流,感到自己不是孤身奋战,很受鼓舞。捱
: 到十月总算攒够了2000个相关工作小时,现在想找个对中国人比较公正友好的评估机构
: 评定自己国内的本科学分以申请License。请问本版各位同胞,有否对以下机构有所了
: 解,打过交道的? 请不吝指教,多谢!
: 1. Academic Credentials Evaluation Institute, Inc.
: 2. ACREVS, Inc.
: 3. Educational Credential Evaluators, Inc.
: 4. Foreign Academic Credential Evaluators, Inc.
g*g
15 楼
不是真的,是80%。
F*e
17 楼
挺好
——窦迷
——窦迷
l*n
18 楼
这是最多的吗
f*n
19 楼
我用ECE,全部打了七五折,不过也有一百二十的样子。。。用的时间比较长,后来
是又交了加急费才搞定的。
是又交了加急费才搞定的。
m*2
20 楼
Many thanks!
One Baozi as a token of appreciation.
【在 b*******r 的大作中提到】
: http://forum.allaboutcircuits.com/showthread.php?t=22113
One Baozi as a token of appreciation.
【在 b*******r 的大作中提到】
: http://forum.allaboutcircuits.com/showthread.php?t=22113
m*U
21 楼
小声问一下:什么是SPX?
是S&P500 index吗?
谢谢!
是S&P500 index吗?
谢谢!
h*y
24 楼
其实有蛮多女人是这样的 不过不一定是designer的鞋
a*1
25 楼
今年四月过了CPA最后一门, 只用了Becker (2010 和2011版)。历时整18个月, FAR
考了两次;REG 复习时断时续,耗了十个月。最大的体会是要立定心志、不气馁、不放
弃、坚持到底。期间经常上版面看大家的交流,感到自己不是孤身奋战,很受鼓舞。捱
到十月总算攒够了2000个相关工作小时,现在想找个对中国人比较公正友好的评估机构
评定自己国内的本科学分以申请License。请问本版各位同胞,有否对以下机构有所了
解,打过交道的? 请不吝指教,多谢!
1. Academic Credentials Evaluation Institute, Inc.
2. ACREVS, Inc.
3. Educational Credential Evaluators, Inc.
4. Foreign Academic Credential Evaluators, Inc.
5. Global Services Associates
考了两次;REG 复习时断时续,耗了十个月。最大的体会是要立定心志、不气馁、不放
弃、坚持到底。期间经常上版面看大家的交流,感到自己不是孤身奋战,很受鼓舞。捱
到十月总算攒够了2000个相关工作小时,现在想找个对中国人比较公正友好的评估机构
评定自己国内的本科学分以申请License。请问本版各位同胞,有否对以下机构有所了
解,打过交道的? 请不吝指教,多谢!
1. Academic Credentials Evaluation Institute, Inc.
2. ACREVS, Inc.
3. Educational Credential Evaluators, Inc.
4. Foreign Academic Credential Evaluators, Inc.
5. Global Services Associates
b*r
26 楼
You are welcome. Nice Baozi~~~!
L*1
31 楼
I used the first one and it took a little more than 2 weeks and gives me 129
credits for my undergraduate.
FAR
【在 a***1 的大作中提到】
: 今年四月过了CPA最后一门, 只用了Becker (2010 和2011版)。历时整18个月, FAR
: 考了两次;REG 复习时断时续,耗了十个月。最大的体会是要立定心志、不气馁、不放
: 弃、坚持到底。期间经常上版面看大家的交流,感到自己不是孤身奋战,很受鼓舞。捱
: 到十月总算攒够了2000个相关工作小时,现在想找个对中国人比较公正友好的评估机构
: 评定自己国内的本科学分以申请License。请问本版各位同胞,有否对以下机构有所了
: 解,打过交道的? 请不吝指教,多谢!
: 1. Academic Credentials Evaluation Institute, Inc.
: 2. ACREVS, Inc.
: 3. Educational Credential Evaluators, Inc.
: 4. Foreign Academic Credential Evaluators, Inc.
credits for my undergraduate.
FAR
【在 a***1 的大作中提到】
: 今年四月过了CPA最后一门, 只用了Becker (2010 和2011版)。历时整18个月, FAR
: 考了两次;REG 复习时断时续,耗了十个月。最大的体会是要立定心志、不气馁、不放
: 弃、坚持到底。期间经常上版面看大家的交流,感到自己不是孤身奋战,很受鼓舞。捱
: 到十月总算攒够了2000个相关工作小时,现在想找个对中国人比较公正友好的评估机构
: 评定自己国内的本科学分以申请License。请问本版各位同胞,有否对以下机构有所了
: 解,打过交道的? 请不吝指教,多谢!
: 1. Academic Credentials Evaluation Institute, Inc.
: 2. ACREVS, Inc.
: 3. Educational Credential Evaluators, Inc.
: 4. Foreign Academic Credential Evaluators, Inc.
f*n
36 楼
我用ECE,全部打了七五折,不过也有一百二十的样子。。。用的时间比较长,后来
是又交了加急费才搞定的。
是又交了加急费才搞定的。
a*7
41 楼
不是考试前,就已经需要评估的吗?为什么还要评估?
FAR
【在 a***1 的大作中提到】
: 今年四月过了CPA最后一门, 只用了Becker (2010 和2011版)。历时整18个月, FAR
: 考了两次;REG 复习时断时续,耗了十个月。最大的体会是要立定心志、不气馁、不放
: 弃、坚持到底。期间经常上版面看大家的交流,感到自己不是孤身奋战,很受鼓舞。捱
: 到十月总算攒够了2000个相关工作小时,现在想找个对中国人比较公正友好的评估机构
: 评定自己国内的本科学分以申请License。请问本版各位同胞,有否对以下机构有所了
: 解,打过交道的? 请不吝指教,多谢!
: 1. Academic Credentials Evaluation Institute, Inc.
: 2. ACREVS, Inc.
: 3. Educational Credential Evaluators, Inc.
: 4. Foreign Academic Credential Evaluators, Inc.
FAR
【在 a***1 的大作中提到】
: 今年四月过了CPA最后一门, 只用了Becker (2010 和2011版)。历时整18个月, FAR
: 考了两次;REG 复习时断时续,耗了十个月。最大的体会是要立定心志、不气馁、不放
: 弃、坚持到底。期间经常上版面看大家的交流,感到自己不是孤身奋战,很受鼓舞。捱
: 到十月总算攒够了2000个相关工作小时,现在想找个对中国人比较公正友好的评估机构
: 评定自己国内的本科学分以申请License。请问本版各位同胞,有否对以下机构有所了
: 解,打过交道的? 请不吝指教,多谢!
: 1. Academic Credentials Evaluation Institute, Inc.
: 2. ACREVS, Inc.
: 3. Educational Credential Evaluators, Inc.
: 4. Foreign Academic Credential Evaluators, Inc.
f*a
43 楼
基本能猜出来吧?
我最喜欢仙女刚出来时唱的那一支歌。
这个版的霜晨月,天使城,小贝都懂日语。要不请他们帮忙?
我最喜欢仙女刚出来时唱的那一支歌。
这个版的霜晨月,天使城,小贝都懂日语。要不请他们帮忙?
l*1
46 楼
恭喜通过!
楼主在哪个州?
楼主在哪个州?
y*i
47 楼
Not rare at all. 1803-1871, 1929-1949, 1968-2009, bonds beat stocks in 68,
20 and 41-year span. However, we all know the treasury bond bubble will
burst after Big Ben retire or sooner. Pay more attention to individual bonds
instead of bond funds can avoid capital loss because you can hold them
until maturity and use money to buy new issue with higher interest rates.
【在 r*******y 的大作中提到】
: Bond does beat stock in the last 10years! Very rare but it can happen.
20 and 41-year span. However, we all know the treasury bond bubble will
burst after Big Ben retire or sooner. Pay more attention to individual bonds
instead of bond funds can avoid capital loss because you can hold them
until maturity and use money to buy new issue with higher interest rates.
【在 r*******y 的大作中提到】
: Bond does beat stock in the last 10years! Very rare but it can happen.
l*s
51 楼
我也借楼主的帖问一下,大家都是先评估成绩,教申请资料,还是先考ethics exam呢?
我想先教申请资料,但ethics还没考,等考完了,board那边会不会就找不到你的资料
了?
先谢过各位
我想先教申请资料,但ethics还没考,等考完了,board那边会不会就找不到你的资料
了?
先谢过各位
r*y
52 楼
I don't see there is an economic difference between individual bond
and bond ETF if we ignore the relative value. It's just HFI vs. FV
accounting treatment. Can you elaborate?
bonds
【在 y****i 的大作中提到】
: Not rare at all. 1803-1871, 1929-1949, 1968-2009, bonds beat stocks in 68,
: 20 and 41-year span. However, we all know the treasury bond bubble will
: burst after Big Ben retire or sooner. Pay more attention to individual bonds
: instead of bond funds can avoid capital loss because you can hold them
: until maturity and use money to buy new issue with higher interest rates.
and bond ETF if we ignore the relative value. It's just HFI vs. FV
accounting treatment. Can you elaborate?
bonds
【在 y****i 的大作中提到】
: Not rare at all. 1803-1871, 1929-1949, 1968-2009, bonds beat stocks in 68,
: 20 and 41-year span. However, we all know the treasury bond bubble will
: burst after Big Ben retire or sooner. Pay more attention to individual bonds
: instead of bond funds can avoid capital loss because you can hold them
: until maturity and use money to buy new issue with higher interest rates.
n*y
56 楼
ECE还不错,感觉把我本科的GPA给分给的不错啊,我自己换算怎么都没有他家评估出来
的高。
的高。
y*i
57 楼
By carefully choosing individual bonds with higher yield and shorter term,
the interest risks are much smaller than bond ETF. Kicker bond without call
protection but yield to call is higher than normal bond, no risk if the ask
price plus transaction fee is lower than call price, usually $100. For
example, 092840GQ4, 5% federal tax free interest, maturity date 7/1/2018,
bought at 99.92$. My tax free muni bonds have 4-6% yield (6-9% taxable
equivalent yield) with average term less than 12 years, no bond ETF can beat
that. My taxable bonds have 5-8% yield with term less than 7 years, and for
munis, most of them are insured by AGM or MBIA. For corporate bonds, I like
falling angels best. Buy them for better liquidity than muni bonds and sell
them when crisis is over, such as ILFC, AIG, BOA in 2009-2010, Jeffries in
2011, GNW, MS in 2012 and BBY, Dell this year. For bond funds, only multi
sector or emerging market is useful like Daniel Fuss bet Ireland bond last
year. Other than that, I think most of us can DIY individual bonds with
higher yield (not junk bonds, but lower investment grade, especially muni
bonds with insurance) than normal bond fund or ETF, so that the interest
risk is much smaller than bond fund or ETF which usually put too much weight
on treasury bonds, high rating investment grade bonds that are most
sensitive to Fed rate, and yields are too low to offset the risk even you
hold them.
【在 r*******y 的大作中提到】
: I don't see there is an economic difference between individual bond
: and bond ETF if we ignore the relative value. It's just HFI vs. FV
: accounting treatment. Can you elaborate?
:
: bonds
the interest risks are much smaller than bond ETF. Kicker bond without call
protection but yield to call is higher than normal bond, no risk if the ask
price plus transaction fee is lower than call price, usually $100. For
example, 092840GQ4, 5% federal tax free interest, maturity date 7/1/2018,
bought at 99.92$. My tax free muni bonds have 4-6% yield (6-9% taxable
equivalent yield) with average term less than 12 years, no bond ETF can beat
that. My taxable bonds have 5-8% yield with term less than 7 years, and for
munis, most of them are insured by AGM or MBIA. For corporate bonds, I like
falling angels best. Buy them for better liquidity than muni bonds and sell
them when crisis is over, such as ILFC, AIG, BOA in 2009-2010, Jeffries in
2011, GNW, MS in 2012 and BBY, Dell this year. For bond funds, only multi
sector or emerging market is useful like Daniel Fuss bet Ireland bond last
year. Other than that, I think most of us can DIY individual bonds with
higher yield (not junk bonds, but lower investment grade, especially muni
bonds with insurance) than normal bond fund or ETF, so that the interest
risk is much smaller than bond fund or ETF which usually put too much weight
on treasury bonds, high rating investment grade bonds that are most
sensitive to Fed rate, and yields are too low to offset the risk even you
hold them.
【在 r*******y 的大作中提到】
: I don't see there is an economic difference between individual bond
: and bond ETF if we ignore the relative value. It's just HFI vs. FV
: accounting treatment. Can you elaborate?
:
: bonds
U*e
58 楼
黑梦回来了。
I like it.
I like it.
s*e
63 楼
not 100 percent true
y*x
66 楼
够暴力,我想看
f*d
69 楼
讲的很详细,谢谢!想请教一下,我看到bond里面有Zero Coupon的bond,这种bond什
么意思,不是等于免费跟你借钱吗?为什么会有人买这种bond?
call
ask
beat
for
like
sell
【在 y****i 的大作中提到】
: By carefully choosing individual bonds with higher yield and shorter term,
: the interest risks are much smaller than bond ETF. Kicker bond without call
: protection but yield to call is higher than normal bond, no risk if the ask
: price plus transaction fee is lower than call price, usually $100. For
: example, 092840GQ4, 5% federal tax free interest, maturity date 7/1/2018,
: bought at 99.92$. My tax free muni bonds have 4-6% yield (6-9% taxable
: equivalent yield) with average term less than 12 years, no bond ETF can beat
: that. My taxable bonds have 5-8% yield with term less than 7 years, and for
: munis, most of them are insured by AGM or MBIA. For corporate bonds, I like
: falling angels best. Buy them for better liquidity than muni bonds and sell
么意思,不是等于免费跟你借钱吗?为什么会有人买这种bond?
call
ask
beat
for
like
sell
【在 y****i 的大作中提到】
: By carefully choosing individual bonds with higher yield and shorter term,
: the interest risks are much smaller than bond ETF. Kicker bond without call
: protection but yield to call is higher than normal bond, no risk if the ask
: price plus transaction fee is lower than call price, usually $100. For
: example, 092840GQ4, 5% federal tax free interest, maturity date 7/1/2018,
: bought at 99.92$. My tax free muni bonds have 4-6% yield (6-9% taxable
: equivalent yield) with average term less than 12 years, no bond ETF can beat
: that. My taxable bonds have 5-8% yield with term less than 7 years, and for
: munis, most of them are insured by AGM or MBIA. For corporate bonds, I like
: falling angels best. Buy them for better liquidity than muni bonds and sell
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