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How to remove credit collection

How to remove credit collection# Living

G*72011-03-21 07:03

1 楼

What to get certification in SAS Certified Predictive Modeler Using SAS
Enterprise.
So, need SAS books. Any one knows which book is best for this certification
?

l*i2011-03-21 07:03

2 楼

Just found out a credit collection of unpaid bill in 2010 reduced my credit
score to 680. I never received any letter/notice about this bill. How to
remove this credit collection? I would like to loan to buy a car soon so
need a better credit score.
Thanks a lot!

d*n2011-03-21 07:03

3 楼

那笔钱是LZ应该交的么？
如果是，找收钱的地方argue先，强调没有收到过任何bill，对地址看看是否对方记录
的地址有误，说服他们出信证明是一场误会。之后，向三个bureau分别购买credit
report（有分数的那种吧），用解释信dispute，要三个bureau把collection去掉。
如果那笔钱是子虚乌有，直接order credit report，然后dispute。最后从记录上能够
看到有不符合LZ个人资料的部分。中国人重名的多，认错人也是有可能的，总之bureau
似乎是本着宁杀错不放过的精神做事的。

r*y2011-03-21 07:03

4 楼

If the amount at dispute is small, you can do the following:
1. Become paying members of all three credit bureaus (cost you about 3*$15
per month)
2. Electronically dispute the unpaid bill. Tell them that you never heard
of this bill, it does not belong to you. In order to resolve the matter
quickly, you have to say that you do not owe the money at all. Do not
contact anyone else, only contact the credit bureaus. Contacting anyone
else will be evidence of you actually oweing this money. For a small bill,
the cost of verifying that it belongs to you will frequently exceed the
estimated sum that they could collect from you, so they will frequently let
it go and clean up your credit.

credit

【在 l*****i 的大作中提到】

: Just found out a credit collection of unpaid bill in 2010 reduced my credit
: score to 680. I never received any letter/notice about this bill. How to
: remove this credit collection? I would like to loan to buy a car soon so
: need a better credit score.
: Thanks a lot!