Redian新闻
>
贡献一个white&black的coupon
avatar
贡献一个white&black的coupon# Fashion - 美丽时尚
b*s
1
Buy (almost) anything for free
Advanced email list
You are subscribed to the Frequent Miler advanced email list either because
you selected the appropriate box when you signed up for my email newsletter
or because you signed up for daily blog emails when you signed up for the
newsletter. In the latter case, your email address was migrated to another
list so that you can continue to receive daily blog posts as emails (
hopefully!). If you do not want to receive advanced emails like this one,
please click the link at the bottom of this email titled "update
subscription preferences."
Read on only if you're interested in truly advanced stuff:
The Deal
Currently, there are a number of overlapping deals that can be combined to
make magic:
Discover It: Double all rewards for a full year
Discover Deals portal: 20% cash back at 1800Baskets (through the end of
August)
Discover Deals portal: 10% cash back at Sears and Kmart (through the end
of August)
Sears Shop Your Way Rewards: Double partner points, including 40% back
in points for 1800Baskets purchases (through the end of July)
The Discover Deals portal doesn't seem to care if you pay with a non-
Discover credit card. In very rare cases people have said that their cash
back has been reversed, but most people do this often without trouble.
Assuming you have a Discover It card registered in the Double Cash Back
promo, here's one way to combine the above deals to get almost anything for
free and get free miles:
Make sure you are a member of Sears' SYW (Shop Your Way) Rewards.
Register a Visa or MasterCard credit card for SYW partner points.
Registered cards will automatically earn SYW points from certain SYW
partners, including 1800Baskets.
Go to Discover Deals, find 1800Baskets and click through for 20% cash
back.
Buy Gift Cards to be delivered by mail. They will appear to be
1800Flowers gift cards because they are really the same company. Important:
Pay with the Visa or MasterCard credit card registered to SYW Rewards. You
only have until the end of this month to complete this step because the
double SYW promotion ends July 31.
When the gift cards arrive, click through Discover Deals again to
1800Baskets.
Make sure you are a member of their Celebration Rewards program
Make sure that you have a Celebrations Passport for free shipping (you
can pay for Passport with a gift card for about $30).
Use the remaining gift cards to buy anything that a charity might like.
Donate those things to charity.
From the purchase of gift cards, you should have received 40% back in
SYW points. Go through Discover Deals to Sears or Kmart to buy whatever you
want. Only items sold by Sears/Kmart are eligible for SYW points. Pay
with SYW points.
Eventually you'll get $20 in 1800Flowers Celebration Rewards dollars for
each $200 you spent. You can use those credits to buy things you want from
the 1800 collection of stores or again donate to charity. This time, use a
promo code to earn miles! Examples that might work: RR59 or RR60 for 30
Southwest points per dollar; AKA3 for 30 Alaska miles per dollar (I haven't
verified that these codes still work, but it should be obvious when you
input then whether they're working or not)
How does this work out to free stuff from Sears/Kmart and free miles?
Let's say you follow the above steps by spending $1000 initially on
1800Baskets gift cards:
Earn $400 in SYW points when you purchase $1000 in gift cards using your
registered credit card (as long as you make that purchase before the end of
the month)
Earn $200 in Discover Cash Back when buying the gift cards (because you
clicked through the portal)
Earn $40 in Discover Cash Back when you use the $400 in SYW points at
Sears or Kmart (after clicking through the Discover Deals portal)
Earn $200 in Discover Cash Back when you click through Discover Deals to
1800Baskets to donate stuff to charity (and pay with gift cards)
Earn up to $100 in Celebration Rewards dollars.
Earn 30 miles per dollar when spending those Celebration Rewards dollars
= up to 3000 miles.
All Discover Cash Back is doubled at the end of the year.
Total Discover Cash Back earned: $440 x 2 = $880
After $1000 spend you should receive a total of $880 back. Plus, all of
those donations to charity should be tax deductible. Most people who
itemize their charitable contributions will save much more than $120 in
taxes for $1000 or more in donations.
Many other variations
I'll leave it to the reader to come up with other variations of this combo
deal. Those who resell stuff, for example, can clearly come out way ahead.
I believe there are also great opportunities here to go for a Southwest
Companion Pass by using the gift cards with Southwest promo codes.
Or, instead of earning miles in the final step, go through Discover Deals to
get more cash back. In my past experiments with 1800Flowers, you can earn
either portal rewards or points/miles using promo codes, but not both.
A lot can go wrong
This is an "advanced email list" for a reason. Many things can go wrong
with the above plan. Please only take it on if you fully understand the
approach and fully understand the risks!
Personally, I'm not sure I'm going to do the above steps myself. I have a
few more days to decide. Is it worth the risk? Maybe not. But, its fun to
think of the possibilities!
Best,
-Greg (AKA Frequent Miler)
avatar
t*m
2
估计大多数家长都知道。我是今年才知道,好土。
12岁以下的孩子,夏令营的费用可以算是“childcare”。(因为家长要上班,所以送孩
子夏令营。)好像是一个孩子最多三千,两个最多六千。
提醒一下和我一样糊涂的家长。
avatar
c*r
3
第一个同时答对以下两个问题者,给个双黄包!
1)Which company provides power system to the world's tallest building -
Burj Dubai of UAE?
2) Which company provides power and propulsion system to the world’s
largest cruise ship - Royal Caribbean’s Oasis of the Seas?
avatar
C*i
4
现在买80$送20$的卡,还freeshipping。
如果输入code 9218,可以拿到25% off entire purchase.
avatar
b*s
5
有人试过么?真的在discover deal portal可以用其他信用卡算返现?
avatar
n*4
6
还可以用dependent care FSA
你真是好心妈妈:)

【在 t*******m 的大作中提到】
: 估计大多数家长都知道。我是今年才知道,好土。
: 12岁以下的孩子,夏令营的费用可以算是“childcare”。(因为家长要上班,所以送孩
: 子夏令营。)好像是一个孩子最多三千,两个最多六千。
: 提醒一下和我一样糊涂的家长。

avatar
W*N
7
不知道,不知道,给个馅饼

【在 c*****r 的大作中提到】
: 第一个同时答对以下两个问题者,给个双黄包!
: 1)Which company provides power system to the world's tallest building -
: Burj Dubai of UAE?
: 2) Which company provides power and propulsion system to the world’s
: largest cruise ship - Royal Caribbean’s Oasis of the Seas?

avatar
s*g
8
只针对你的问题:用其他信用卡经常是可以拿到返现的,但是被discover发现了的话就
会收回

【在 b*****s 的大作中提到】
: 有人试过么?真的在discover deal portal可以用其他信用卡算返现?
avatar
t*c
9
我以为只能用FSA一年全家$5000的限制。
你的说法比较新,有什么条文可以参考吗?

送孩

【在 t*******m 的大作中提到】
: 估计大多数家长都知道。我是今年才知道,好土。
: 12岁以下的孩子,夏令营的费用可以算是“childcare”。(因为家长要上班,所以送孩
: 子夏令营。)好像是一个孩子最多三千,两个最多六千。
: 提醒一下和我一样糊涂的家长。

avatar
w*l
10
hon
avatar
k*n
11
那是你在单位报税前扣的上限.做税的时候还可以算小孩的credit的.今年我的会计师给
我算了200.具体我没时间研究,建议你花钱找个好的会计师,如果你投资没那么多的话,
中国会计师200多刀可以搞定,其实还帮你省钱.

【在 t*c 的大作中提到】
: 我以为只能用FSA一年全家$5000的限制。
: 你的说法比较新,有什么条文可以参考吗?
:
: 送孩

avatar
c*r
12
No.

【在 w****l 的大作中提到】
: hon
avatar
t*m
13
报税是我老公管。我说说我的理解,不一定精确。
child care 有两种抵税方式。只能选一种,不能同时用。
一种是税前直接从工资扣,把钱放到Flexible spending account 里。然后,你花了的
child care 钱,可以从里面报销。这个比较麻烦,要是万一忘了在规定时间之前报销
,account 里的钱就都没了。好处是额度高,有五千刀。
另一种是报税的时候,报child care expense. 一个孩子最多三千。好处是方便,但是
额度低一些。孩子上学以后,child care 如果不到三千一年,这种方式更方便。
(用词可能不准确,请高手给纠正一下)

【在 t*c 的大作中提到】
: 我以为只能用FSA一年全家$5000的限制。
: 你的说法比较新,有什么条文可以参考吗?
:
: 送孩

avatar
D*R
14
ABB (got from google :) )
avatar
t*m
15
今天开车的时候一直在想这个事儿。
我听说有那种高大上,很贵的夏令营。比如: CTY 三周住宿的,好像要三千多刀。
如果孩子12岁上,就不能减税。
如果孩子11岁上,就能减税。
这个理解对吗?要是对的话,能差不少钱。从税上讲,住宿制的夏令营能当child care
吗?请高人指点。
(Update: 找到答案了,IRS 官网的标准答案)
http://www.irs.gov/uac/Summer-Day-Camp-Expenses-May-Qualify-for

送孩

【在 t*******m 的大作中提到】
: 估计大多数家长都知道。我是今年才知道,好土。
: 12岁以下的孩子,夏令营的费用可以算是“childcare”。(因为家长要上班,所以送孩
: 子夏令营。)好像是一个孩子最多三千,两个最多六千。
: 提醒一下和我一样糊涂的家长。

avatar
c*r
16
恭喜!
转帐完成
转给用户:DQatBR,现金(伪币):20,收取手续费:0.20

【在 D****R 的大作中提到】
: ABB (got from google :) )
avatar
t*y
17
可以同时用,公司免税5000.自己报税时候,如果2娃,一个三千,两个六千,减去五千
,只有一千免税,这个免税rate 和收入有关,一般是0.2

【在 t*******m 的大作中提到】
: 报税是我老公管。我说说我的理解,不一定精确。
: child care 有两种抵税方式。只能选一种,不能同时用。
: 一种是税前直接从工资扣,把钱放到Flexible spending account 里。然后,你花了的
: child care 钱,可以从里面报销。这个比较麻烦,要是万一忘了在规定时间之前报销
: ,account 里的钱就都没了。好处是额度高,有五千刀。
: 另一种是报税的时候,报child care expense. 一个孩子最多三千。好处是方便,但是
: 额度低一些。孩子上学以后,child care 如果不到三千一年,这种方式更方便。
: (用词可能不准确,请高手给纠正一下)

avatar
D*R
18
ty
avatar
t*m
19
多谢!这个回帖给大家指明了省200刀的方法!太好了!

【在 t*******y 的大作中提到】
: 可以同时用,公司免税5000.自己报税时候,如果2娃,一个三千,两个六千,减去五千
: ,只有一千免税,这个免税rate 和收入有关,一般是0.2

相关阅读
logo
联系我们隐私协议©2024 redian.news
Redian新闻
Redian.news刊载任何文章,不代表同意其说法或描述,仅为提供更多信息,也不构成任何建议。文章信息的合法性及真实性由其作者负责,与Redian.news及其运营公司无关。欢迎投稿,如发现稿件侵权,或作者不愿在本网发表文章,请版权拥有者通知本网处理。