贷款银行给的disclosure statement大家给帮忙看看，好多看不懂的# Living
d*u
1 楼
在德州，房子是$175k，贷款$120k,今天收到贷款银行给点表格,大家帮看看合理吗？这
是不是就是最后的closing fee？还是closing的时候还有其他的charge？为什么我们的
lender要收$2400的compensation fee？我们7月份closing，为什么property tax 收10
个月啊？
谢谢了。
Itemization of Prepaid Finance Charge:
Administration fee to Mortgage company: $699
DOC Review Fee: $225
LPC lender compensation to (our lender company) $2400
Daily interest charges (first month) $293.02
Settlement or closing fee $500
_____________________________________________________________
Total prepaid finance charge $4117.02
_____________________________________________________________
Amount paid on your account/amount paid to others on your behalf:
Appraisal fee to appraiser $460
LPC premium rate credit to borrower to $-1650
Homeowner's insurance for___years to $600
Homeowner's insurance 2 [email protected]$50/month $100
Property taxes [email protected]/months $3500
Owner's title insurance $1500
Lender's title insurance $500
Deed $__Mortgage $__ Releases $__ $250
Survey fee $600
____________________________________________________________
Total $5860
是不是就是最后的closing fee？还是closing的时候还有其他的charge？为什么我们的
lender要收$2400的compensation fee？我们7月份closing，为什么property tax 收10
个月啊？
谢谢了。
Itemization of Prepaid Finance Charge:
Administration fee to Mortgage company: $699
DOC Review Fee: $225
LPC lender compensation to (our lender company) $2400
Daily interest charges (first month) $293.02
Settlement or closing fee $500
_____________________________________________________________
Total prepaid finance charge $4117.02
_____________________________________________________________
Amount paid on your account/amount paid to others on your behalf:
Appraisal fee to appraiser $460
LPC premium rate credit to borrower to $-1650
Homeowner's insurance for___years to $600
Homeowner's insurance 2 [email protected]$50/month $100
Property taxes [email protected]/months $3500
Owner's title insurance $1500
Lender's title insurance $500
Deed $__Mortgage $__ Releases $__ $250
Survey fee $600
____________________________________________________________
Total $5860