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Baozi 什么情况下可以拿到no cost rate？

Baozi 什么情况下可以拿到no cost rate？# Living

f*12012-07-18 07:07

1 楼

Get an extra boost just for being a customer. For a limited time, after you
use your American Express Serve® Card to spend $50 or more in one
purchase by April 30, you can get a $10 statement credit to your Account.
Email offer

t*k2012-07-18 07:07

2 楼

在NJ。
还有律师一般收费多少，900合理吗？
律师说closing fee要差不多8000-10000的样子，贷款30多万。
baozi谢。

g*t2012-07-18 07:07

3 楼

BB算serve么？

you

【在 f*********1 的大作中提到】

: Get an extra boost just for being a customer. For a limited time, after you
: use your American Express Serve® Card to spend $50 or more in one
: purchase by April 30, you can get a $10 statement credit to your Account.
: Email offer

r*d2012-07-18 07:07

4 楼

I am not in NJ but i am trying to answer the questions.
For loan amount 300K, you should be able to get no cost loan. the broker/
lender's rebate should be enough to cover the closing cost, at lest it is
the case in CA.
In CA, we use escrow which is similar as lawyer in your area. You can check
around for a few lawyers to get some quote and compare.
For loan amount 300K but with around 10K closing, it sounds little bit
higher. Do you have high property tax or impound account?

【在 t***k 的大作中提到】

: 在NJ。
: 还有律师一般收费多少，900合理吗？
: 律师说closing fee要差不多8000-10000的样子，贷款30多万。
: baozi谢。

s*t2012-07-18 07:07

5 楼

bb不算吧。谢谢lz。可惜没收到。

【在 g******t 的大作中提到】

: BB算serve么？
:
: you

t*k2012-07-18 07:07

6 楼

谢了,包子已发
问下律师费900算正常的吗?

check

【在 r******d 的大作中提到】

: I am not in NJ but i am trying to answer the questions.
: For loan amount 300K, you should be able to get no cost loan. the broker/
: lender's rebate should be enough to cover the closing cost, at lest it is
: the case in CA.
: In CA, we use escrow which is similar as lawyer in your area. You can check
: around for a few lawyers to get some quote and compare.
: For loan amount 300K but with around 10K closing, it sounds little bit
: higher. Do you have high property tax or impound account?

n*72012-07-18 07:07

7 楼

不知道是一次性的還是多次的？

p*y2012-07-18 07:07

8 楼

一般来说，purchase是没有no cost的，主要是看rate和银行收费了。有些银行可以
waive掉一些费用，有些borker拿到的rate有些credit，能cover部分或全部lender fee
的情况下，就有人兜售no cost purchase的概念。在purchase的case里，基本上都只是
cover部分lender fee。
900律师费如果是flat收费的话，不能说便宜，但是reasonable。

t*k2012-07-18 07:07

9 楼

谢了,包子已发

fee

【在 p******y 的大作中提到】

: 一般来说，purchase是没有no cost的，主要是看rate和银行收费了。有些银行可以
: waive掉一些费用，有些borker拿到的rate有些credit，能cover部分或全部lender fee
: 的情况下，就有人兜售no cost purchase的概念。在purchase的case里，基本上都只是
: cover部分lender fee。
: 900律师费如果是flat收费的话，不能说便宜，但是reasonable。