avatar
y*e
3
可以。google 401k loan.

【在 n********g 的大作中提到】
: 就像国内住房公积金那样支取?
avatar
Q*N
5
yes. you can borrow 50% of 401K acount, max 50K/account.
avatar
s*l
6
赚疯你坐船头 老行我岸上走 哼哼哈哈钎绳裆悠悠

【在 H********g 的大作中提到】
: 钎人
avatar
i*e
7
if possible, don't do it.
First you have to pay 401K penalty.
then you will either have to pay regular tax rate; or pay back 401K account
like doing a 401K loan under certain tight time frame depending on the terms
.
avatar
H*g
8
待到太阳呀落西山口 让你摸个够 哦 哦 哦 哦 哦 哦哦哦哦

【在 s*l 的大作中提到】
: 赚疯你坐船头 老行我岸上走 哼哼哈哈钎绳裆悠悠
avatar
s*y
9
等于是利息吧,还回401K就好了

account
terms

【在 i*********e 的大作中提到】
: if possible, don't do it.
: First you have to pay 401K penalty.
: then you will either have to pay regular tax rate; or pay back 401K account
: like doing a 401K loan under certain tight time frame depending on the terms
: .

avatar
i*e
10
If someone have money to return back to 401K, why he takes it out in the
first place?
how much a difference a few months will make on your bank account? Almost
nothing for most of typical folks.
avatar
a*g
11
我借了,用来cover一部分急需的cash。多长时间还回去你可以选择1年5年10年。 利息
还是付给自己的401k帐号,相当于你自己多存一些钱给自己。 我觉得如果缺现金的话
,不失为一个好办法。

【在 n********g 的大作中提到】
: 就像国内住房公积金那样支取?
avatar
b*2
12
可以.

【在 n********g 的大作中提到】
: 就像国内住房公积金那样支取?
avatar
k*r
13
There is no penalty for a loan from your 401K account. You just need to pay
the interest but it will go to your own account anyway. So if you need money
to buy a house, it is a good choice. I myself did it in 2010. Now look at
back, it is worthwhile. Even I have to pay interst, the house price rised a
lot.

account
terms

【在 i*********e 的大作中提到】
: if possible, don't do it.
: First you have to pay 401K penalty.
: then you will either have to pay regular tax rate; or pay back 401K account
: like doing a 401K loan under certain tight time frame depending on the terms
: .

avatar
e*o
14
401K贷款听上去很美,其实很糟。首先,钱借出来后401K里免税的投资回报没有了。其
次,坏事总是一起发生的。如果万一财务出现问题,无法按时还款,IRS可能会视作
401K取款,收10%的罚款和税,雪上加霜。
avatar
n*g
15
学习了~~~
avatar
i*e
16
投资理财最后要自己根据自己情况斟酌 有利有弊,lz自己仔细计划一下
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