b*2
4 楼
粗略估计也就$6000吧. 是应该早点做.
p*y
7 楼
一般吧,20万的贷款,就算是no cost refi 也未必能拿到最好的rate。不如,量力进
行提前还本,节省利息效果更明显。
行提前还本,节省利息效果更明显。
P*0
8 楼
not much at all.
3.25% 15yr is similar to 4% 30 yr.
so total cost for inaction is $3072.
4.75% 30 yr 200k monthly is 1043.29. At that same monthly at 4% 30 yrs, the
principle is $3072 less than the previous case (190606 vs 193678).
in fact, you are saving much less than that because it did take time for
rate to go down to 3.25% 15 yr.
【在 l****G 的大作中提到】
: 房子贷款2年了,一直4.75% 30yr,最近一查到了3.25% 15yr,大家给我算算亏了多少
: ?贷款200k。
3.25% 15yr is similar to 4% 30 yr.
so total cost for inaction is $3072.
4.75% 30 yr 200k monthly is 1043.29. At that same monthly at 4% 30 yrs, the
principle is $3072 less than the previous case (190606 vs 193678).
in fact, you are saving much less than that because it did take time for
rate to go down to 3.25% 15 yr.
【在 l****G 的大作中提到】
: 房子贷款2年了,一直4.75% 30yr,最近一查到了3.25% 15yr,大家给我算算亏了多少
: ?贷款200k。
相关阅读
本周利率是不是基本稳着跟上周持平啊?住家附近有变电站的要注意一般大家签合同的时候,从binding agreement date到closing date大概多少天?最近被儿子气死了-关于14岁男孩看黄片的问题 (转载)大装饰画3000尺的草地,用个trimmer行不行?3D TV and 2D to 3D conversionclosing cost, owner's title insurance不开空调时,美国的房子到底通风吗?家有客猫 (转载)车库换这个灯怎么样?Loan ready to sign需要让律师先看过吗美国的建筑物内总有种神秘的香气,室外的空气中总有种神秘的甜大家贷款都得有这么个玩意儿老跟着吗?就是escrow account二季度的5% cash backloan approval之后降低房价大家都是拿commitment letter之前先买保险吗?昨天看到一个年薪32万的伙计开的车 (转载)25岁如花为什么在交友征婚?大家安神器二代都是用jigsaw打的洞吗?