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貌似每次Ubuntu升级换代...

貌似每次Ubuntu升级换代...# Linux - Linux 操作系统

t*r2011-05-07 07:05

1 楼

I think HSA has very attactive tax benefits.
1) Contribution is pre-tax, even before FICA and medicare (unlike 401k is
after FICA and medicare)
2) If you are in a high tax bracket, HSA contribution could help bring down
the AGI so that you may qualify for other tax benefits which are only
available to people with AGI below certain threshold (roth IRA contribution,
child credit, education credit, etc)
3) Even though you are not using the money in HSA in the near future, it can
be invested in funds and grow over time, and you don't pay tax on the
earning as long as it is used to pay qualified medical expenses (someone
correct me if I'm wrong here). To me this is using pre-tax dollars to
generate tax-free earnings.
4) The only catch is it can only be used for medical expense without tax and
penalty. However medical expense is one thing that nobody can avoid and we
all need money to pay for it sooner or later. Wouldn't it be great to use tax-
free dollars to pay for one of the largest expenses after retirement other
than using distribution of 401k?
With above being said, I'm not sure about maximizing it every year and put
too much money in it, especially if health plan offer annual out-of-pocket
limit so medical expense is capped.
Thoughts? Discuss.

s*z2011-05-07 07:05

2 楼

州税。NY的。
不知道是肿魔回事儿啊！
说一万块的学费可以退400？有没有达人解释一下咧？
谢谢！！！

i*e2011-05-07 07:05

3 楼

在share一组set时，有没有可能让人看不到同一个帐号下其他的public set？

z*g2011-05-07 07:05

4 楼

都会有一批人因为升级不成功而放弃Ubuntu
然后有人回到windows
有人挑战自己开始进入Arch or Gentoo的世界

b*l2011-05-07 07:05

5 楼

The problem is, you don't have many investment choices for your HSA funds.
You can only use HSA for medical purpose only. Besides, not many people are
qualified for that contribution.

down
contribution,
can

【在 t**********r 的大作中提到】

: I think HSA has very attactive tax benefits.
: 1) Contribution is pre-tax, even before FICA and medicare (unlike 401k is
: after FICA and medicare)
: 2) If you are in a high tax bracket, HSA contribution could help bring down
: the AGI so that you may qualify for other tax benefits which are only
: available to people with AGI below certain threshold (roth IRA contribution,
: child credit, education credit, etc)
: 3) Even though you are not using the money in HSA in the near future, it can
: be invested in funds and grow over time, and you don't pay tax on the
: earning as long as it is used to pay qualified medical expenses (someone

k*m2011-05-07 07:05

6 楼

Yes. Inside the set view, you go to share and ask it to generate a guest
link. Then you can set permission for the link. That link will only have
permission for that set, not your other photos.

r*c2011-05-07 07:05

7 楼

为什么不用fedora呢？

s*z2011-05-07 07:05

8 楼

you are mostly right, HSA is the most tax advantaged vehicle out there.
Another good thing is that high deductible plan is cheaper than others.
I max it out every year.
the downside is low limit, only $6250 for couple. another thing is typically
you don't have very good investment choice. For example, I have all my
contribution in SP500 index fund and I am paying 40 basis points.
I would rank it HSA very high,
401k up to match, then, HSA, then max out 401k, then ROTH.

down
contribution,
can

【在 t**********r 的大作中提到】

z*g2011-05-07 07:05

9 楼

那个也有版本吧？

【在 r****c 的大作中提到】

: 为什么不用fedora呢？

a*w2011-05-07 07:05

10 楼

我们的HR说HSA contribution是after tax的，不免FICA
down
contribution,
can

【在 t**********r 的大作中提到】

s*g2011-05-07 07:05

11 楼

Why upgrade at all?

s*z2011-05-07 07:05

12 楼

你们的HR应该被fire掉
http://en.wikipedia.org/wiki/Health_savings_account#Deposits

【在 a*w 的大作中提到】

:
: 我们的HR说HSA contribution是after tax的，不免FICA
: down
: contribution,
: can

i*e2011-05-07 07:05

13 楼

手贱，满意了么

【在 s*****g 的大作中提到】

: Why upgrade at all?

a*w2011-05-07 07:05

14 楼

wiki上说pre-tax或post-tax是可选的，
Contributions from an employer or employee may be made on a pre-
tax basis through an employer. If this option is not available
through the employer, contributions may be made on a post-tax
basis and then used to decrease gross taxable income on the
following year's Form 1040.

【在 s********z 的大作中提到】

: 你们的HR应该被fire掉
: http://en.wikipedia.org/wiki/Health_savings_account#Deposits

d*d2011-05-07 07:05

15 楼

我前两天也被arch的一次升级恶心到了。。。

【在 z****g 的大作中提到】

: 都会有一批人因为升级不成功而放弃Ubuntu
: 然后有人回到windows
: 有人挑战自己开始进入Arch or Gentoo的世界

s*z2011-05-07 07:05

16 楼

你在跟hr说啊，post tax contribution跟hr有什么关系？

【在 a*w 的大作中提到】

: wiki上说pre-tax或post-tax是可选的，
: Contributions from an employer or employee may be made on a pre-
: tax basis through an employer. If this option is not available
: through the employer, contributions may be made on a post-tax
: basis and then used to decrease gross taxable income on the
: following year's Form 1040.

s*n2011-05-07 07:05

17 楼

想想windows版本升级也会很不舒服。基本还是靠重装。
mint的思路不错，给了个tool备份软件列表和/home。然后让你重装，不建议升级。
虽然不是很好用。。不如手动备份。

t*r2011-05-07 07:05

18 楼

往HSA账户里存钱有两种方式：
1）通过employer payroll每月自动从你的paycheck里面扣除来存，俗称cafeteria
plan. HSA在扣除的时候，是在算FICA, medicare,已及联邦、州税之前的，before一切
tax. 接下来是算FICA和medicare, 再然后是401k在算联邦、州income tax之前。
2) 如果自己往HSA账户里面存钱，每年报税的时候这个contribution算deductible, 所
以也是income tax free的。
我的理解是，如果employer提供1）这个选项的话那也算是个小的benefit了，因为可以
省掉FICA和medicare那一部分，自己报税deductible的话FICA和medicare也是要不回来
的。

【在 a*w 的大作中提到】

l*s2011-05-07 07:05

19 楼

LOL

【在 z****g 的大作中提到】

: 都会有一批人因为升级不成功而放弃Ubuntu
: 然后有人回到windows
: 有人挑战自己开始进入Arch or Gentoo的世界

M*P2011-05-07 07:05

20 楼

我的ubuntu在虚拟机里，就算坏了，也一点问题没有。

【在 z****g 的大作中提到】

: 都会有一批人因为升级不成功而放弃Ubuntu
: 然后有人回到windows
: 有人挑战自己开始进入Arch or Gentoo的世界

S*A2011-05-07 07:05

21 楼

Fedora 升级都特别顺利。我从 F8 一直升级到 F14 的。
有了 preupgrade 以后尤其顺利，和 windows service pack
差不多。
因为工作需要，有时候要搞搞 Ubuntu，真是背 Ubuntu 折磨
一下才能体会 Fedora 的 polish. Fedora + rpmfusion, 基本
上该有的都有了。Linus 用 Fedora, kernel.org 用 Fedora.
我觉得 Fedora 是挺被 under appreciate 的。大家总觉得
Fedora 升级太快。其实嫌太快可以停留在某个 FC 上面啊。

【在 z****g 的大作中提到】

: 那个也有版本吧？

s*n2011-05-07 07:05

22 楼

gentoo机两年整了，一周一升，侥幸活到现在

【在 z****g 的大作中提到】

: 都会有一批人因为升级不成功而放弃Ubuntu
: 然后有人回到windows
: 有人挑战自己开始进入Arch or Gentoo的世界

r*z2011-05-07 07:05

23 楼

个人使用的话，debian这样滚动升级的发行版还是更合适

【在 s*******n 的大作中提到】

: 想想windows版本升级也会很不舒服。基本还是靠重装。
: mint的思路不错，给了个tool备份软件列表和/home。然后让你重装，不建议升级。
: 虽然不是很好用。。不如手动备份。

m*g2011-05-07 07:05

24 楼

顶这一个。

【在 r*****z 的大作中提到】

: 个人使用的话，debian这样滚动升级的发行版还是更合适

i*e2011-05-07 07:05

25 楼

debian怎么就滚动升级了？一直用testing？

y*g2011-05-07 07:05

26 楼

对呀
一直用一个就会慢慢升级的

【在 i*****e 的大作中提到】

: debian怎么就滚动升级了？一直用testing？

z*g2011-05-07 07:05

27 楼

我第一次用Linux就是用的Fedora 6
后来还买了个正版的Fedora 7(......)
Fedora的好处是他是正统的Red Hat系，国内好多老版的书籍介绍Linux时都是用Red
Hat来讲解。用Ubuntu来学的话，好多东西和书中不符，比较打击初学者自信。

【在 S*A 的大作中提到】

: Fedora 升级都特别顺利。我从 F8 一直升级到 F14 的。
: 有了 preupgrade 以后尤其顺利，和 windows service pack
: 差不多。
: 因为工作需要，有时候要搞搞 Ubuntu，真是背 Ubuntu 折磨
: 一下才能体会 Fedora 的 polish. Fedora + rpmfusion, 基本
: 上该有的都有了。Linus 用 Fedora, kernel.org 用 Fedora.
: 我觉得 Fedora 是挺被 under appreciate 的。大家总觉得
: Fedora 升级太快。其实嫌太快可以停留在某个 FC 上面啊。

S*d2011-05-07 07:05

28 楼

fedora has the famously ugly interface
and there are many many small utilities that only exist on launchpad
they are the reason that you wanna stick with ubuntu

【在 S*A 的大作中提到】

d*i2011-05-07 07:05

29 楼

问题是window几年才升一次级，而且保守点，一个xp可以用十年。

【在 s*******n 的大作中提到】

s*n2011-05-07 07:05

30 楼

ubuntu也没办法,半年升级一次才能保证一直有人气，
如果跟windows一样3年升级一次，人气都没了。

【在 d**i 的大作中提到】

: 问题是window几年才升一次级，而且保守点，一个xp可以用十年。

N*w2011-05-07 07:05

31 楼

其实可以考虑半年一次是滚动升级，LTS 是大升级

【在 s******n 的大作中提到】

: ubuntu也没办法,半年升级一次才能保证一直有人气，
: 如果跟windows一样3年升级一次，人气都没了。

o*n2011-05-07 07:05

32 楼

关键是dependence太麻烦，好多软件的新版本在旧系统下装不了或不容易搞定，逼着用
户升级操作系统。否则可以像WinXP可以一直用很久，很多软件的最新版本照样能装。
我记得如果不是新版的openoffice等几个软件不好装在lenny上，我完全没有动力升级
到squeeze，哪有时间老折腾一个操作系统，能用就行呗。

【在 N****w 的大作中提到】

: 其实可以考虑半年一次是滚动升级，LTS 是大升级

N*w2011-05-07 07:05

33 楼

偶就喜欢升级
好几年没啥新东西那有啥意思

【在 o**n 的大作中提到】

: 关键是dependence太麻烦，好多软件的新版本在旧系统下装不了或不容易搞定，逼着用
: 户升级操作系统。否则可以像WinXP可以一直用很久，很多软件的最新版本照样能装。
: 我记得如果不是新版的openoffice等几个软件不好装在lenny上，我完全没有动力升级
: 到squeeze，哪有时间老折腾一个操作系统，能用就行呗。

o*n2011-05-07 07:05

34 楼

恩，我比较不care这些东西，我桌面基本上不是默认就是单色，不论windows还是linux
从来都把各种visual effect去掉，估计那些费劲做UI的人对我很无奈，呵呵。

【在 N****w 的大作中提到】

: 偶就喜欢升级
: 好几年没啥新东西那有啥意思

S*A2011-05-07 07:05

35 楼

I don't care about the interface all that much. I use the
terminal and gvim and firefox most of the time. And also a lot
of those small utilities can install from yum update. I haven't
found one that I need and does not exist in yum repository.
Of course, I am not a GUI heavy guy any way.
Ubuntu is a lot less polish in average packaging.
Some of my script use python-xulrunner binding which is always
broken in Ubuntu. That annoy me enough that I can't use it as
a real system for work. I haven't check it recently though.

【在 S***d 的大作中提到】

: fedora has the famously ugly interface
: and there are many many small utilities that only exist on launchpad
: they are the reason that you wanna stick with ubuntu

r*t2011-05-07 07:05

36 楼

gvim has no point/advtg comparing to vim in terminal, why gvim?

【在 S*A 的大作中提到】

: I don't care about the interface all that much. I use the
: terminal and gvim and firefox most of the time. And also a lot
: of those small utilities can install from yum update. I haven't
: found one that I need and does not exist in yum repository.
: Of course, I am not a GUI heavy guy any way.
: Ubuntu is a lot less polish in average packaging.
: Some of my script use python-xulrunner binding which is always
: broken in Ubuntu. That annoy me enough that I can't use it as
: a real system for work. I haven't check it recently though.

r*t2011-05-07 07:05

37 楼

我在这儿说很多次了，桌面 debian 要用 unstable+experimental, 不能用
testing. 虽然 sourcelist 里面可以放 testing 混合也行。有空了就升升级，
没空了就放着，从来不出问题。
比 fedora 简单易用，没有版本号，没有 preupgrade，想升就升，想降就降。

【在 i*****e 的大作中提到】

: debian怎么就滚动升级了？一直用testing？

s*n2011-05-07 07:05

38 楼

早点用gentoo就没这么多烦恼了

【在 r****t 的大作中提到】

: 我在这儿说很多次了，桌面 debian 要用 unstable+experimental, 不能用
: testing. 虽然 sourcelist 里面可以放 testing 混合也行。有空了就升升级，
: 没空了就放着，从来不出问题。
: 比 fedora 简单易用，没有版本号，没有 preupgrade，想升就升，想降就降。