没有LOCK RATE前可以REMOVE CONTIGENCY 吗？# Living
j*j
1 楼
我的BUYER AGENT 没有给我GFE
和 贷款的TERMS,我现在都不知道我拿到的RATE
和TERM 是什麽。请问可以REMOVE CONTINGENCY吗？
和 贷款的TERMS,我现在都不知道我拿到的RATE
和TERM 是什麽。请问可以REMOVE CONTINGENCY吗？
s*c
2 楼
最好不要
對你沒有好處
對你沒有好處
r*e
3 楼
definitely no. you need to know you have been approved at your favorable
terms. it is loan agent's responsibility to give your GFE. You also need to
consult your buyer agent as he/she will know more about the cost of escrow
and title.
【在 j*j 的大作中提到】
: 我的BUYER AGENT 没有给我GFE
: 和 贷款的TERMS,我现在都不知道我拿到的RATE
: 和TERM 是什麽。请问可以REMOVE CONTINGENCY吗？
terms. it is loan agent's responsibility to give your GFE. You also need to
consult your buyer agent as he/she will know more about the cost of escrow
and title.
【在 j*j 的大作中提到】
: 我的BUYER AGENT 没有给我GFE
: 和 贷款的TERMS,我现在都不知道我拿到的RATE
: 和TERM 是什麽。请问可以REMOVE CONTINGENCY吗？
i*a
4 楼
don't remove loan contingency until you get actually get the loan.
【在 j*j 的大作中提到】
: 我的BUYER AGENT 没有给我GFE
: 和 贷款的TERMS,我现在都不知道我拿到的RATE
: 和TERM 是什麽。请问可以REMOVE CONTINGENCY吗？
【在 j*j 的大作中提到】
: 我的BUYER AGENT 没有给我GFE
: 和 贷款的TERMS,我现在都不知道我拿到的RATE
: 和TERM 是什麽。请问可以REMOVE CONTINGENCY吗？
j*j
5 楼
My loan is with my buyer agent.
I don't know why she still cannot
provide me the GFE to make sure that I have been approved at a favorable
term.
The GFE sent to HUD is extremely bad. I can ignore that, right?
to
【在 r******e 的大作中提到】
: definitely no. you need to know you have been approved at your favorable
: terms. it is loan agent's responsibility to give your GFE. You also need to
: consult your buyer agent as he/she will know more about the cost of escrow
: and title.
I don't know why she still cannot
provide me the GFE to make sure that I have been approved at a favorable
term.
The GFE sent to HUD is extremely bad. I can ignore that, right?
to
【在 r******e 的大作中提到】
: definitely no. you need to know you have been approved at your favorable
: terms. it is loan agent's responsibility to give your GFE. You also need to
: consult your buyer agent as he/she will know more about the cost of escrow
: and title.
j*j
6 楼
大家知道为什麽我的AGNNT没有及时给我GFE吗？这对他没有什麽好处吧？
到现在已经 20天了，对方一定要我REMOVE CONTINGENCY，昨天
APPRASAL 才下来。
到现在已经 20天了，对方一定要我REMOVE CONTINGENCY，昨天
APPRASAL 才下来。
t*l
7 楼
应该问你loan agent的意见
【在 j*j 的大作中提到】
: 大家知道为什麽我的AGNNT没有及时给我GFE吗？这对他没有什麽好处吧？
: 到现在已经 20天了，对方一定要我REMOVE CONTINGENCY，昨天
: APPRASAL 才下来。
【在 j*j 的大作中提到】
: 大家知道为什麽我的AGNNT没有及时给我GFE吗？这对他没有什麽好处吧？
: 到现在已经 20天了，对方一定要我REMOVE CONTINGENCY，昨天
: APPRASAL 才下来。
h*h
8 楼
我听说final的settlement和GFE不能差10%以上呢。
【在 j*j 的大作中提到】
: My loan is with my buyer agent.
: I don't know why she still cannot
: provide me the GFE to make sure that I have been approved at a favorable
: term.
: The GFE sent to HUD is extremely bad. I can ignore that, right?
:
: to
【在 j*j 的大作中提到】
: My loan is with my buyer agent.
: I don't know why she still cannot
: provide me the GFE to make sure that I have been approved at a favorable
: term.
: The GFE sent to HUD is extremely bad. I can ignore that, right?
:
: to
j*j
9 楼
loan 是 BUYER AGENT zuo de.
他现在PUSH我REMOVE.
【在 t***l 的大作中提到】
: 应该问你loan agent的意见
他现在PUSH我REMOVE.
【在 t***l 的大作中提到】
: 应该问你loan agent的意见
j*j
10 楼
请问15天和30天 LOCK有多少差距，
不知道是否 他想要给我15天LOCK， 怕可能来不及所以在拖给我LOCK RATE.我是否应该
LOCK RATE ASAP 然后再REMOVE CONTINGENCY?
不知道是否 他想要给我15天LOCK， 怕可能来不及所以在拖给我LOCK RATE.我是否应该
LOCK RATE ASAP 然后再REMOVE CONTINGENCY?
r*e
11 楼
sorry to hear your situation.
Providing GFE has nothing to do with loan approval. Your agent should inform
you firmly once the loan is approved. Without approved loan, you cannot
remove your contingency.
Once your loan is approved, you can decide when you want to lock in your
best rate. Without initial GFE document, all the numbers on HUD-1 file could
be manipulated later.
Not sure what you meant when you said "send GFE to HUD".
【在 j*j 的大作中提到】
: My loan is with my buyer agent.
: I don't know why she still cannot
: provide me the GFE to make sure that I have been approved at a favorable
: term.
: The GFE sent to HUD is extremely bad. I can ignore that, right?
:
: to
Providing GFE has nothing to do with loan approval. Your agent should inform
you firmly once the loan is approved. Without approved loan, you cannot
remove your contingency.
Once your loan is approved, you can decide when you want to lock in your
best rate. Without initial GFE document, all the numbers on HUD-1 file could
be manipulated later.
Not sure what you meant when you said "send GFE to HUD".
【在 j*j 的大作中提到】
: My loan is with my buyer agent.
: I don't know why she still cannot
: provide me the GFE to make sure that I have been approved at a favorable
: term.
: The GFE sent to HUD is extremely bad. I can ignore that, right?
:
: to
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