l*e
2 楼
Hi,Dear XDJM,
I have a BMR (below market rate) condo in Walnut Creek, CA, to buy, the
listing price is 34K. We can only have 10% down payment to buy it.
Last month, we applied 5% down payment from FHA loan (rate 3.875%,close cost
6800). we have not got any response from FHA, the load agent told us FHA
HUD does not want to give loan for a BMA unit, in 90% FHA loan will fail.
Today, The loan agent agree to 10% down payment, but she give us 4.875% rate
without close cost. She told us we can refiance later.
I want to ask is it difficult to get refianced for a 10% down payment in BMR
unit?
Thanks so much!
I have a BMR (below market rate) condo in Walnut Creek, CA, to buy, the
listing price is 34K. We can only have 10% down payment to buy it.
Last month, we applied 5% down payment from FHA loan (rate 3.875%,close cost
6800). we have not got any response from FHA, the load agent told us FHA
HUD does not want to give loan for a BMA unit, in 90% FHA loan will fail.
Today, The loan agent agree to 10% down payment, but she give us 4.875% rate
without close cost. She told us we can refiance later.
I want to ask is it difficult to get refianced for a 10% down payment in BMR
unit?
Thanks so much!
c*g
3 楼
no
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