刚刚仔细的看了我的信用卡的policy,发现这个apr的旁边加了一条小字: this is standard purchase apr as of your last statement.然后大家有没有发现每 次pay信用卡的时候都会给你3个选项: a.last statement balance...... b.minimum balance due c.other amount 这样看来是不是只要我pay了选项a,就可以不要交利息了? 希望大家不吝赐教!谢谢了
K*o
11 楼
yes
【在 s******g 的大作中提到】 : 刚刚仔细的看了我的信用卡的policy,发现这个apr的旁边加了一条小字: : this is standard purchase apr as of your last statement.然后大家有没有发现每 : 次pay信用卡的时候都会给你3个选项: : a.last statement balance...... : b.minimum balance due : c.other amount : 这样看来是不是只要我pay了选项a,就可以不要交利息了? : 希望大家不吝赐教!谢谢了
【在 f********l 的大作中提到】 : You might borrow from your 401K. One call only and it takes 10 or so : minutes, no question asks - that simple! You can borrow up to $50K.
Yes,这个新卡钱tranfer走之后,每个月 还是要付minimum. Otherwise you will have to pay penalty and it would be considered late payment and hurt your credit history. Read balance transfer details carefully, usually there is 3% balance transfer fee, so which means you have to pay 3% interest rate right away to the new credit card company. Before sometimes there is a max of $75 fee, nowadays there is no cap.