Y*o
2 楼
Quote #1 from Mortgage Bank - affiliated company $498 yearly.
Coverage includes:
* $263,000 to build the house
* $ 26,300 to build other structure (such as fence etc)
* $ 52,600 for other expenses (furniture etc?)
* $300,000 Liability coverage
* $1,000 deductible
* $ 10,000 coverage for HOA facility damages
* $ 1,500 x 12 month for mortgage P&I when house is under contruction
=======================
Quote #2, AllState, my car insurance company, $560 yearly.
Coverage includes:
* $520,000 to build the house (seems over-insuranced?)
* $300,000 liability coverage (medical bills from visitors / contractors
etc)
* $1,000 deductible
======================
两者大的区别在于重建房子的 $26W vs $52 W. 我的房子是2310 ft2,在南加州 -
Orange County,应该不要52万重见吧?26.3万够了吗? 另外,好像Quote #1在别的方
面coverage 还更好。
谢谢!!
Coverage includes:
* $263,000 to build the house
* $ 26,300 to build other structure (such as fence etc)
* $ 52,600 for other expenses (furniture etc?)
* $300,000 Liability coverage
* $1,000 deductible
* $ 10,000 coverage for HOA facility damages
* $ 1,500 x 12 month for mortgage P&I when house is under contruction
=======================
Quote #2, AllState, my car insurance company, $560 yearly.
Coverage includes:
* $520,000 to build the house (seems over-insuranced?)
* $300,000 liability coverage (medical bills from visitors / contractors
etc)
* $1,000 deductible
======================
两者大的区别在于重建房子的 $26W vs $52 W. 我的房子是2310 ft2,在南加州 -
Orange County,应该不要52万重见吧?26.3万够了吗? 另外,好像Quote #1在别的方
面coverage 还更好。
谢谢!!
x*2
3 楼
每天都可以集合:水果皮/土豆皮/菜头菜叶/咖啡渣等一小锅。
我是直接在菜地里挖个坑,把它们倒进去再盖上土,这样可以吗?有肥土壤的作用吗?
还是容易招惹虫子?
我是直接在菜地里挖个坑,把它们倒进去再盖上土,这样可以吗?有肥土壤的作用吗?
还是容易招惹虫子?
Y*o
5 楼
Any one?
Thanks.
【在 Y***o 的大作中提到】
: Quote #1 from Mortgage Bank - affiliated company $498 yearly.
: Coverage includes:
: * $263,000 to build the house
: * $ 26,300 to build other structure (such as fence etc)
: * $ 52,600 for other expenses (furniture etc?)
: * $300,000 Liability coverage
: * $1,000 deductible
: * $ 10,000 coverage for HOA facility damages
: * $ 1,500 x 12 month for mortgage P&I when house is under contruction
: =======================
Thanks.
【在 Y***o 的大作中提到】
: Quote #1 from Mortgage Bank - affiliated company $498 yearly.
: Coverage includes:
: * $263,000 to build the house
: * $ 26,300 to build other structure (such as fence etc)
: * $ 52,600 for other expenses (furniture etc?)
: * $300,000 Liability coverage
: * $1,000 deductible
: * $ 10,000 coverage for HOA facility damages
: * $ 1,500 x 12 month for mortgage P&I when house is under contruction
: =======================
d*n
8 楼
如果有mortgage,只要保到贷款额,银行就没什么意见了。其他的看房主自己了。
g*t
10 楼
牛, 陕西婆姨?
p*y
12 楼
还要注意加水,这样可以加速腐烂。另外 。最好少油和肥肉。骨头隔年也不烂。。
我加的土都是大树底下的腐土。这个非常好用
我加的土都是大树底下的腐土。这个非常好用
Y*o
14 楼
re
【在 Y***o 的大作中提到】
: Quote #1 from Mortgage Bank - affiliated company $498 yearly.
: Coverage includes:
: * $263,000 to build the house
: * $ 26,300 to build other structure (such as fence etc)
: * $ 52,600 for other expenses (furniture etc?)
: * $300,000 Liability coverage
: * $1,000 deductible
: * $ 10,000 coverage for HOA facility damages
: * $ 1,500 x 12 month for mortgage P&I when house is under contruction
: =======================
【在 Y***o 的大作中提到】
: Quote #1 from Mortgage Bank - affiliated company $498 yearly.
: Coverage includes:
: * $263,000 to build the house
: * $ 26,300 to build other structure (such as fence etc)
: * $ 52,600 for other expenses (furniture etc?)
: * $300,000 Liability coverage
: * $1,000 deductible
: * $ 10,000 coverage for HOA facility damages
: * $ 1,500 x 12 month for mortgage P&I when house is under contruction
: =======================
i*e
15 楼
直接兔粪鸡粪更好
q*x
16 楼
赞啊,夏天来了,好想吃凉皮了,回头我试试~
d*n
17 楼
那保险有100% replacement cost或guarantee replacement cost的保障么?如果没有
,且保不到贷款额的话,我们公司是不会出钱funding的。当然,如果是condo的话,就
另当别论了。
,且保不到贷款额的话,我们公司是不会出钱funding的。当然,如果是condo的话,就
另当别论了。
n*e
20 楼
楼主可以站内信告知是哪里买的吗?谢谢
【在 Y***o 的大作中提到】
: Quote #1 from Mortgage Bank - affiliated company $498 yearly.
: Coverage includes:
: * $263,000 to build the house
: * $ 26,300 to build other structure (such as fence etc)
: * $ 52,600 for other expenses (furniture etc?)
: * $300,000 Liability coverage
: * $1,000 deductible
: * $ 10,000 coverage for HOA facility damages
: * $ 1,500 x 12 month for mortgage P&I when house is under contruction
: =======================
Y*o
23 楼
O*L
26 楼
so cheap....
m*r
32 楼
lender typically asks for 80% of house price to be insured. remember your
purchase price contains two parts: land and house. if anything happens to
the house, the land is still there.
purchase price contains two parts: land and house. if anything happens to
the house, the land is still there.
Y*o
35 楼
Thanks for the tips. The following is copied from the "Evidence of
Insurance":
"Extended replacement cost 50% above dwelling coverage; extended replacement
cost applies only pursuant to the loss provisiosn fo the policy contract".
这个是否是:“保险有100% replacement cost或guarantee replacement cost的保障
“??
谢谢。
【在 d******n 的大作中提到】
: 那保险有100% replacement cost或guarantee replacement cost的保障么?如果没有
: ,且保不到贷款额的话,我们公司是不会出钱funding的。当然,如果是condo的话,就
: 另当别论了。
Insurance":
"Extended replacement cost 50% above dwelling coverage; extended replacement
cost applies only pursuant to the loss provisiosn fo the policy contract".
这个是否是:“保险有100% replacement cost或guarantee replacement cost的保障
“??
谢谢。
【在 d******n 的大作中提到】
: 那保险有100% replacement cost或guarantee replacement cost的保障么?如果没有
: ,且保不到贷款额的话,我们公司是不会出钱funding的。当然,如果是condo的话,就
: 另当别论了。
m*8
36 楼
compost stink too!
Y*o
37 楼
Quote#1 (from lending bank's insurance service) only cover 33% of house
price.
Qutoe#2 (from AllState) covers 65% of house price.
Both are not meeting 80% -- maybe in Southern California, land is more
expensive?
【在 m******r 的大作中提到】
: lender typically asks for 80% of house price to be insured. remember your
: purchase price contains two parts: land and house. if anything happens to
: the house, the land is still there.
price.
Qutoe#2 (from AllState) covers 65% of house price.
Both are not meeting 80% -- maybe in Southern California, land is more
expensive?
【在 m******r 的大作中提到】
: lender typically asks for 80% of house price to be insured. remember your
: purchase price contains two parts: land and house. if anything happens to
: the house, the land is still there.
n*l
39 楼
能告诉一下,是哪个保险公司么?站内信箱即可
多谢,我也在Socal
【在 Y***o 的大作中提到】
: Quote #1 from Mortgage Bank - affiliated company $498 yearly.
: Coverage includes:
: * $263,000 to build the house
: * $ 26,300 to build other structure (such as fence etc)
: * $ 52,600 for other expenses (furniture etc?)
: * $300,000 Liability coverage
: * $1,000 deductible
: * $ 10,000 coverage for HOA facility damages
: * $ 1,500 x 12 month for mortgage P&I when house is under contruction
: =======================
多谢,我也在Socal
【在 Y***o 的大作中提到】
: Quote #1 from Mortgage Bank - affiliated company $498 yearly.
: Coverage includes:
: * $263,000 to build the house
: * $ 26,300 to build other structure (such as fence etc)
: * $ 52,600 for other expenses (furniture etc?)
: * $300,000 Liability coverage
: * $1,000 deductible
: * $ 10,000 coverage for HOA facility damages
: * $ 1,500 x 12 month for mortgage P&I when house is under contruction
: =======================
f*c
40 楼
我也是挖坑埋的
m*n
44 楼
这样对的肥多久能用?
w*w
45 楼
好,咱也学习了
h*w
46 楼
坑挖稍深点,上面有个2,3寸土马上就可以种青菜了。青菜吃了,下面也烂了。
相关阅读