I didn't feel that way...I was told by agent we should be careful when signing and make sure both sigature and the format of dates were consistant. That's it. Pretty easy to work with them and I'm happy to have reduced my rate from 4.625 to 3, haha. 在 ycyi121 (西门吹雪) 的大作中提到: 】
y*1
12 楼
It is a huge reduction on the mortgage rate! Congrat!
consistant. my
【在 h****n 的大作中提到】 : I didn't feel that way...I was told by agent we should be careful when : signing and make sure both sigature and the format of dates were consistant. : That's it. Pretty easy to work with them and I'm happy to have reduced my : rate from 4.625 to 3, haha. : 在 ycyi121 (西门吹雪) 的大作中提到: 】
h*d
13 楼
provident funding is THE best. If you pass their requirements, the rate is THE best.
w*i
14 楼
用过,没觉得有什么特别严的地方。也没怎么跟他们客服打交到,按时还款没有什么 late fee的问题,也不跟他们有关系。没多久就被卖给wells fargo倒是真的,不过对 咱自己也没什么影响。现在还钱给WF,WF的客服还不错。
Updates: 我的贷款也批了, 前后也就两天时间, 真非常的快啊!现在需要清 Conditions了。虽说有些比较怪异的Condition,但基本上不算离谱,都是些合理要求。 另外,Loan officer催我lock rate, 他给我的是: 7/1ARM 3.0% rate with 0.125 point for 30 days closing or 3.0% rate with 0.25 point for 45 days closing. 我还不知道30天的够不够用,45天的貌似也还可以,差别不大。其实我想做完Apraisal 后再锁,但是我知道Lock-in是双刃剑,谁也不好说下周会怎么样。但是还请大家根据 今天及以前的情况评价一下这个利率如何,可不可以锁?!谢谢啦!