usually dwelling only. In appraisal report from your bank (loan office), it has replacement cost (rebuild), which is the min amount you need to cover.
b*3
3 楼
Condo还是single family。 如果是condo,保险需要cover dwelling 20% of appraisal value or sale price, whichever is less. 如果是single family,cover appraisal value or sales price, whichever is less