60w的jumbo loan，30yr 5% no cost, 高不高？ - 未名空间MITBBS历史存档

国际科技财经博客移民网络热点娱乐民生时事公众号

Redian新闻

>未名空间

>Living

60w的jumbo loan，30yr 5% no cost, 高不高？

60w的jumbo loan，30yr 5% no cost, 高不高？# Living

T*a2011-09-20 07:09

1 楼

没什么idea，就看见非jumbo都是4%左右，觉得这个好像挺高的.
30 yr. 4.75-4.875% with closing cost $4000
5/1 arm. 3.125% with closing cost $4000
7/1 arm. 3.5% with closing cost around $4000
10/1 arm. 4.125% with closing cost around $4000
Any comments are welcome! Thanks...

R*U2011-09-20 07:09

2 楼

7 yr ARM Jumbo is 3.25%.
Get a 7 arm and then change to confirming loan after 7 or 8 yr.

【在 T***a 的大作中提到】

: 没什么idea，就看见非jumbo都是4%左右，觉得这个好像挺高的.
: 30 yr. 4.75-4.875% with closing cost $4000
: 5/1 arm. 3.125% with closing cost $4000
: 7/1 arm. 3.5% with closing cost around $4000
: 10/1 arm. 4.125% with closing cost around $4000
: Any comments are welcome! Thanks...

k*o2011-09-20 07:09

3 楼

$600K 的jumbo loan, you should get it around 4.25%-4.375% for No Point No Fee Refinancing depending on your case (FICO score, LTV, etc).
You could check the rate from my 俱乐部.

【在 T***a 的大作中提到】

h*b2011-09-20 07:09

4 楼

加州做 60W high balance 的可以到4.375%。请到俱乐部参考。
虽然不同州的利率和costs会不一样， 5% 还是比较高的。

【在 T***a 的大作中提到】

T*a2011-09-20 07:09

5 楼

How about in MA?

Fee Refinancing depending on your case (FICO score, LTV, etc).

【在 k******o 的大作中提到】

: $600K 的jumbo loan, you should get it around 4.25%-4.375% for No Point No Fee Refinancing depending on your case (FICO score, LTV, etc).
: You could check the rate from my 俱乐部.

k*o2011-09-20 07:09

6 楼

Most state has its own licensing requirement. My CA license (NMLS# 333430)
limits my business primarily on CA boundary only.

【在 T***a 的大作中提到】

: How about in MA?
:
: Fee Refinancing depending on your case (FICO score, LTV, etc).

k*n2011-09-20 07:09

7 楼

high balance conforming or jumbo? it should not be this low for Jumbo.

Fee Refinancing depending on your case (FICO score, LTV, etc).

【在 k******o 的大作中提到】

: $600K 的jumbo loan, you should get it around 4.25%-4.375% for No Point No Fee Refinancing depending on your case (FICO score, LTV, etc).
: You could check the rate from my 俱乐部.

b*22011-09-20 07:09

8 楼

在加州的很多County,$600K算是jumbo conforming,只要Fannie Mae买这个Loan,利率就
可以做到4.25%.

【在 k********n 的大作中提到】

: high balance conforming or jumbo? it should not be this low for Jumbo.
:
: Fee Refinancing depending on your case (FICO score, LTV, etc).

k*o2011-09-20 07:09

9 楼

If your loan amount is $600K (<=$$625.5K) in some counties in CA, this is
regarded as jumbo conforming loan, which GSE (Government Sponsored
Enterprise, namely Fannie Mae, Freddie Mac) may buy and hold your loan
principle.
Counties with $625.5K limit: Los Angeles, Orange, Santa Clara, San Francisco
, San Mateo, but not San Diego, etc) after Oct 1.

【在 k********n 的大作中提到】

: high balance conforming or jumbo? it should not be this low for Jumbo.
:
: Fee Refinancing depending on your case (FICO score, LTV, etc).