基本情况如下:
FINANCIAL CONSIDERATION
Total Consideration 335,000.00
Deposit from huan wu 5,000.00
New 1st Trust Deed , LLC 268,000.00
LOAN INFORMATION [Charges $7,475.71]
Credit or Charge for Interest Rate to Mortgage, LLC 3,612.64
Appraisal Fee POC $395.00
Settlement Service Fee C2C 202.50
Tax Service Fee to Mortgage, LLC 66.00
Processing Fee to Mortgage, LLC 670.00
Underwriter Fee to Mortgage, LLC 550.00
Interest at $32.5694/day from 06/06/2011 to 07/01/2011 to Mortgage, LLC
814.24
Homeowner's Insurance @ $54.83/mo for 3 mo to Mortgage, LLC
164.49
Property Taxes @ $348.96/mo for 4 mos to Mortgage, LLC
1,395.84
PRORATIONS/ADJUSTMENTS
Taxes at $1623.93/semi-annually from 06/07/2011 to 07/01/2011 216.52
OTHER DEBITS/CREDITS
Homeowner's Insurance 658.00
Escrow for Courier/Overnight Handling Service 125.00
Third Party Notary 200.00
Archive Service 40.00
TITLE/TAXES/RECORDING CHARGES -
Owners Title Policy + Endorsements 757.50
Buyer's off-set credit for Owners Title Policy + Endorsements 757.50
ALTA Loan Policy + Endorsements 558.88
Recording Fee 100.00
Documentary Transfer Tax 368.50
Buyer's off-set credit for Documentary Transfer Tax 368.50
ESCROW CHARGES
Escrow Fee 911.25
Loan Tie-In Fee 175.00
Drawing Interspousal Deed 25.00
Document Preparation Fee 150.00
上面有关税的部分有些不明白,是不是以后的保险和财产税都是由Lender代收代缴的?
就是我交给lender,lender帮我报税啊?
新手买房,请多指教,多谢啦