m*e
2 楼
社会主义，你担心什么？难道你是1%?
【在 S******6 的大作中提到】
: 对我们会有什么好处, 是不是 refinance 的费用会降低 ?
【在 S******6 的大作中提到】
: 对我们会有什么好处, 是不是 refinance 的费用会降低 ?
S*6
3 楼
你什么地方看出我是在担心 ? 我当然是 99%, 想 refinance 所以看奥巴马会扔什么馅
儿饼给我.
【在 m*****e 的大作中提到】
: 社会主义，你担心什么？难道你是1%?
儿饼给我.
【在 m*****e 的大作中提到】
: 社会主义，你担心什么？难道你是1%?
k*a
4 楼
这个死黑鬼又在拉大旗继续帮银行掩盖坏账和未冲销干净的ＣＤＯ／ＭＢＳ了，帮助了
炒家，苦了真的买家。
真ＴＭＤ后悔选了这么个猪遗屎集团的傀儡！
炒家，苦了真的买家。
真ＴＭＤ后悔选了这么个猪遗屎集团的傀儡！
l*u
5 楼
小薇的是密林豪厮，所以就缺省以为大家都是1%。
【在 S******6 的大作中提到】
: 你什么地方看出我是在担心 ? 我当然是 99%, 想 refinance 所以看奥巴马会扔什么馅
: 儿饼给我.
【在 S******6 的大作中提到】
: 你什么地方看出我是在担心 ? 我当然是 99%, 想 refinance 所以看奥巴马会扔什么馅
: 儿饼给我.
S*6
6 楼
说正经的，奥巴马是不是暗示要支持大家 refinance, 有什么具体的措施，他说了一
家 3000 美元。
【在 l*****u 的大作中提到】
: 小薇的是密林豪厮，所以就缺省以为大家都是1%。
家 3000 美元。
【在 l*****u 的大作中提到】
: 小薇的是密林豪厮，所以就缺省以为大家都是1%。
S*6
7 楼
"The program would also eliminate some risk-based fees for borrowers."
但是主要还是针对那些水下和低信用的房主。
Fact or Fiction Number 2 - Obama's Plan for Foreclosures
"That's why I'm sending this Congress a plan that gives every responsible
homeowner the chance to save about $3,000 a year on their mortgage, by
refinancing at historically low interest rates. No more red tape. No more
runaround from the banks. A small fee on the largest financial institutions
will ensure that it won't add to the deficit, and will give banks that were
rescued by taxpayers a chance to repay a deficit of trust."
The Obama administration has announced a number of programs to salvage the
housing market, which continues to be a drag on the U.S. economy. Today, the
president was referring to a plan he announced in October from the front
porch of a home in Las Vegas, which has one of the highest foreclosure rates
in the country. The president's plan would allow struggling homeowners who
have mortgages backed by Fannie Mae or Freddie Mac to refinance without
getting a new appraisal or a full credit check. The program would also
eliminate some risk-based fees for borrowers.
The proposal would alter the $75 billion Home Affordable Refinance Program,
or HARP, which was launched in 2009 to help distressed homeowners.
If a homeowner has a mortgage of $250,000 at a 6 percent interest rate, they
would be able to take advantage of record low interest rates and refinance
their home. If they got a rate that's 4.5 percent or lower, the homeowner
would save $250 a month, or $3,000 a year. Given that there are 4 million
homeowners who are backed by government-sponsored entities, the
administration says the program can help millions of Americans.
But the initial HARP program fell short of its initial goals, with only
about 900,000 homeowners taking advantage of it, far less than what the
administration had hoped. Additionally, many homeowners who took advantage
of the program ended up defaulting again on their mortgage.
The president tonight touted this new proposal as having no red tape or
runaround from banks, but there are a number of caveats in his program. Only
those who signed a mortgage before May 31, 2009, and have not refinanced
previously under the Home Affordable Refinance Program are eligible for the
new scheme. The loan-to-value ratio has to be greater than 80 percent.
Borrowers must also have good credit and must have kept up with their
mortgage payments, with no late payment in the past six months and no more
than one late payment in the past 12 months.
Some economists calculate that it would only benefit 1 million households, a
relatively small number given that more than 6 million homeowners are
facing foreclosure or have delinquent payments. Others say the restrictions
are too stringent and automatically cut out those under-water homeowners who
have bad credit.
但是主要还是针对那些水下和低信用的房主。
Fact or Fiction Number 2 - Obama's Plan for Foreclosures
"That's why I'm sending this Congress a plan that gives every responsible
homeowner the chance to save about $3,000 a year on their mortgage, by
refinancing at historically low interest rates. No more red tape. No more
runaround from the banks. A small fee on the largest financial institutions
will ensure that it won't add to the deficit, and will give banks that were
rescued by taxpayers a chance to repay a deficit of trust."
The Obama administration has announced a number of programs to salvage the
housing market, which continues to be a drag on the U.S. economy. Today, the
president was referring to a plan he announced in October from the front
porch of a home in Las Vegas, which has one of the highest foreclosure rates
in the country. The president's plan would allow struggling homeowners who
have mortgages backed by Fannie Mae or Freddie Mac to refinance without
getting a new appraisal or a full credit check. The program would also
eliminate some risk-based fees for borrowers.
The proposal would alter the $75 billion Home Affordable Refinance Program,
or HARP, which was launched in 2009 to help distressed homeowners.
If a homeowner has a mortgage of $250,000 at a 6 percent interest rate, they
would be able to take advantage of record low interest rates and refinance
their home. If they got a rate that's 4.5 percent or lower, the homeowner
would save $250 a month, or $3,000 a year. Given that there are 4 million
homeowners who are backed by government-sponsored entities, the
administration says the program can help millions of Americans.
But the initial HARP program fell short of its initial goals, with only
about 900,000 homeowners taking advantage of it, far less than what the
administration had hoped. Additionally, many homeowners who took advantage
of the program ended up defaulting again on their mortgage.
The president tonight touted this new proposal as having no red tape or
runaround from banks, but there are a number of caveats in his program. Only
those who signed a mortgage before May 31, 2009, and have not refinanced
previously under the Home Affordable Refinance Program are eligible for the
new scheme. The loan-to-value ratio has to be greater than 80 percent.
Borrowers must also have good credit and must have kept up with their
mortgage payments, with no late payment in the past six months and no more
than one late payment in the past 12 months.
Some economists calculate that it would only benefit 1 million households, a
relatively small number given that more than 6 million homeowners are
facing foreclosure or have delinquent payments. Others say the restrictions
are too stringent and automatically cut out those under-water homeowners who
have bad credit.
n*e
8 楼
对,主要是对那些快破产了,或实在还不起贷款的人...
institutions
were
【在 S******6 的大作中提到】
: "The program would also eliminate some risk-based fees for borrowers."
: 但是主要还是针对那些水下和低信用的房主。
: Fact or Fiction Number 2 - Obama's Plan for Foreclosures
: "That's why I'm sending this Congress a plan that gives every responsible
: homeowner the chance to save about $3,000 a year on their mortgage, by
: refinancing at historically low interest rates. No more red tape. No more
: runaround from the banks. A small fee on the largest financial institutions
: will ensure that it won't add to the deficit, and will give banks that were
: rescued by taxpayers a chance to repay a deficit of trust."
: The Obama administration has announced a number of programs to salvage the
institutions
were
【在 S******6 的大作中提到】
: "The program would also eliminate some risk-based fees for borrowers."
: 但是主要还是针对那些水下和低信用的房主。
: Fact or Fiction Number 2 - Obama's Plan for Foreclosures
: "That's why I'm sending this Congress a plan that gives every responsible
: homeowner the chance to save about $3,000 a year on their mortgage, by
: refinancing at historically low interest rates. No more red tape. No more
: runaround from the banks. A small fee on the largest financial institutions
: will ensure that it won't add to the deficit, and will give banks that were
: rescued by taxpayers a chance to repay a deficit of trust."
: The Obama administration has announced a number of programs to salvage the
i*a
9 楼
Stop making payments now so you can qualify for foreclosure. Then you can
refi for a bettet deal.
[发表自未名空间手机版 - m.mitbbs.com]
【在 S******6 的大作中提到】
: "The program would also eliminate some risk-based fees for borrowers."
: 但是主要还是针对那些水下和低信用的房主。
: Fact or Fiction Number 2 - Obama's Plan for Foreclosures
: "That's why I'm sending this Congress a plan that gives every responsible
: homeowner the chance to save about $3,000 a year on their mortgage, by
: refinancing at historically low interest rates. No more red tape. No more
: runaround from the banks. A small fee on the largest financial institutions
: will ensure that it won't add to the deficit, and will give banks that were
: rescued by taxpayers a chance to repay a deficit of trust."
: The Obama administration has announced a number of programs to salvage the
refi for a bettet deal.
[发表自未名空间手机版 - m.mitbbs.com]
【在 S******6 的大作中提到】
: "The program would also eliminate some risk-based fees for borrowers."
: 但是主要还是针对那些水下和低信用的房主。
: Fact or Fiction Number 2 - Obama's Plan for Foreclosures
: "That's why I'm sending this Congress a plan that gives every responsible
: homeowner the chance to save about $3,000 a year on their mortgage, by
: refinancing at historically low interest rates. No more red tape. No more
: runaround from the banks. A small fee on the largest financial institutions
: will ensure that it won't add to the deficit, and will give banks that were
: rescued by taxpayers a chance to repay a deficit of trust."
: The Obama administration has announced a number of programs to salvage the
l*7
10 楼
民主党保的是那46%，不交fedex income tax的，与这里多数人没啥关系
S*6
11 楼
我也不交 fedex income tax, 我现在都用 on-line.
【在 l*****7 的大作中提到】
: 民主党保的是那46%，不交fedex income tax的，与这里多数人没啥关系
【在 l*****7 的大作中提到】
: 民主党保的是那46%，不交fedex income tax的，与这里多数人没啥关系
c*o
12 楼
人生真是讽刺，从社会主义移民到另一个社会主义
t*s
13 楼
你这不是害人家吗？
【在 i****a 的大作中提到】
: Stop making payments now so you can qualify for foreclosure. Then you can
: refi for a bettet deal.
:
: [发表自未名空间手机版 - m.mitbbs.com]
【在 i****a 的大作中提到】
: Stop making payments now so you can qualify for foreclosure. Then you can
: refi for a bettet deal.
:
: [发表自未名空间手机版 - m.mitbbs.com]
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