Just chat with a friend who worked in US Bank regarding Cash+ For new card members: 1. 5% bonus cap at $2000 spending per quarter 2. 2% is still unlimited 3. Only one $25 bonus per year now 4. 0.5% bonus from checking account going away on 8/1 Bbasically this card is becoming a better version of Chase Freedom,Discover IT or Citi Div. The exciting news is for existing car members: 1. 5% bonus continue to be uncapped! (until they decide to change it) 2. Only one $25 bonus per year effective on 7/1 3. 0.5% bonus from checking account going away on 8/1 This is probably one of the most lucrative offers I've ever seen.
Not going to spoonfeed people on this deal. But one of their 5% category can be used for manufacture spending. Losing the $25 bonus will make it less lucrative. But it is still very lucrative.
【在 s**n 的大作中提到】 : Not going to spoonfeed people on this deal. But one of their 5% category can : be used for manufacture spending. Losing the $25 bonus will make it less : lucrative. But it is still very lucrative.
Everything involves risk. For an org existing for 8+ years with 1% default rate and borrowers spreadout around the world, I will gladly take the risk for 15% annual return. Of course I will make sure I can afford to lose my entire portfolio. Even in the unlikely event that I take a big loss, I will be able to recover a big chunk by writing off my tax.
Nothing planned as of this point. But categories could potentially change down the road.
【在 s**********g 的大作中提到】 : it is only a better version if its categories are still no worse than : freedom/discover/dividend... : did ur friend talk about category changes
I just applied for this card last week and got approved. I didn't received my card yet. Am I considered as new card member ($2000 cap on 5% category), or existing card member (uncapped)? Thank you!
Discover
【在 s**n 的大作中提到】 : Just chat with a friend who worked in US Bank regarding Cash+ : For new card members: : 1. 5% bonus cap at $2000 spending per quarter : 2. 2% is still unlimited : 3. Only one $25 bonus per year now : 4. 0.5% bonus from checking account going away on 8/1 : Bbasically this card is becoming a better version of Chase Freedom,Discover : IT or Citi Div. : The exciting news is for existing car members: : 1. 5% bonus continue to be uncapped! (until they decide to change it)
S*w
25 楼
research area 就是algorithms啊
【在 r****t 的大作中提到】 : 硬算法是啥意思,求科普。
s*n
26 楼
Don't know. What does the credit card application page say when you apply? Did it mention the cap?
,
【在 c*********r 的大作中提到】 : I just applied for this card last week and got approved. I didn't received : my card yet. Am I considered as new card member ($2000 cap on 5% category), : or existing card member (uncapped)? : Thank you! : : Discover
r*t
27 楼
那“做算法”就表达了啊,硬算法没有啥深意么?
【在 S*******w 的大作中提到】 : research area 就是algorithms啊
y*i
28 楼
just let people know what we are talking about, and make their own decisions accordingly.
in big
【在 s**n 的大作中提到】 : Everything involves risk. For an org existing for 8+ years with 1% default : rate and borrowers spreadout around the world, I will gladly take the risk : for 15% annual return. : Of course I will make sure I can afford to lose my entire portfolio. Even in : the unlikely event that I take a big loss, I will be able to recover a big : chunk by writing off my tax.
I agree. I would not put money there if I can't afford to lose it.
decisions
【在 y****i 的大作中提到】 : just let people know what we are talking about, and make their own decisions : accordingly. : : in : big
b*c
31 楼
我想他的硬是指hard core吧
【在 r****t 的大作中提到】 : 那“做算法”就表达了啊,硬算法没有啥深意么?
y*i
32 楼
you applied in branch, right? read the terms you were given
,
【在 c*********r 的大作中提到】 : I just applied for this card last week and got approved. I didn't received : my card yet. Am I considered as new card member ($2000 cap on 5% category), : or existing card member (uncapped)? : Thank you! : : Discover
w*6
33 楼
😄
y*i
34 楼
if you don't mind, how much $ you park over there on average? 15% return sounds good, but if you can't scale it up it becomes less attractive.
【在 s**n 的大作中提到】 : I agree. I would not put money there if I can't afford to lose it. : : decisions
【在 y****i 的大作中提到】 : if you don't mind, how much $ you park over there on average? : 15% return sounds good, but if you can't scale it up it becomes less : attractive.
s*t
38 楼
well, thanks to both skern and yudeli, based on a bit research, i figured out it's not for me
In Q1, I was trying to put in a lot money thinking it will be dead in Q3. Now that it will still be alive for a while, I will slow down. I am thinking about parking about 40k there. This will create about 10k spending a month.
thanks, and good luck I know you are a seasoned player in this game hehe
thinking month.
【在 s**n 的大作中提到】 : In Q1, I was trying to put in a lot money thinking it will be dead in Q3. : Now that it will still be alive for a while, I will slow down. I am thinking : about parking about 40k there. This will create about 10k spending a month.
j*y
41 楼
Only one $25 bonus per year effective on 7/1? 请问这个是说一年积多少钱给25还是?
Discover
【在 s**n 的大作中提到】 : Just chat with a friend who worked in US Bank regarding Cash+ : For new card members: : 1. 5% bonus cap at $2000 spending per quarter : 2. 2% is still unlimited : 3. Only one $25 bonus per year now : 4. 0.5% bonus from checking account going away on 8/1 : Bbasically this card is becoming a better version of Chase Freedom,Discover : IT or Citi Div. : The exciting news is for existing car members: : 1. 5% bonus continue to be uncapped! (until they decide to change it)
c*r
42 楼
Didn't see your reply just now. I'll check my letter after I receive it, and come here to report. hehe
【在 s**n 的大作中提到】 : Don't know. What does the credit card application page say when you apply? : Did it mention the cap? : : ,