so let's say you want a '14/'15 companion pass. for example for your biz
account say you have 3 months to spend $2000 to get your 50k points, and the
statement closing dates for those 3 months are 11/27/13, 12/27/13, and 01/
27/14. You need to spend $2000 in that 12/27-01/27 period so you get 50k
points + 2k points in the year 2014. Now the same thing needs to happen for
your personal card, meaning hopefully the 3rd statement closing date is in
January of 2014.
Now, say you want a '13/'14 companion pass, you need to get your biz card $
2000 spending before the December closing date. and you better already met
the requirements for your personal. otherwise you need to spend $2000 on
that too. Then you will have 104,000 points. Then you gotta grab 6k points
from somewhere else. All of this needs to be done before December. As you
can see that is pretty difficult.
In summary, I really hope your personal card has the 3rd statement closing
date in January.
PS: That remaining 6000 points can be obtained with manufactured spending or
some other methods. I'm sure somebody else on this board has more knowledge
on that.