(update) 15-year fixed rate: 4.375% no point. should I lock?
(update) 15-year fixed rate: 4.375% no point. should I lock?# Living
E*n
1 楼
Update on 4/13: 今天早上lock了, 15-year fixed. 4.25% no point.
J*e
2 楼
if no closing cost, it is good.
s*y
3 楼
the best I can get is 4.375% and $3600+ closing cost -$1000 credit
【在 J******e 的大作中提到】 : if no closing cost, it is good.
h*g
4 楼
can you tell me which state are you in and who is your broker? my broker can only give me 4.5 and I need to pay the appraisal fee and credit report fee and processing fee and underwriting fee
月底
【在 E********n 的大作中提到】 : Update on 4/13: 今天早上lock了, 15-year fixed. 4.25% no point.
E*n
5 楼
MD. SunTrust 15-day lock-in I will need to pay appraisal, credit report, underwriting etc too
fee
【在 h****g 的大作中提到】 : can you tell me which state are you in and who is your broker? : my broker can only give me 4.5 : and I need to pay the appraisal fee and credit report fee and processing fee : and : underwriting fee : : 月底
s*m
6 楼
what's your point then? you want to bet the rate become lower tomorrow? but you don't want to make your own decision and poll or ask advice here? greedy or not, i don't want to comment. nobody knows what rate would be tomorrow. what would you do/say if rate goes up tomorrow? what if the predication here is wrong? who are you gonna blame? put tomorrow's rate aside, now ask yourself if there is enough time to close the sale. i think that's of more important thing to consider now. if you have extra
【在 E********n 的大作中提到】 : MD. SunTrust : 15-day lock-in : I will need to pay appraisal, credit report, underwriting etc too : : fee
c*l
7 楼
check your mail
fee
【在 h****g 的大作中提到】 : can you tell me which state are you in and who is your broker? : my broker can only give me 4.5 : and I need to pay the appraisal fee and credit report fee and processing fee : and : underwriting fee : : 月底
s*y
8 楼
用不着这么sharp吧,这些道理谁不懂啊 btw,明天是周六,要变也得到下周一了
but greedy . here
【在 s**m 的大作中提到】 : what's your point then? you want to bet the rate become lower tomorrow? but : you don't want to make your own decision and poll or ask advice here? greedy : or not, i don't want to comment. nobody knows what rate would be tomorrow. : what would you do/say if rate goes up tomorrow? what if the predication here : is wrong? who are you gonna blame? put tomorrow's rate aside, now ask : yourself if there is enough time to close the sale. i think that's of more : important thing to consider now. if you have extra
h*g
9 楼
I decide to lock even at 4.5. seems the lowest rate ever in history is above 4.25 so I think 4.5 should be good enough.
【在 s*y 的大作中提到】 : 用不着这么sharp吧,这些道理谁不懂啊 : btw,明天是周六,要变也得到下周一了 : : but : greedy : . : here