c*e
2 楼
SUMMARY: 今天初始利率发布后,银行有连续多次向上调整利率价格。加州的购房贷款
30年固定现在可以已涨到4.875%,5/1 ARM到3.625%。
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
<=$729K
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.125 3.625 3.875
APR: 4.986 4.439 4.901 4.397 3.728 3.978
<=$729K 5.000 4.375
APR: 5.092 4.531
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.875 4.250
<=$729K
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.125 3.750
APR: 4.986 4.439 4.901 4.397 3.853
<=$729K 5.000 4.375
APR: 5.092 4.531
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Conforming Refinance and Purchase;
- <=70% for Conforming Cash-Out Refinance;
- <=75% for Super-Conforming Refinance and Purchase;
- <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
30年固定现在可以已涨到4.875%,5/1 ARM到3.625%。
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
<=$729K
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.125 3.625 3.875
APR: 4.986 4.439 4.901 4.397 3.728 3.978
<=$729K 5.000 4.375
APR: 5.092 4.531
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.875 4.250
<=$729K
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.125 3.750
APR: 4.986 4.439 4.901 4.397 3.853
<=$729K 5.000 4.375
APR: 5.092 4.531
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Conforming Refinance and Purchase;
- <=70% for Conforming Cash-Out Refinance;
- <=75% for Super-Conforming Refinance and Purchase;
- <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
f*5
3 楼
【 以下文字转载自 NewYork 讨论区 】
发信人: alange (Gavin), 信区: NewYork
标 题: 地铁...
发信站: BBS 未名空间站 (Sun Jan 30 20:08:03 2011, 美东)
富二代学生给他爸发了封电子邮件: 爸爸 , 柏林是个好地方。这里的人都很友善。
但是我进了学校有点不好意思。别人都坐地铁上学,就我一个开奔驰。 爸爸回信: 孩
子,给你转了2亿美元过 去。别给我丢人了,赶紧去买个地铁。
发信人: alange (Gavin), 信区: NewYork
标 题: 地铁...
发信站: BBS 未名空间站 (Sun Jan 30 20:08:03 2011, 美东)
富二代学生给他爸发了封电子邮件: 爸爸 , 柏林是个好地方。这里的人都很友善。
但是我进了学校有点不好意思。别人都坐地铁上学,就我一个开奔驰。 爸爸回信: 孩
子,给你转了2亿美元过 去。别给我丢人了,赶紧去买个地铁。
s*m
4 楼
收
f*w
5 楼
worst day? or the worst is yet to come?
D*r
10 楼
没有的部分是不能做还是什么?比方说>417k的5/1。
**
【在 c**********e 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: SUMMARY: 今天初始利率发布后,银行有连续多次向上调整利率价格。加州的购房贷款
: 30年固定现在可以已涨到4.875%,5/1 ARM到3.625%。
: ******************************** CALIFORNIA ********************************
: REFINANCE RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
: <=$417K 5.000 4.375 4.875 4.250
: <=$729K
:
: REFINANCE CASH-OUT RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
**
【在 c**********e 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: SUMMARY: 今天初始利率发布后,银行有连续多次向上调整利率价格。加州的购房贷款
: 30年固定现在可以已涨到4.875%,5/1 ARM到3.625%。
: ******************************** CALIFORNIA ********************************
: REFINANCE RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
: <=$417K 5.000 4.375 4.875 4.250
: <=$729K
:
: REFINANCE CASH-OUT RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
w*r
11 楼
ting hao
n*y
13 楼
hehe, BSO 12/06 locked 540K 2.99% 5ARM
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