摘抄的,from credit.com: If your revolving utilization stays under 10% you'll continue to earn almost all of the credit score points available in this category. As that percentage goes higher, your score will go lower. It's a common myth that you only need to keep your revolving utilization 50%. That's absolutely incorrect. 50% is better than 60% but not as good as 40% or 3% like yours. There's another common myth that could hurt you in this category: some people recommend that you should close your credit card accounts if you are not using them. However, closing accounts can cause your utilization rate to go up and your credit score to go down. If you have an old account you don' t want, you may want to cut up the card but not close the account. Cutting up the card will prevent it from being used fraudulently but will leave you with the unused credit limit for your credit score. There are a few different ways you can maintain a low revolving utilization rate. Keeping credit card balances low, increasing your credit limits or opening new credit card accounts for extra borrowing power could all work. However, the safest option is to maintain low balances on the credit cards that you are currently using. Opening new accounts or requesting credit limit increases could have a negative impact on your credit score. 不知道你信用分数怎么样,可以试试chase slate吧,好像0 apr for 18 months。 新申请的卡也会有新credit,看你的样子似乎不打算用房贷,这种从cc借钱不像房贷车 贷可以帮你涨分。
【在 s****7 的大作中提到】 : : 借1万呢。4万的总line. : xiexie
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almost are to don'
【在 u****r 的大作中提到】 : 摘抄的,from credit.com: : If your revolving utilization stays under 10% you'll continue to earn almost : all of the credit score points available in this category. As that : percentage goes higher, your score will go lower. It's a common myth that : you only need to keep your revolving utilization 50%. That's absolutely : incorrect. 50% is better than 60% but not as good as 40% or 3% like yours. : There's another common myth that could hurt you in this category: some : people recommend that you should close your credit card accounts if you are : not using them. However, closing accounts can cause your utilization rate to : go up and your credit score to go down. If you have an old account you don'